HomeMinnesotaKandiyohi CountyAtwater city
Atwater city, Minnesota: commercial real estate data.
Atwater city is a Census city of 1,203 people across 1.03 square miles of land, in Kandiyohi County. Median household income is $71,042, 80.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $113,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Atwater
What Atwater is
- Census place typecity
- Land area1.03 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,167 plus or minus 255
- County holding the largest share of its areaKandiyohi County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atwater
How many people live in Atwater
- Population1,203 plus or minus 263
- Median age33.1 plus or minus 9.3
- Population under 18392 plus or minus 129
- Share under 1832.6 percent plus or minus 8.1
- Population 65 and over163 plus or minus 41
- Share 65 and over13.5 percent
- Households422
- Family households250
- Share of households that are families59.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atwater
Income and work in Atwater
- Median household income$71,042 plus or minus $17,779
- Per capita income$29,968
- Civilian labor force653 plus or minus 142
- Employed596
- Unemployed57 plus or minus 64
- Unemployment rate8.7 percent plus or minus 9.6
- Adults 25 and over688
- Adults 25 and over with a high school diploma or higher95.3 percent plus or minus 21.9
- Adults 25 and over with a bachelor degree or higher18.0 percent plus or minus 7.4
- Adults 25 and over with a graduate degree2.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atwater
Housing in Atwater
- Housing units450
- Occupied units422
- Vacant units28 plus or minus 25
- Vacancy rate6.2 percent plus or minus 5.5
- Owner occupied339
- Renter occupied83 plus or minus 36
- Ownership rate80.3 percent
- Median owner-occupied home value$159,900
- Median gross rent, monthly$768
- Annual rent as a share of median income13.0 percent plus or minus 3.3
- Single family units368
- Share single family81.8 percent
- Units in buildings of two or more56 plus or minus 38
- Share in buildings of two or more12.4 percent plus or minus 8.2
- Mobile homes26 plus or minus 21
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atwater
How Atwater gets to work
- Workers 16 and over who commute572
- Commuting under 15 minutes151 plus or minus 45
- Share commuting under 15 minutes26.4 percent plus or minus 6.6
- Commuting 30 minutes or more111 plus or minus 33
- Share commuting 30 minutes or more19.4 percent plus or minus 4.8
- Drove alone90.1 percent
- Carpooled3.9 percent plus or minus 2.3
- Public transport0.5 percent plus or minus 0.8
- Walked0.5 percent plus or minus 0.7
- Worked from home4.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atwater
SBA loans in Atwater (7(a))
- Approvals2
- Gross approval$113,000
- Average approval$56,500
- Median approval$85,700
- Ninetieth percentile approval$85,700
- Largest approval$85,700
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atwater
SBA loans in Atwater (504)
- Approvals1
- Gross approval$290,000
- Average approval$290,000
- Median approval$290,000
- Largest approval$290,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kandiyohi County, not Atwater
Kandiyohi County context, not Atwater figures
These are Kandiyohi County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Atwater measurements.
- Establishments in Kandiyohi County1,416
- Employment at those establishments, Kandiyohi County18,568
- Covered employment, Kandiyohi County23,173
- Average annual pay, Kandiyohi County$51,980
- Average weekly wage, Kandiyohi County$1,000
- Housing units permitted, Kandiyohi County194
- Of those, single family, Kandiyohi County70
- County product, 2024, Kandiyohi County$3,137,673,000
- County product change over the prior year, Kandiyohi County4.2 percent
- Average income of an arriving household, Kandiyohi County$64,000
Every figure in this section is published for Kandiyohi County as a whole and is not a measurement of Atwater. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Atwater questions, answered from the record.
How many people live in Atwater, Minnesota?
1,203, in 422 households. Atwater city covers 1.03 square miles of land, which is 1,167 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atwater in?
Kandiyohi County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atwater?
$71,042. The median owner-occupied home is valued at $159,900. Median gross rent is $768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atwater businesses?
2 7(a) approvals totalling $113,000, across 2 lenders, median approval $85,700, plus 1 504 approvals worth $290,000. These count approvals to borrowers whose address is in Atwater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atwater borrowers get paid back?
No rate is published for Atwater. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Atwater figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kandiyohi County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atwater.
Is zoning published for Atwater?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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