HomeMinnesotaSt. Louis CountyCook
Cook, Minnesota: commercial real estate data.
Cook is a Census city of 423 people across 2.60 square miles of land, in St. Louis County. Median household income is $42,250, 67.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cook
What Cook is
- Census place typecity
- Land area2.6 sq mi
- Water area0 sq mi
- Population per square mile of land163
- County holding the largest share of its areaSt. Louis County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cook
How many people live in Cook
- Population423
- Median age58.1 plus or minus 11.6
- Population under 1852 plus or minus 21
- Share under 1812.3 percent plus or minus 4.5
- Population 65 and over161 plus or minus 60
- Share 65 and over38.1 percent plus or minus 12.4
- Households251 plus or minus 54
- Family households76 plus or minus 23
- Share of households that are families30.3 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cook
Income and work in Cook
- Median household income$42,250 plus or minus $14,053
- Per capita income$40,399
- Civilian labor force187 plus or minus 55
- Employed173 plus or minus 52
- Unemployed14 plus or minus 18
- Unemployment rate7.5 percent plus or minus 9.4
- Adults 25 and over348
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher24.1 percent plus or minus 14.5
- Adults 25 and over with a graduate degree9.5 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cook
Housing in Cook
- Housing units285
- Occupied units251 plus or minus 54
- Vacant units34 plus or minus 23
- Vacancy rate11.9 percent plus or minus 7.7
- Owner occupied169 plus or minus 52
- Renter occupied82 plus or minus 25
- Ownership rate67.3 percent plus or minus 14.8
- Median owner-occupied home value$104,900 plus or minus $30,049
- Median gross rent, monthly$535
- Annual rent as a share of median income15.2 percent plus or minus 5.2
- Single family units193 plus or minus 50
- Share single family67.7 percent
- Units in buildings of two or more77 plus or minus 26
- Share in buildings of two or more27.0 percent plus or minus 7.7
- Mobile homes15 plus or minus 13
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cook
How Cook gets to work
- Workers 16 and over who commute161 plus or minus 48
- Commuting under 15 minutes90 plus or minus 42
- Share commuting under 15 minutes55.9 percent plus or minus 19.9
- Commuting 30 minutes or more41 plus or minus 20
- Share commuting 30 minutes or more25.5 percent plus or minus 9.5
- Drove alone76.7 percent
- Carpooled9.3 percent plus or minus 7.6
- Public transport1.7 percent plus or minus 2.3
- Walked5.8 percent plus or minus 3.7
- Worked from home6.4 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cook
SBA loans in Cook (7(a))
- Approvals4
- Gross approval$1,057,700
- Average approval$264,425
- Median approval$150,900
- Largest approval$729,000
- Jobs supported13
- Jobs per approval3.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Cook, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cook
SBA loans in Cook (504)
- Approvals1
- Gross approval$1,094,000
- Average approval$1,094,000
- Median approval$1,094,000
- Largest approval$1,094,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cook, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cook
Flood risk in Cook
- NFIP communityCity of Cook
- NFIP community number270420
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/25/25
The City of Cook participates in the National Flood Insurance Program as community 270420 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Louis County, not Cook
St. Louis County context, not Cook figures
- Establishments in St. Louis County5,360
- Covered employment, St. Louis County95,504
- Average annual pay, St. Louis County$60,452
- Housing units permitted, St. Louis County637
Every figure in this section is published for St. Louis County as a whole and is not a measurement of Cook.
All St. Louis County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cook questions, answered from the record.
How many people live in Cook, Minnesota?
423, in 251 households. Cook city covers 2.60 square miles of land, which is 163 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cook in?
St. Louis County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cook?
$42,250. The median owner-occupied home is valued at $104,900. Median gross rent is $535 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cook businesses?
4 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, median approval $150,900, plus 1 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Cook, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cook borrowers get paid back?
No rate is published for Cook. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cook in the National Flood Insurance Program?
Yes. Cook appears in the FEMA Community Status Book as Cook, city of, community 270420, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cook figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Louis County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cook.
Is zoning published for Cook?
No. Nothing on this page presents parcel level zoning.
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