HomeMississippiLincoln County
Lincoln County, Mississippi: commercial real estate data.
Lincoln County, Mississippi had an estimated 34,956 residents on July 1, 2024, up 0.1 percent since the 2020 census base of 34,922, across 586 square miles. County output reached $1.63 bn in 2024, 810 establishments operate here, and the SBA record carries 31 7(a) approvals worth $19.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lincoln County
How many people live in Lincoln County
- Population, American Community Survey 2020-202434,877
- Households13,158
- Average household size2.65
- Median household income$51,119
- Median age41.5
- Median gross rent$760 per month
- Median owner-occupied home value$155,800
- Home value to household income3.0 times
- Annual rent as a share of median income17.8 percent
- Adults 25 and over with a bachelor degree or higher19.3 percent
- Adults 25 and over with a graduate degree6.4 percent
- Adults 25 and over24,161
- Population under 188,045
- Share under 1823.1 percent
- Population 65 and over6,200
- Share 65 and over17.8 percent
- Working age population, 18 to 6420,632
- Civilian labor force14,548
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over54.2 percent
- Rank by population among Mississippi counties20th of 82
- Rank by population among US county-equivalents, Puerto Rico included1344th of 3,222
Lincoln County is the 20th largest of 82 Mississippi counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lincoln County
Is Lincoln County's population growing?
- Population, July 1, 202434,956
- Census 2020 base population34,922
- Population change since the 2020 census base0.10 percent
- Population change, 2023 to 2024141
- Births, 2024410
- Deaths, 2024433
- Natural change, 2024-23
- Net domestic migration, 2024139
- Net international migration, 202428
- Total net migration, 2024167
- Cumulative net domestic migration, 2021 to 2024332
- Rank by growth among US county-equivalents1792nd of 3,144
The county has grown 0.10 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lincoln County
Where are people moving to Lincoln County from?
- Tax returns filed by households arriving641
- People arriving, from those returns1,343
- Tax returns filed by households leaving576
- Net household movement65
- Adjusted gross income arriving$28.6 m
- Net adjusted gross income movement$2.6 m
- Average income of an arriving household$44,577
- Average income of a leaving household$45,082
- Largest single originPike County (102 households)
- Largest single destinationPike County (73 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Pike County | 102 | 234 | $3.5 m |
| Copiah County | 83 | 172 | $3.1 m |
| Lawrence County | 49 | 106 | $2.5 m |
| Hinds County | 39 | 74 | $1.6 m |
Households arriving report $505 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Pike County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lincoln County
What is the Lincoln County economy?
- County GDP, 2024$1.63 bn
- County GDP, 2023$1.55 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years37.6 percent
- Rank by GDP among the Mississippi areas BEA publishes19th of 82
- Rank by GDP among the US county areas BEA publishes1446th of 3,127
- GDP per resident$46,866
Output grew 5.6 percent in the latest year and 37.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lincoln County
Employment by industry in Lincoln County
- Covered employment, annual average12,767
- Establishments reporting861
- Average annual pay$46,539
- Average weekly wage$895
- Retail trade, employment2,005
- Retail trade, average annual pay$34,603
- Health care and social assistance, employment1,931
- Health care and social assistance, average annual pay$48,683
- Accommodation and food services, employment1,313
- Accommodation and food services, average annual pay$16,715
- Manufacturing, employment1,281
- Manufacturing, average annual pay$57,511
- Transportation and warehousing, employment1,249
- Wholesale trade, employment798
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 2,005 | 165 | $34,603 |
| Health care and social assistance | 1,931 | 82 | $48,683 |
| Accommodation and food services | 1,313 | 78 | $16,715 |
| Manufacturing | 1,281 | 37 | $57,511 |
| Transportation and warehousing | 1,249 | 34 | $57,100 |
| Wholesale trade | 798 | 38 | $59,442 |
| Construction | 642 | 71 | $58,364 |
| Other services, except public administration | 335 | 62 | $42,380 |
Retail trade is the largest private sector at 2,005 jobs, 15.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lincoln County
How many businesses are in Lincoln County?
- Establishments, all industries810
- Employment at those establishments11,675
- Annual payroll$512.0 m
- Establishments per 1,000 residents23.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lincoln County
Building permits in Lincoln County
- Housing units authorized by permit, 202410
- Declared construction value permitted$2.4 m
- Single family units authorized10
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$244,600
- Units authorized per 1,000 households0.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lincoln County
SBA loans in Lincoln County (7(a) and 504)
- 7(a) approvals recorded31
- 7(a) gross approval dollars$19.7 m
- Average 7(a) approval$634,181
- Median 7(a) approval$142,000
- 10th percentile approval$25,000
- 90th percentile approval$1,405,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)112
- Jobs per approval3.6
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals14
- Median 7(a) term144 months
- Share of loans on real estate terms, 240 months or longer16.1 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter13
- Franchise loans2
- Franchise share of approvals6.5 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (11)
- Most active lenderTrustmark Bank (21)
The average approval of $634,181 sits well above the median of $142,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 16.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
SBA loan default and charge-off rates in Lincoln County
Do SBA loans in Lincoln County get paid back?
- Loans with a final outcome recorded9
- Paid in full8
- Charged off1
- Status: Exempt from disclosure20
- Status: Paid in full8
- Status: Charged off1
- Status: Cancelled2
Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
SBA lending by place in Lincoln County
- Borrower cities with recorded lending3
- Brookhaven, approvals19
- Bogue Chitto, approvals10
- Wesson, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Brookhaven | 19 | $12,040,600 |
| Bogue Chitto | 10 | $7,451,800 |
| Wesson | 2 | $167,200 |
Brookhaven accounts for 19 approvals against 10 in Bogue Chitto. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County
How large is Lincoln County?
- Land area586 sq mi
- Rank by land area among Mississippi counties37th of 82
- Width, east to west29.1 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land60
- Establishments per square mile1.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lincoln County
Flood risk in Lincoln County
- Participation of the county's own NFIP community Lincoln County, unincorporated areasNot participating, community 280273
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP1
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Lincoln County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Lincoln County (community 280273), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lincoln County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lincoln County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lincoln County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202434,877
- Households13,158
- Average household size2.65
- Median household income$51,119
- Median age41.5
Common questions
Lincoln County questions, answered from the record.
How many people live in Lincoln County, Mississippi?
The Census Bureau estimates 34,956 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 34,877, in 13,158 households, ranking 20th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lincoln County's population growing?
The population has grown 0.10 percent since the 2020 census base of 34,922, to 34,956 on July 1, 2024. In 2024 there were 410 births against 433 deaths, with net migration of 167. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lincoln County?
$51,119. The median owner-occupied home is valued at $155,800, which is 3.0 times income, and median gross rent is $760 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lincoln County?
810 establishments, employing 11,675 people with an annual payroll of $512.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lincoln County?
Retail trade is the largest private sector at 2,005 jobs, 15.7 percent of covered employment. Covered employment averages 12,767 jobs at an average annual pay of $46,539, or $895 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lincoln County?
31 7(a) approvals totaling $19.7 m since FY2020, across 8 lenders, with a median approval of $142,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lincoln County?
10 housing units were authorized by permit in 2024, with a declared construction value of $2.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lincoln County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lincoln County come from?
The largest single origin is Pike County, with 102 households. Arriving households report an average income of $44,577 against $45,082 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lincoln County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lincoln County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lincoln County
Cities and places in Lincoln.
3 Census places lie wholly or partly in Lincoln County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Brookhaven | city | 11,650 | 19 | Wholly in this county |
| Wesson | town | 2,250 | 2 | 7.6 percent here, 92.4 percent Copiah County |
| Bogue Chitto | CDP | 335 | 10 | Wholly in this county |