HomeMississippiClay CountyWest Point city
West Point city, Mississippi: commercial real estate data.
West Point city is a Census city of 9,900 people across 20.89 square miles of land, in Clay County. Median household income is $38,064, 60.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.1 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
West Point
What West Point is
- Census place typecity
- Land area20.89 sq mi
- Water area0.24 sq mi
- Population per square mile of land474
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
How many people live in West Point
- Population9,900
- Median age36.8
- Population under 182,387
- Share under 1824.1 percent
- Population 65 and over1,985
- Share 65 and over20.1 percent
- Households4,147
- Family households2,833
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
Income and work in West Point
- Median household income$38,064
- Per capita income$25,067
- Civilian labor force4,108
- Employed3,630
- Unemployed478 plus or minus 171
- Unemployment rate11.6 percent plus or minus 4.1
- Adults 25 and over6,339
- Adults 25 and over with a high school diploma or higher80.8 percent
- Adults 25 and over with a bachelor degree or higher16.2 percent plus or minus 3.7
- Adults 25 and over with a graduate degree7.5 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
Housing in West Point
- Housing units4,741
- Occupied units4,147
- Vacant units594 plus or minus 225
- Vacancy rate12.5 percent plus or minus 4.7
- Owner occupied2,524
- Renter occupied1,623
- Ownership rate60.9 percent
- Median owner-occupied home value$153,900
- Median gross rent, monthly$746 plus or minus $151
- Annual rent as a share of median income23.5 percent plus or minus 6.2
- Single family units3,524
- Share single family74.3 percent
- Units in buildings of two or more1,042 plus or minus 328
- Share in buildings of two or more22.0 percent plus or minus 6.9
- Mobile homes175 plus or minus 110
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
How West Point gets to work
- Workers 16 and over who commute3,411
- Commuting under 15 minutes1,502
- Share commuting under 15 minutes44.0 percent
- Commuting 30 minutes or more700 plus or minus 217
- Share commuting 30 minutes or more20.5 percent plus or minus 6.1
- Drove alone91.4 percent
- Carpooled4.8 percent plus or minus 2.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Point
SBA loans in West Point (7(a))
- Approvals8
- Gross approval$5,093,300
- Average approval$636,663
- Median approval$149,800
- Ninetieth percentile approval$2,590,000
- Largest approval$2,590,000
- Jobs supported161
- Jobs per approval20.1
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises62.5 percent
- Distinct lenders6
- Distinct industries by NAICS7
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay County, not West Point
Clay County context, not West Point figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Point measurements.
- Establishments in Clay County340
- Employment at those establishments, Clay County4,835
- Covered employment, Clay County6,531
- Average annual pay, Clay County$44,617
- Average weekly wage, Clay County$858
- Housing units permitted, Clay County5
- Of those, single family, Clay County5
- County product, 2024, Clay County$688,540,000
- County product change over the prior year, Clay County-2.0 percent
- Average income of an arriving household, Clay County$35,497
Every figure in this section is published for Clay County as a whole and is not a measurement of West Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
West Point questions, answered from the record.
How many people live in West Point, Mississippi?
9,900, in 4,147 households. West Point city covers 20.89 square miles of land, which is 474 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Point in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Point?
$38,064. The median owner-occupied home is valued at $153,900. Median gross rent is $746 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Point businesses?
8 7(a) approvals totalling $5.1 m, across 6 lenders, median approval $149,800. These count approvals to borrowers whose address is in West Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Point borrowers get paid back?
No rate is published for West Point. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page West Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Point.
Is zoning published for West Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.