HomeMississippiSimpson County
Simpson County, Mississippi: commercial real estate data.
Simpson County, Mississippi had an estimated 25,597 residents on July 1, 2024, down 1.3 percent since the 2020 census base of 25,944, across 589 square miles. County output reached $941.1 m in 2024, 444 establishments operate here, and the SBA record carries 96 7(a) approvals worth $22.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Simpson County
How many people live in Simpson County
- Population, American Community Survey 2020-202425,691
- Households9,543
- Average household size2.69
- Median household income$56,381
- Median age40.6
- Median gross rent$852 per month
- Median owner-occupied home value$122,200
- Home value to household income2.2 times
- Annual rent as a share of median income18.1 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over17,486
- Population under 185,946
- Share under 1823.1 percent
- Population 65 and over4,917
- Share 65 and over19.1 percent
- Working age population, 18 to 6414,828
- Civilian labor force11,024
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over55.8 percent
- Rank by population among Mississippi counties34th of 82
- Rank by population among US county-equivalents, Puerto Rico included1629th of 3,222
Simpson County is the 34th largest of 82 Mississippi counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Simpson County
Is Simpson County's population growing?
- Population, July 1, 202425,597
- Census 2020 base population25,944
- Population change since the 2020 census base-1.34 percent
- Population change, 2023 to 2024-56
- Births, 2024313
- Deaths, 2024362
- Natural change, 2024-49
- Net domestic migration, 2024-4
- Net international migration, 2024-2
- Total net migration, 2024-6
- Cumulative net domestic migration, 2021 to 20246
- Rank by growth among US county-equivalents2307th of 3,144
The county has lost 1.34 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Simpson County
Where are people moving to Simpson County from?
- Tax returns filed by households arriving481
- People arriving, from those returns972
- Tax returns filed by households leaving510
- Net household movement-29
- Adjusted gross income arriving$21.1 m
- Net adjusted gross income movement$-3.2 m
- Average income of an arriving household$43,904
- Average income of a leaving household$47,665
- Largest single originRankin County (137 households)
- Largest single destinationRankin County (120 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Rankin County | 137 | 306 | $6.9 m |
| Covington County | 42 | 78 | $1.3 m |
| Hinds County | 35 | 77 | $1.3 m |
| Smith County | 30 | 62 | $1.4 m |
| Jefferson Davis County | 22 | 56 | $901,000 |
Households arriving report $3,761 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Rankin County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Simpson County
What is the Simpson County economy?
- County GDP, 2024$941.1 m
- County GDP, 2023$830.2 m
- GDP change, 2023 to 202413.4 percent
- GDP change over five years50.9 percent
- Rank by GDP among the Mississippi areas BEA publishes37th of 82
- Rank by GDP among the US county areas BEA publishes1890th of 3,127
- GDP per resident$36,631
Output grew 13.4 percent in the latest year and 50.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Simpson County
Employment by industry in Simpson County
- Covered employment, annual average7,683
- Establishments reporting504
- Average annual pay$37,183
- Average weekly wage$715
- Retail trade, employment1,030
- Retail trade, average annual pay$28,071
- Construction, employment588
- Construction, average annual pay$60,664
- Finance and insurance, employment287
- Finance and insurance, average annual pay$57,454
- Manufacturing, employment223
- Manufacturing, average annual pay$34,932
- Professional, scientific and technical services, employment203
- Other services, except public administration, employment120
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,030 | 92 | $28,071 |
| Construction | 588 | 53 | $60,664 |
| Finance and insurance | 287 | 35 | $57,454 |
| Manufacturing | 223 | 13 | $34,932 |
| Professional, scientific and technical services | 203 | 38 | $52,370 |
| Other services, except public administration | 120 | 36 | $41,958 |
| Transportation and warehousing | 60 | 16 | $61,808 |
| Utilities | 56 | 9 | $65,686 |
Retail trade is the largest private sector at 1,030 jobs, 13.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Simpson County
How many businesses are in Simpson County?
- Establishments, all industries444
- Employment at those establishments5,608
- Annual payroll$210.5 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Simpson County
Building permits in Simpson County
- Housing units authorized by permit, 20243
- Declared construction value permitted$758,600
- Single family units authorized3
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$252,867
- Units authorized per 1,000 households0.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Simpson County
SBA loans in Simpson County (7(a) and 504)
- 7(a) approvals recorded96
- 7(a) gross approval dollars$22.4 m
- Average 7(a) approval$233,682
- Median 7(a) approval$82,350
- 10th percentile approval$25,400
- 90th percentile approval$440,250
- Largest single approval$3,191,200
- Jobs reported supported, 7(a)373
- Jobs per approval3.9
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals42
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer9.4 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter79
- Franchise loans2
- Franchise share of approvals2.1 percent
- Leading industry by approval countGeneral Freight Trucking, Local (12)
- Most active lenderPeoples Bank (70)
- 504 approvals recorded2
- 504 gross approval dollars$1.7 m
- Average 504 approval$862,000
- Median 504 approval$862,000
- Distinct CDCs active2
- 504 jobs per approval51.5
- 504 jobs per million dollars approved59.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$24.2 m
The average approval of $233,682 sits well above the median of $82,350, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 9.4 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Simpson County
SBA loan default and charge-off rates in Simpson County
Do SBA loans in Simpson County get paid back?
- Loans with a final outcome recorded35
- Paid in full32
- Charged off3
- Charge-off rate on resolved loans8.6 percent
- Status: Cancelled6
- Status: Exempt from disclosure54
- Status: Paid in full32
- Status: Charged off3
- Status: Committed, not yet disbursed1
Of the 35 loans that have reached a final outcome, 8.6 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Simpson County
SBA lending by place in Simpson County
- Borrower cities with recorded lending6
- Mendenhall, approvals49
- Magee, approvals30
- Pinola, approvals7
- Braxton, approvals7
- Harrisville, approvals2
- Mount Olive, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Mendenhall | 49 | $12,507,000 |
| Magee | 30 | $5,647,000 |
| Pinola | 7 | $2,845,500 |
| Braxton | 7 | $1,177,300 |
| Harrisville | 2 | $174,600 |
| Mount Olive | 1 | $82,100 |
Mendenhall accounts for 49 approvals against 30 in Magee. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Simpson County
How large is Simpson County?
- Land area589 sq mi
- Rank by land area among Mississippi counties34th of 82
- Width, east to west33.9 mi
- Height, north to south20.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land44
- Establishments per square mile0.75
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Simpson County
Flood risk in Simpson County
- Participation of the county's own NFIP community Simpson County, unincorporated areasParticipating, community 280281
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Simpson County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Simpson County (community 280281), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Simpson County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Simpson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Simpson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202425,691
- Households9,543
- Average household size2.69
- Median household income$56,381
- Median age40.6
Common questions
Simpson County questions, answered from the record.
How many people live in Simpson County, Mississippi?
The Census Bureau estimates 25,597 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 25,691, in 9,543 households, ranking 34th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Simpson County's population growing?
The population has fallen 1.34 percent since the 2020 census base of 25,944, to 25,597 on July 1, 2024. In 2024 there were 313 births against 362 deaths, with net migration of -6. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Simpson County?
$56,381. The median owner-occupied home is valued at $122,200, which is 2.2 times income, and median gross rent is $852 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Simpson County?
444 establishments, employing 5,608 people with an annual payroll of $210.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Simpson County?
Retail trade is the largest private sector at 1,030 jobs, 13.4 percent of covered employment. Covered employment averages 7,683 jobs at an average annual pay of $37,183, or $715 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Simpson County?
96 7(a) approvals totaling $22.4 m since FY2020, across 13 lenders, with a median approval of $82,350, plus 2 504 approvals worth $1.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Simpson County get paid back?
Of the 35 loans that have reached a final outcome, 32 were paid in full and 3 charged off, a charge-off rate of 8.6 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Simpson County?
3 housing units were authorized by permit in 2024, with a declared construction value of $758,600. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Simpson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Simpson County come from?
The largest single origin is Rankin County, with 137 households. Arriving households report an average income of $43,904 against $47,665 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Simpson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Simpson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Simpson County
Cities and places in Simpson.
4 Census places lie wholly or partly in Simpson County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Magee | city | 3,943 | 30 | Wholly in this county |
| Mendenhall | city | 2,103 | 49 | Wholly in this county |
| D'Lo | town | 443 | None recorded | Wholly in this county |
| Braxton | village | 189 | 7 | Wholly in this county |
A further 10 of the county's 96 SBA 7(a) approvals are to borrowers in cities that match no Census place in Simpson County, the largest being Pinola (7), Harrisville (2), Mount Olive (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.