HomeMinnesotaCrow Wing CountyCrosslake
Crosslake, Minnesota: commercial real estate data.
Crosslake is a Census city of 2,521 people across 25.76 square miles of land, in Crow Wing County. Median household income is $79,635, 83.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Crosslake
What Crosslake is
- Census place typecity
- Land area25.76 sq mi
- Water area11.14 sq mi
- Population per square mile of land98
- County holding the largest share of its areaCrow Wing County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
How many people live in Crosslake
- Population2,521
- Median age61.0
- Population under 18372 plus or minus 105
- Share under 1814.8 percent plus or minus 3.8
- Population 65 and over1,012
- Share 65 and over40.1 percent
- Households1,271
- Family households728
- Share of households that are families57.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
Income and work in Crosslake
- Median household income$79,635 plus or minus $16,689
- Per capita income$59,495
- Civilian labor force1,008
- Employed992
- Unemployed16 plus or minus 18
- Unemployment rate1.6 percent plus or minus 1.8
- Adults 25 and over2,101
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher30.4 percent
- Adults 25 and over with a graduate degree11.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
Housing in Crosslake
- Housing units3,125
- Occupied units1,271
- Vacant units1,854
- Vacancy rate59.3 percent
- Owner occupied1,065
- Renter occupied206 plus or minus 56
- Ownership rate83.8 percent
- Median owner-occupied home value$473,700
- Median gross rent, monthly$1,042
- Annual rent as a share of median income15.7 percent plus or minus 4.3
- Single family units2,748
- Share single family87.9 percent
- Units in buildings of two or more199 plus or minus 72
- Share in buildings of two or more6.4 percent plus or minus 2.3
- Mobile homes178 plus or minus 79
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
How Crosslake gets to work
- Workers 16 and over who commute749 plus or minus 162
- Commuting under 15 minutes407 plus or minus 151
- Share commuting under 15 minutes54.3 percent plus or minus 16.4
- Commuting 30 minutes or more221 plus or minus 74
- Share commuting 30 minutes or more29.5 percent plus or minus 7.5
- Drove alone70.9 percent
- Carpooled1.1 percent plus or minus 1.3
- Public transport0.2 percent plus or minus 0.5
- Walked3.5 percent plus or minus 4.6
- Worked from home20.4 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
SBA loans in Crosslake (7(a))
- Approvals5
- Gross approval$3,248,500
- Average approval$649,700
- Median approval$165,000
- Largest approval$2,370,000
- Jobs supported20
- Jobs per approval4.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Crosslake, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crosslake
SBA loans in Crosslake (504)
- Approvals3
- Gross approval$1,909,000
- Average approval$636,333
- Median approval$743,000
- Largest approval$1,047,000
- Jobs supported22
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Crosslake, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Crosslake
Flood risk in Crosslake
- NFIP communityCity of Crosslake
- NFIP community number270095
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/15/17(M)
The City of Crosslake participates in the National Flood Insurance Program as community 270095 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Crow Wing County, not Crosslake
Crow Wing County context, not Crosslake figures
- Establishments in Crow Wing County2,283
- Covered employment, Crow Wing County31,053
- Average annual pay, Crow Wing County$53,044
- Housing units permitted, Crow Wing County431
Every figure in this section is published for Crow Wing County as a whole and is not a measurement of Crosslake.
All Crow Wing County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Crosslake questions, answered from the record.
How many people live in Crosslake, Minnesota?
2,521, in 1,271 households. Crosslake city covers 25.76 square miles of land, which is 98 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Crosslake in?
Crow Wing County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Crosslake?
$79,635. The median owner-occupied home is valued at $473,700. Median gross rent is $1,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Crosslake businesses?
5 7(a) approvals totaling $3.2 m since FY2020, across 4 lenders, median approval $165,000, plus 3 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Crosslake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Crosslake borrowers get paid back?
No rate is published for Crosslake. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Crosslake in the National Flood Insurance Program?
Yes. Crosslake appears in the FEMA Community Status Book as Crosslake, city of, community 270095, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Crosslake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Crow Wing County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Crosslake.
Is zoning published for Crosslake?
No. Nothing on this page presents parcel level zoning.
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