HomeMississippiClay CountyWest Point
West Point, Mississippi: commercial real estate data.
West Point is a Census city of 9,900 people across 20.89 square miles of land, in Clay County. Median household income is $38,064, 60.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
West Point
What West Point is
- Census place typecity
- Land area20.89 sq mi
- Water area0.24 sq mi
- Population per square mile of land474
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
How many people live in West Point
- Population9,900
- Median age36.8
- Population under 182,387
- Share under 1824.1 percent
- Population 65 and over1,985
- Share 65 and over20.1 percent
- Households4,147
- Family households2,833
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
Income and work in West Point
- Median household income$38,064
- Per capita income$25,067
- Civilian labor force4,108
- Employed3,630
- Unemployed478 plus or minus 171
- Unemployment rate11.6 percent plus or minus 4.1
- Adults 25 and over6,339
- Adults 25 and over with a high school diploma or higher80.8 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 3.7
- Adults 25 and over with a graduate degree7.5 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
Housing in West Point
- Housing units4,741
- Occupied units4,147
- Vacant units594 plus or minus 225
- Vacancy rate12.5 percent plus or minus 4.7
- Owner occupied2,524
- Renter occupied1,623
- Ownership rate60.9 percent
- Median owner-occupied home value$153,900
- Median gross rent, monthly$746 plus or minus $151
- Annual rent as a share of median income23.5 percent plus or minus 6.2
- Single family units3,524
- Share single family74.3 percent
- Units in buildings of two or more1,042 plus or minus 328
- Share in buildings of two or more22.0 percent plus or minus 6.9
- Mobile homes175 plus or minus 110
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
How West Point gets to work
- Workers 16 and over who commute3,411
- Commuting under 15 minutes1,502
- Share commuting under 15 minutes44.0 percent
- Commuting 30 minutes or more700 plus or minus 217
- Share commuting 30 minutes or more20.5 percent plus or minus 6.1
- Drove alone91.4 percent
- Carpooled4.8 percent plus or minus 2.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
SBA loans in West Point (7(a))
- Approvals8
- Gross approval$5,093,300
- Average approval$636,663
- Median approval$103,800
- Largest approval$2,590,000
- Jobs supported161
- Jobs per approval20.1
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises62.5 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in West Point, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Point
Flood risk in West Point
- NFIP communityCity of West Point
- NFIP community number280037
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/28/25
The City of West Point participates in the National Flood Insurance Program as community 280037 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clay County, not West Point
Clay County context, not West Point figures
- Establishments in Clay County340
- Covered employment, Clay County6,531
- Average annual pay, Clay County$44,617
- Housing units permitted, Clay County5
Every figure in this section is published for Clay County as a whole and is not a measurement of West Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
West Point questions, answered from the record.
How many people live in West Point, Mississippi?
9,900, in 4,147 households. West Point city covers 20.89 square miles of land, which is 474 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Point in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Point?
$38,064. The median owner-occupied home is valued at $153,900. Median gross rent is $746 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Point businesses?
8 7(a) approvals totaling $5.1 m since FY2020, across 6 lenders, median approval $103,800. These count approvals to borrowers whose address is in West Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Point borrowers get paid back?
No rate is published for West Point. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is West Point in the National Flood Insurance Program?
Yes. West Point appears in the FEMA Community Status Book as West Point, city of, community 280037, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page West Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Point.
Is zoning published for West Point?
No. Nothing on this page presents parcel level zoning.