HomeMinnesotaCrow Wing CountyCrosslake city
Crosslake city, Minnesota: commercial real estate data.
Crosslake city is a Census city of 2,521 people across 25.76 square miles of land, in Crow Wing County. Median household income is $79,635, 83.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Crosslake
What Crosslake is
- Census place typecity
- Land area25.76 sq mi
- Water area11.14 sq mi
- Population per square mile of land98
- County holding the largest share of its areaCrow Wing County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
How many people live in Crosslake
- Population2,521
- Median age61.0
- Population under 18372 plus or minus 105
- Share under 1814.8 percent plus or minus 3.8
- Population 65 and over1,012
- Share 65 and over40.1 percent
- Households1,271
- Family households728
- Share of households that are families57.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
Income and work in Crosslake
- Median household income$79,635 plus or minus $16,689
- Per capita income$59,495
- Civilian labor force1,008
- Employed992
- Unemployed16 plus or minus 18
- Unemployment rate1.6 percent plus or minus 1.8
- Adults 25 and over2,101
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher30.4 percent
- Adults 25 and over with a graduate degree11.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
Housing in Crosslake
- Housing units3,125
- Occupied units1,271
- Vacant units1,854
- Vacancy rate59.3 percent
- Owner occupied1,065
- Renter occupied206 plus or minus 56
- Ownership rate83.8 percent
- Median owner-occupied home value$473,700
- Median gross rent, monthly$1,042
- Annual rent as a share of median income15.7 percent plus or minus 4.3
- Single family units2,748
- Share single family87.9 percent
- Units in buildings of two or more199 plus or minus 72
- Share in buildings of two or more6.4 percent plus or minus 2.3
- Mobile homes178 plus or minus 79
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
How Crosslake gets to work
- Workers 16 and over who commute749 plus or minus 162
- Commuting under 15 minutes407 plus or minus 151
- Share commuting under 15 minutes54.3 percent plus or minus 16.4
- Commuting 30 minutes or more221 plus or minus 74
- Share commuting 30 minutes or more29.5 percent plus or minus 7.5
- Drove alone70.9 percent
- Carpooled1.1 percent plus or minus 1.3
- Public transport0.2 percent plus or minus 0.5
- Walked3.5 percent plus or minus 4.6
- Worked from home20.4 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crosslake
SBA loans in Crosslake (7(a))
- Approvals5
- Gross approval$3,248,500
- Average approval$649,700
- Median approval$165,000
- Ninetieth percentile approval$2,370,000
- Largest approval$2,370,000
- Jobs supported20
- Jobs per approval4.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crosslake
SBA loans in Crosslake (504)
- Approvals3
- Gross approval$1,909,000
- Average approval$636,333
- Median approval$743,000
- Largest approval$1,047,000
- Jobs supported22
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Crow Wing County, not Crosslake
Crow Wing County context, not Crosslake figures
These are Crow Wing County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Crosslake measurements.
- Establishments in Crow Wing County2,283
- Employment at those establishments, Crow Wing County28,209
- Covered employment, Crow Wing County31,053
- Average annual pay, Crow Wing County$53,044
- Average weekly wage, Crow Wing County$1,020
- Housing units permitted, Crow Wing County431
- Of those, single family, Crow Wing County419
- County product, 2024, Crow Wing County$4,043,802,000
- County product change over the prior year, Crow Wing County5.5 percent
- Average income of an arriving household, Crow Wing County$119,837
Every figure in this section is published for Crow Wing County as a whole and is not a measurement of Crosslake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Crosslake questions, answered from the record.
How many people live in Crosslake, Minnesota?
2,521, in 1,271 households. Crosslake city covers 25.76 square miles of land, which is 98 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Crosslake in?
Crow Wing County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Crosslake?
$79,635. The median owner-occupied home is valued at $473,700. Median gross rent is $1,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Crosslake businesses?
5 7(a) approvals totalling $3.2 m, across 4 lenders, median approval $165,000, plus 3 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Crosslake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Crosslake borrowers get paid back?
No rate is published for Crosslake. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Crosslake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Crow Wing County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Crosslake.
Is zoning published for Crosslake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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