HomeMississippiBolivar CountyShelby city
Shelby city, Mississippi: commercial real estate data.
Shelby city is a Census city of 1,700 people across 2.73 square miles of land, in Bolivar County. Median household income is $25,948, 67.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.2 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Shelby
What Shelby is
- Census place typecity
- Land area2.73 sq mi
- Water area0.01 sq mi
- Population per square mile of land622 plus or minus 144
- County holding the largest share of its areaBolivar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How many people live in Shelby
- Population1,700 plus or minus 392
- Median age38.6 plus or minus 13.8
- Population under 18473 plus or minus 169
- Share under 1827.8 percent plus or minus 7.6
- Population 65 and over300 plus or minus 111
- Share 65 and over17.6 percent plus or minus 5.1
- Households746 plus or minus 153
- Family households442 plus or minus 143
- Share of households that are families59.2 percent plus or minus 14.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Income and work in Shelby
- Median household income$25,948 plus or minus $12,934
- Per capita income$11,590 plus or minus $2,545
- Civilian labor force292 plus or minus 117
- Employed253 plus or minus 114
- Unemployed39 plus or minus 43
- Unemployment rate13.4 percent plus or minus 13.7
- Adults 25 and over1,121 plus or minus 232
- Adults 25 and over with a high school diploma or higher81.1 percent
- Adults 25 and over with a bachelor degree or higher22.0 percent plus or minus 7.0
- Adults 25 and over with a graduate degree7.9 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Housing in Shelby
- Housing units863
- Occupied units746 plus or minus 153
- Vacant units117 plus or minus 58
- Vacancy rate13.6 percent plus or minus 6.2
- Owner occupied506 plus or minus 134
- Renter occupied240 plus or minus 95
- Ownership rate67.8 percent
- Median owner-occupied home value$90,400 plus or minus $33,210
- Median gross rent, monthly$666
- Annual rent as a share of median income30.8 percent plus or minus 15.6
- Single family units549 plus or minus 156
- Share single family63.6 percent plus or minus 13.6
- Units in buildings of two or more200 plus or minus 91
- Share in buildings of two or more23.2 percent plus or minus 9.6
- Mobile homes114 plus or minus 62
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How Shelby gets to work
- Workers 16 and over who commute253 plus or minus 114
- Commuting under 15 minutes80 plus or minus 57
- Share commuting under 15 minutes31.6 percent plus or minus 17.7
- Commuting 30 minutes or more83 plus or minus 86
- Share commuting 30 minutes or more32.8 percent plus or minus 30.6
- Drove alone79.4 percent plus or minus 25.4
- Carpooled20.6 percent plus or minus 11.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
SBA loans in Shelby (7(a))
- Approvals4
- Gross approval$1,220,000
- Average approval$305,000
- Median approval$250,000
- Ninetieth percentile approval$760,000
- Largest approval$760,000
- Jobs supported187
- Jobs per approval46.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bolivar County, not Shelby
Bolivar County context, not Shelby figures
These are Bolivar County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shelby measurements.
- Establishments in Bolivar County709
- Employment at those establishments, Bolivar County8,073
- Covered employment, Bolivar County10,569
- Average annual pay, Bolivar County$44,457
- Average weekly wage, Bolivar County$855
- Housing units permitted, Bolivar County15
- Of those, single family, Bolivar County15
- County product, 2024, Bolivar County$1,385,537,000
- County product change over the prior year, Bolivar County-2.9 percent
- Average income of an arriving household, Bolivar County$38,140
Every figure in this section is published for Bolivar County as a whole and is not a measurement of Shelby. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Shelby questions, answered from the record.
How many people live in Shelby, Mississippi?
1,700, in 746 households. Shelby city covers 2.73 square miles of land, which is 622 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelby in?
Bolivar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelby?
$25,948. The median owner-occupied home is valued at $90,400. Median gross rent is $666 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelby businesses?
4 7(a) approvals totalling $1.2 m, across 1 lenders, median approval $250,000. These count approvals to borrowers whose address is in Shelby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelby borrowers get paid back?
No rate is published for Shelby. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Shelby figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bolivar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelby.
Is zoning published for Shelby?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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