HomeMississippiLawrence County
Lawrence County, Mississippi: commercial real estate data.
Lawrence County, Mississippi had an estimated 11,672 residents on July 1, 2024, down 2.9 percent since the 2020 census base of 12,015, across 431 square miles. County output reached $526.5 m in 2024, 182 establishments operate here, and the SBA record carries 14 7(a) approvals worth $10.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lawrence County
How many people live in Lawrence County
- Population, American Community Survey 2020-202411,786
- Households4,407
- Average household size2.67
- Median household income$43,531
- Median age41.0
- Median gross rent$753 per month
- Median owner-occupied home value$100,000
- Home value to household income2.3 times
- Annual rent as a share of median income20.8 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent
- Adults 25 and over with a graduate degree3.9 percent
- Adults 25 and over7,883
- Population under 182,874
- Share under 1824.4 percent
- Population 65 and over2,305
- Share 65 and over19.6 percent
- Working age population, 18 to 646,607
- Civilian labor force4,481
- Unemployment rate9.2 percent
- Labor force participation, adults 18 and over50.3 percent
- Rank by population among Mississippi counties63rd of 82
- Rank by population among US county-equivalents, Puerto Rico included2368th of 3,222
Lawrence County is the 63rd largest of 82 Mississippi counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.4 percent against 19.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County's population growing?
- Population, July 1, 202411,672
- Census 2020 base population12,015
- Population change since the 2020 census base-2.85 percent
- Population change, 2023 to 2024-46
- Births, 2024139
- Deaths, 2024200
- Natural change, 2024-61
- Net domestic migration, 202414
- Net international migration, 20240
- Total net migration, 202414
- Cumulative net domestic migration, 2021 to 2024-63
- Rank by growth among US county-equivalents2714th of 3,144
The county has lost 2.85 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where are people moving to Lawrence County from?
- Tax returns filed by households arriving220
- People arriving, from those returns467
- Tax returns filed by households leaving249
- Net household movement-29
- Adjusted gross income arriving$9.1 m
- Net adjusted gross income movement$-2.4 m
- Average income of an arriving household$41,445
- Average income of a leaving household$46,329
- Largest single originLincoln County (37 households)
- Largest single destinationLincoln County (49 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lincoln County | 37 | 84 | $1.3 m |
| Jefferson Davis County | 20 | 47 | $607,000 |
Households arriving report $4,884 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Lincoln County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What is the Lawrence County economy?
- County GDP, 2024$526.5 m
- County GDP, 2023$475.9 m
- GDP change, 2023 to 202410.6 percent
- GDP change over five years56.5 percent
- Rank by GDP among the Mississippi areas BEA publishes59th of 82
- Rank by GDP among the US county areas BEA publishes2371st of 3,127
- GDP per resident$44,670
Output grew 10.6 percent in the latest year and 56.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Employment by industry in Lawrence County
- Covered employment, annual average2,700
- Establishments reporting216
- Average annual pay$54,759
- Average weekly wage$1,053
- Manufacturing, employment810
- Manufacturing, average annual pay$90,471
- Retail trade, employment315
- Retail trade, average annual pay$28,843
- Accommodation and food services, employment133
- Accommodation and food services, average annual pay$14,182
- Construction, employment99
- Construction, average annual pay$65,288
- Finance and insurance, employment92
- Transportation and warehousing, employment68
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 810 | 7 | $90,471 |
| Retail trade | 315 | 38 | $28,843 |
| Accommodation and food services | 133 | 10 | $14,182 |
| Construction | 99 | 11 | $65,288 |
| Finance and insurance | 92 | 16 | $44,571 |
| Transportation and warehousing | 68 | 14 | $68,901 |
| Administrative and support and waste management services | 65 | 6 | $46,132 |
| Agriculture, forestry, fishing and hunting | 29 | 16 | $48,501 |
Manufacturing is the largest private sector at 810 jobs, 30.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
How many businesses are in Lawrence County?
- Establishments, all industries182
- Employment at those establishments2,018
- Annual payroll$117.6 m
- Establishments per 1,000 residents15.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
Building permits in Lawrence County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
SBA loans in Lawrence County (7(a) and 504)
- 7(a) approvals recorded14
- 7(a) gross approval dollars$10.4 m
- Average 7(a) approval$744,136
- Median 7(a) approval$332,350
- Largest single approval$4,757,000
- Jobs reported supported, 7(a)72
- Jobs per approval5.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals8
- Median 7(a) term179 months
- Share of loans on real estate terms, 240 months or longer21.4 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter5
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderTrustmark Bank (5)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
SBA loan default and charge-off rates in Lawrence County
Do SBA loans in Lawrence County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure10
- Status: Paid in full2
- Status: Committed, not yet disbursed2
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
SBA lending by place in Lawrence County
- Borrower cities with recorded lending5
- Monticello, approvals5
- Oak Vale, approvals4
- New Hebron, approvals3
- Jayess, approvals1
- Silver Creek, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Monticello | 5 | $1,820,200 |
| Oak Vale | 4 | $1,363,700 |
| New Hebron | 3 | $5,138,000 |
| Jayess | 1 | $1,525,000 |
| Silver Creek | 1 | $571,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How large is Lawrence County?
- Land area431 sq mi
- Rank by land area among Mississippi counties64th of 82
- Width, east to west16.9 mi
- Height, north to south29.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land27
- Establishments per square mile0.42
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lawrence County
Flood risk in Lawrence County
- Participation of the county's own NFIP community Lawrence County, unincorporated areasParticipating, community 280272
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Lawrence County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Lawrence County (community 280272), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lawrence County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202411,786
- Households4,407
- Average household size2.67
- Median household income$43,531
- Median age41.0
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Mississippi?
The Census Bureau estimates 11,672 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 11,786, in 4,407 households, ranking 63rd of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County's population growing?
The population has fallen 2.85 percent since the 2020 census base of 12,015, to 11,672 on July 1, 2024. In 2024 there were 139 births against 200 deaths, with net migration of 14. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$43,531. The median owner-occupied home is valued at $100,000, which is 2.3 times income, and median gross rent is $753 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lawrence County?
182 establishments, employing 2,018 people with an annual payroll of $117.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lawrence County?
Manufacturing is the largest private sector at 810 jobs, 30.0 percent of covered employment. Covered employment averages 2,700 jobs at an average annual pay of $54,759, or $1,053 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
14 7(a) approvals totaling $10.4 m since FY2020, across 5 lenders, with a median approval of $332,350. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lawrence County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Lincoln County, with 37 households. Arriving households report an average income of $41,445 against $46,329 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lawrence County
Cities and places in Lawrence.
3 Census places lie wholly or partly in Lawrence County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Monticello | town | 1,351 | 5 | Wholly in this county |
| New Hebron | town | 506 | 3 | Wholly in this county |
| Silver Creek | town | 175 | 1 | Wholly in this county |
A further 5 of the county's 14 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lawrence County, the largest being Oak Vale (4), Jayess (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.