HomeMississippiClay CountyPheba CDP
Pheba CDP, Mississippi: commercial real estate data.
Pheba CDP is a Census CDP of 162 people across 2.09 square miles of land, in Clay County. Median household income is $19,132, 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $106,400.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Pheba through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 162 with a margin of error of plus or minus 138, which is 85.2 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Pheba
What Pheba is
- Census place typeCDP
- Land area2.09 sq mi
- Water area0 sq mi
- Population per square mile of land78 plus or minus 66
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pheba
How many people live in Pheba
- Population162 plus or minus 138
- Median age27.5 plus or minus 17.7
- Population under 180
- Share under 180.0 percent
- Population 65 and over22 plus or minus 25
- Share 65 and over13.6 percent plus or minus 10.5
- Households110 plus or minus 90
- Family households81 plus or minus 83
- Share of households that are families73.6 percent plus or minus 45.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pheba
Income and work in Pheba
- Median household income$19,132 plus or minus $6,258
- Per capita income$13,591 plus or minus $8,628
- Civilian labor force132 plus or minus 133
- Employed132 plus or minus 133
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over162 plus or minus 138
- Adults 25 and over with a high school diploma or higher86.4 percent plus or minus 96.5
- Adults 25 and over with a bachelor degree or higher44.4 percent plus or minus 34.7
- Adults 25 and over with a graduate degree44.4 percent plus or minus 34.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pheba
Housing in Pheba
- Housing units110 plus or minus 90
- Occupied units110 plus or minus 90
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied110 plus or minus 90
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$211,800 plus or minus $139,346
- Single family units101 plus or minus 89
- Share single family91.8 percent plus or minus 30.3
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes9 plus or minus 15
- Median year structure built2012
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pheba
How Pheba gets to work
- Workers 16 and over who commute118 plus or minus 130
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more118 plus or minus 131
- Share commuting 30 minutes or more100.0 percent
- Drove alone89.4 percent plus or minus 39.8
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.6 percent plus or minus 16.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pheba
SBA loans in Pheba (7(a))
- Approvals1
- Gross approval$106,400
- Average approval$106,400
- Median approval$106,400
- Ninetieth percentile approval$106,400
- Largest approval$106,400
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay County, not Pheba
Clay County context, not Pheba figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pheba measurements.
- Establishments in Clay County340
- Employment at those establishments, Clay County4,835
- Covered employment, Clay County6,531
- Average annual pay, Clay County$44,617
- Average weekly wage, Clay County$858
- Housing units permitted, Clay County5
- Of those, single family, Clay County5
- County product, 2024, Clay County$688,540,000
- County product change over the prior year, Clay County-2.0 percent
- Average income of an arriving household, Clay County$35,497
Every figure in this section is published for Clay County as a whole and is not a measurement of Pheba. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pheba questions, answered from the record.
How many people live in Pheba, Mississippi?
162, in 110 households. Pheba CDP covers 2.09 square miles of land, which is 78 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pheba in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pheba?
$19,132. The median owner-occupied home is valued at $211,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pheba businesses?
1 7(a) approvals totalling $106,400, across 1 lenders, median approval $106,400. These count approvals to borrowers whose address is in Pheba, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pheba borrowers get paid back?
No rate is published for Pheba. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Pheba figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pheba.
Is zoning published for Pheba?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.