HomeMississippiLawrence CountyMonticello town
Monticello town, Mississippi: commercial real estate data.
Monticello town is a Census town of 1,351 people across 4.17 square miles of land, in Lawrence County. Median household income is $34,250, 62.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.8 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Monticello
What Monticello is
- Census place typetown
- Land area4.17 sq mi
- Water area0.09 sq mi
- Population per square mile of land324 plus or minus 98
- County holding the largest share of its areaLawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How many people live in Monticello
- Population1,351 plus or minus 408
- Median age41.1 plus or minus 9.4
- Population under 18324 plus or minus 122
- Share under 1824.0 percent plus or minus 5.3
- Population 65 and over268 plus or minus 100
- Share 65 and over19.8 percent plus or minus 4.3
- Households513 plus or minus 147
- Family households260 plus or minus 85
- Share of households that are families50.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Income and work in Monticello
- Median household income$34,250 plus or minus $24,423
- Per capita income$31,091 plus or minus $9,833
- Civilian labor force489 plus or minus 183
- Employed441 plus or minus 174
- Unemployed48 plus or minus 53
- Unemployment rate9.8 percent plus or minus 10.2
- Adults 25 and over896 plus or minus 266
- Adults 25 and over with a high school diploma or higher86.2 percent plus or minus 33.9
- Adults 25 and over with a bachelor degree or higher17.5 percent plus or minus 7.5
- Adults 25 and over with a graduate degree5.8 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Housing in Monticello
- Housing units716 plus or minus 147
- Occupied units513 plus or minus 147
- Vacant units203 plus or minus 62
- Vacancy rate28.4 percent plus or minus 6.4
- Owner occupied318 plus or minus 106
- Renter occupied195 plus or minus 93
- Ownership rate62.0 percent
- Median owner-occupied home value$126,700
- Median gross rent, monthly$558 plus or minus $466
- Annual rent as a share of median income19.6 percent plus or minus 21.5
- Single family units537 plus or minus 117
- Share single family75.0 percent
- Units in buildings of two or more164 plus or minus 91
- Share in buildings of two or more22.9 percent plus or minus 11.8
- Mobile homes15 plus or minus 16
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How Monticello gets to work
- Workers 16 and over who commute436 plus or minus 174
- Commuting under 15 minutes175 plus or minus 84
- Share commuting under 15 minutes40.1 percent plus or minus 10.5
- Commuting 30 minutes or more224 plus or minus 126
- Share commuting 30 minutes or more51.4 percent plus or minus 20.4
- Drove alone91.1 percent
- Carpooled8.9 percent plus or minus 8.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
SBA loans in Monticello (7(a))
- Approvals5
- Gross approval$1,820,200
- Average approval$364,040
- Median approval$301,500
- Ninetieth percentile approval$607,000
- Largest approval$607,000
- Jobs supported24
- Jobs per approval4.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County, not Monticello
Lawrence County context, not Monticello figures
These are Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monticello measurements.
- Establishments in Lawrence County182
- Employment at those establishments, Lawrence County2,018
- Covered employment, Lawrence County2,700
- Average annual pay, Lawrence County$54,759
- Average weekly wage, Lawrence County$1,053
- Housing units permitted, Lawrence County0
- Of those, single family, Lawrence County0
- County product, 2024, Lawrence County$526,479,000
- County product change over the prior year, Lawrence County10.6 percent
- Average income of an arriving household, Lawrence County$41,445
Every figure in this section is published for Lawrence County as a whole and is not a measurement of Monticello. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Monticello questions, answered from the record.
How many people live in Monticello, Mississippi?
1,351, in 513 households. Monticello town covers 4.17 square miles of land, which is 324 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monticello in?
Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monticello?
$34,250. The median owner-occupied home is valued at $126,700. Median gross rent is $558 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monticello businesses?
5 7(a) approvals totalling $1.8 m, across 3 lenders, median approval $301,500. These count approvals to borrowers whose address is in Monticello, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monticello borrowers get paid back?
No rate is published for Monticello. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Monticello figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monticello.
Is zoning published for Monticello?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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