Kandiyohi County, Minnesota: commercial real estate data.
Kandiyohi County, Minnesota had an estimated 44,674 residents on July 1, 2024, up 2.2 percent since the 2020 census base of 43,724, across 797 square miles. County output reached $3.14 bn in 2024, 1,416 establishments operate here, and the SBA record carries 104 7(a) approvals worth $36.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kandiyohi County
How many people live in Kandiyohi County
- Population, American Community Survey 2020-202444,079
- Households17,603
- Average household size2.50
- Median household income$76,592
- Median age40.0
- Median gross rent$909 per month
- Median owner-occupied home value$243,200
- Home value to household income3.2 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher27.9 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over29,740
- Population under 1810,807
- Share under 1824.5 percent
- Population 65 and over9,113
- Share 65 and over20.7 percent
- Working age population, 18 to 6424,159
- Civilian labor force22,755
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over68.4 percent
- Rank by population among Minnesota counties23rd of 87
- Rank by population among US county-equivalents, Puerto Rico included1117th of 3,222
Kandiyohi County is the 23rd largest of 87 Minnesota counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.5 percent against 20.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kandiyohi County
Is Kandiyohi County's population growing?
- Population, July 1, 202444,674
- Census 2020 base population43,724
- Population change since the 2020 census base2.17 percent
- Population change, 2023 to 2024397
- Births, 2024550
- Deaths, 2024430
- Natural change, 2024120
- Net domestic migration, 2024-322
- Net international migration, 2024597
- Total net migration, 2024275
- Cumulative net domestic migration, 2021 to 2024-983
- Rank by growth among US county-equivalents1113th of 3,144
The county has grown 2.17 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kandiyohi County
Where are people moving to Kandiyohi County from?
- Tax returns filed by households arriving834
- People arriving, from those returns1,452
- Tax returns filed by households leaving1,014
- Net household movement-180
- Adjusted gross income arriving$53.4 m
- Net adjusted gross income movement$-4.6 m
- Average income of an arriving household$64,000
- Average income of a leaving household$57,185
- Largest single originStearns County (64 households)
- Largest single destinationStearns County (107 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Stearns County | 64 | 105 | $3.5 m |
| Hennepin County | 57 | 101 | $4.1 m |
| Meeker County | 45 | 81 | $2.5 m |
| Renville County | 43 | 71 | $2.1 m |
| Swift County | 42 | 88 | $1.9 m |
| Chippewa County | 39 | 69 | $2.8 m |
| Wright County | 23 | 41 | $1.5 m |
| Ramsey County | 22 | 46 | $838,000 |
Households arriving report $6,815 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Stearns County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kandiyohi County
What is the Kandiyohi County economy?
- County GDP, 2024$3.14 bn
- County GDP, 2023$3.01 bn
- GDP change, 2023 to 20244.2 percent
- GDP change over five years36.7 percent
- Rank by GDP among the Minnesota areas BEA publishes18th of 87
- Rank by GDP among the US county areas BEA publishes946th of 3,127
- GDP per resident$71,183
Output grew 4.2 percent in the latest year and 36.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kandiyohi County
Employment by industry in Kandiyohi County
- Covered employment, annual average23,173
- Establishments reporting1,484
- Average annual pay$51,980
- Average weekly wage$1,000
- Health care and social assistance, employment5,522
- Health care and social assistance, average annual pay$46,515
- Retail trade, employment2,926
- Retail trade, average annual pay$37,143
- Manufacturing, employment2,651
- Manufacturing, average annual pay$60,466
- Accommodation and food services, employment1,561
- Accommodation and food services, average annual pay$22,990
- Construction, employment1,350
- Administrative and support and waste management services, employment806
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 5,522 | 166 | $46,515 |
| Retail trade | 2,926 | 190 | $37,143 |
| Manufacturing | 2,651 | 70 | $60,466 |
| Accommodation and food services | 1,561 | 92 | $22,990 |
| Construction | 1,350 | 204 | $73,183 |
| Administrative and support and waste management services | 806 | 66 | $46,263 |
| Wholesale trade | 742 | 61 | $91,033 |
| Other services, except public administration | 588 | 125 | $33,297 |
Health care and social assistance is the largest private sector at 5,522 jobs, 23.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kandiyohi County
How many businesses are in Kandiyohi County?
- Establishments, all industries1,416
- Employment at those establishments18,568
- Annual payroll$947.1 m
- Establishments per 1,000 residents32.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Kandiyohi County
Building permits in Kandiyohi County
- Housing units authorized by permit, 2024194
- Declared construction value permitted$48.3 m
- Single family units authorized70
- Multifamily units authorized124
- Multifamily share of units63.9 percent
- Average declared value per unit$248,802
- Units authorized per 1,000 households11.0
Multifamily is 63.9 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Kandiyohi County
SBA loans in Kandiyohi County (7(a) and 504)
- 7(a) approvals recorded104
- 7(a) gross approval dollars$36.8 m
- Average 7(a) approval$354,251
- Median 7(a) approval$150,000
- 10th percentile approval$21,500
- 90th percentile approval$714,900
- Largest single approval$4,408,000
- Jobs reported supported, 7(a)787
- Jobs per approval7.6
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals60
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer11.5 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter82
- Franchise loans9
- Franchise share of approvals8.7 percent
- Leading industry by approval countLandscaping Services (5)
- Most active lenderUnited Prairie Bank (21)
- 504 approvals recorded65
- 504 gross approval dollars$34.7 m
- Average 504 approval$533,369
- Median 504 approval$360,000
- Distinct CDCs active3
- 504 jobs per approval6.2
- 504 jobs per million dollars approved11.6
- Most active CDCMidwest Business Finance Corporation (63)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$71.5 m
The average approval of $354,251 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 11.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kandiyohi County
SBA loan default and charge-off rates in Kandiyohi County
Do SBA loans in Kandiyohi County get paid back?
- Loans with a final outcome recorded48
- Paid in full48
- Charged off0
- Charge-off rate on resolved loans0.0 percent
- Status: Paid in full48
- Status: Exempt from disclosure48
- Status: Cancelled8
Of the 48 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kandiyohi County
SBA lending by place in Kandiyohi County
- Borrower cities with recorded lending10
- Willmar, approvals45
- New London, approvals21
- Spicer, approvals17
- Raymond, approvals6
- Kerkhoven, approvals5
- Pennock, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Willmar | 45 | $18,807,500 |
| New London | 21 | $9,345,500 |
| Spicer | 17 | $5,679,000 |
| Raymond | 6 | $581,800 |
| Kerkhoven | 5 | $341,000 |
| Pennock | 3 | $993,300 |
| Hawick | 3 | $354,000 |
| Atwater | 2 | $113,000 |
| 2 other borrower cities | 2 | $627,000 |
Willmar accounts for 45 approvals against 21 in New London. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kandiyohi County
How large is Kandiyohi County?
- Land area797 sq mi
- Rank by land area among Minnesota counties29th of 87
- Width, east to west24.2 mi
- Height, north to south36 mi
- Geographies sharing a boundary6
- Residents per square mile of land55
- Establishments per square mile1.78
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Kandiyohi County
Flood risk in Kandiyohi County
- Participation of the county's own NFIP community Kandiyohi County, unincorporated areasParticipating, community 270629
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Kandiyohi County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Kandiyohi County (community 270629), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Kandiyohi County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Kandiyohi County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kandiyohi County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202444,079
- Households17,603
- Average household size2.50
- Median household income$76,592
- Median age40.0
Common questions
Kandiyohi County questions, answered from the record.
How many people live in Kandiyohi County, Minnesota?
The Census Bureau estimates 44,674 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 44,079, in 17,603 households, ranking 23rd of 87 Minnesota counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kandiyohi County's population growing?
The population has grown 2.17 percent since the 2020 census base of 43,724, to 44,674 on July 1, 2024. In 2024 there were 550 births against 430 deaths, with net migration of 275. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kandiyohi County?
$76,592. The median owner-occupied home is valued at $243,200, which is 3.2 times income, and median gross rent is $909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kandiyohi County?
1,416 establishments, employing 18,568 people with an annual payroll of $947.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Kandiyohi County?
Health care and social assistance is the largest private sector at 5,522 jobs, 23.8 percent of covered employment. Covered employment averages 23,173 jobs at an average annual pay of $51,980, or $1,000 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kandiyohi County?
104 7(a) approvals totaling $36.8 m since FY2020, across 21 lenders, with a median approval of $150,000, plus 65 504 approvals worth $34.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Kandiyohi County get paid back?
Of the 48 loans that have reached a final outcome, 48 were paid in full and 0 charged off, a charge-off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Kandiyohi County?
194 housing units were authorized by permit in 2024, with a declared construction value of $48.3 m. Multifamily was 63.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kandiyohi County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kandiyohi County come from?
The largest single origin is Stearns County, with 64 households. Arriving households report an average income of $64,000 against $57,185 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kandiyohi County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kandiyohi County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Kandiyohi County
Cities and places in Kandiyohi.
12 Census places lie wholly or partly in Kandiyohi County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Willmar | city | 21,378 | 45 | Wholly in this county |
| Spicer | city | 1,222 | 17 | Wholly in this county |
| Atwater | city | 1,203 | 2 | Wholly in this county |
| New London | city | 1,187 | 21 | Wholly in this county |
| Raymond | city | 692 | 6 | 97.4 percent here, 2.6 percent Chippewa County |
| Prinsburg | city | 651 | None recorded | Wholly in this county |
| Pennock | city | 549 | 3 | Wholly in this county |
| Kandiyohi | city | 493 | 1 | Wholly in this county |
| Lake Lillian | city | 157 | None recorded | Wholly in this county |
| Blomkest | city | 129 | None recorded | Wholly in this county |
| Sunburg | city | 106 | 1 | Wholly in this county |
| Regal | city | 33 | None recorded | Wholly in this county |
A further 8 of the county's 104 SBA 7(a) approvals are to borrowers in cities that match no Census place in Kandiyohi County, the largest being Kerkhoven (5), Hawick (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby