HomeMinnesotaCrow Wing CountyBrainerd
Brainerd, Minnesota: commercial real estate data.
Brainerd is a Census city of 14,468 people across 12.13 square miles of land, in Crow Wing County. Median household income is $56,111, 56.5 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $32.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Brainerd
What Brainerd is
- Census place typecity
- Land area12.13 sq mi
- Water area0.69 sq mi
- Population per square mile of land1,193
- County holding the largest share of its areaCrow Wing County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brainerd
How many people live in Brainerd
- Population14,468
- Median age35.1
- Population under 183,196
- Share under 1822.1 percent
- Population 65 and over2,562
- Share 65 and over17.7 percent
- Households6,348
- Family households3,522
- Share of households that are families55.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brainerd
Income and work in Brainerd
- Median household income$56,111
- Per capita income$31,316
- Civilian labor force7,425
- Employed6,758
- Unemployed667 plus or minus 236
- Unemployment rate9.0 percent plus or minus 3.1
- Adults 25 and over9,674
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher20.3 percent
- Adults 25 and over with a graduate degree5.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brainerd
Housing in Brainerd
- Housing units6,760
- Occupied units6,348
- Vacant units412 plus or minus 178
- Vacancy rate6.1 percent plus or minus 2.6
- Owner occupied3,588
- Renter occupied2,760
- Ownership rate56.5 percent
- Median owner-occupied home value$192,500
- Median gross rent, monthly$827
- Annual rent as a share of median income17.7 percent
- Single family units4,302
- Share single family63.6 percent
- Units in buildings of two or more2,142
- Share in buildings of two or more31.7 percent
- Mobile homes316 plus or minus 92
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brainerd
How Brainerd gets to work
- Workers 16 and over who commute6,195
- Commuting under 15 minutes3,381
- Share commuting under 15 minutes54.6 percent
- Commuting 30 minutes or more1,391 plus or minus 287
- Share commuting 30 minutes or more22.5 percent
- Drove alone72.5 percent
- Carpooled13.1 percent plus or minus 3.3
- Public transport1.0 percent plus or minus 1.0
- Walked2.7 percent plus or minus 1.4
- Worked from home7.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brainerd
SBA loans in Brainerd (7(a))
- Approvals51
- Gross approval$32,301,500
- Average approval$633,363
- Median approval$190,600
- Ninetieth percentile approval$1,652,000
- Largest approval$5,000,000
- Jobs supported467
- Jobs per approval9.2
- Loans with a final outcome24
- Paid in full20
- Charged off4
- Median term120 months
- Share on real estate terms of 20 years or more13.7 percent
- Share to franchises7.8 percent
- Distinct lenders23
- Distinct industries by NAICS34
Counted by borrower city: approvals to borrowers whose address is in Brainerd, in any county, FY2020 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brainerd
SBA loans in Brainerd (504)
- Approvals33
- Gross approval$21,078,000
- Average approval$638,727
- Median approval$398,000
- Largest approval$3,700,000
- Jobs supported264
- Loans with a final outcome11
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Brainerd, in any county, FY2010 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Brainerd
Flood risk in Brainerd
- NFIP communityCity of Brainerd
- NFIP community number270093
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/15/17
The City of Brainerd participates in the National Flood Insurance Program as community 270093 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Crow Wing County, not Brainerd
Crow Wing County context, not Brainerd figures
- Establishments in Crow Wing County2,283
- Covered employment, Crow Wing County31,053
- Average annual pay, Crow Wing County$53,044
- Housing units permitted, Crow Wing County431
Every figure in this section is published for Crow Wing County as a whole and is not a measurement of Brainerd.
All Crow Wing County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Brainerd questions, answered from the record.
How many people live in Brainerd, Minnesota?
14,468, in 6,348 households. Brainerd city covers 12.13 square miles of land, which is 1,193 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Brainerd in?
Crow Wing County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Brainerd?
$56,111. The median owner-occupied home is valued at $192,500. Median gross rent is $827 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Brainerd businesses?
51 7(a) approvals totaling $32.3 m since FY2020, across 23 lenders, median approval $190,600, plus 33 504 approvals worth $21.1 m since FY2010. These count approvals to borrowers whose address is in Brainerd, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Brainerd borrowers get paid back?
No rate is published for Brainerd. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Brainerd in the National Flood Insurance Program?
Yes. Brainerd appears in the FEMA Community Status Book as Brainerd, city of, community 270093, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Brainerd figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Crow Wing County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Brainerd.
Is zoning published for Brainerd?
No. Nothing on this page presents parcel level zoning.
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