HomeMississippiLowndes CountyColumbus
Columbus, Mississippi: commercial real estate data.
Columbus is a Census city of 23,348 people across 25.07 square miles of land, in Lowndes County. Median household income is $42,235, 47.8 percent of occupied homes are owned, and the SBA record carries 48 7(a) approvals to borrowers here worth $51.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Columbus
What Columbus is
- Census place typecity
- Land area25.07 sq mi
- Water area0.8 sq mi
- Population per square mile of land931
- County holding the largest share of its areaLowndes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbus
How many people live in Columbus
- Population23,348
- Median age41.1
- Population under 184,220
- Share under 1818.1 percent
- Population 65 and over4,787
- Share 65 and over20.5 percent
- Households10,006
- Family households5,145
- Share of households that are families51.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbus
Income and work in Columbus
- Median household income$42,235
- Per capita income$28,243
- Civilian labor force10,161
- Employed9,279
- Unemployed882 plus or minus 361
- Unemployment rate8.7 percent plus or minus 3.5
- Adults 25 and over16,307
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher26.2 percent
- Adults 25 and over with a graduate degree9.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbus
Housing in Columbus
- Housing units11,850
- Occupied units10,006
- Vacant units1,844
- Vacancy rate15.6 percent
- Owner occupied4,783
- Renter occupied5,223
- Ownership rate47.8 percent
- Median owner-occupied home value$125,700
- Median gross rent, monthly$897
- Annual rent as a share of median income25.5 percent
- Single family units7,885
- Share single family66.5 percent
- Units in buildings of two or more3,786
- Share in buildings of two or more31.9 percent
- Mobile homes179 plus or minus 109
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbus
How Columbus gets to work
- Workers 16 and over who commute8,851
- Commuting under 15 minutes3,690
- Share commuting under 15 minutes41.7 percent
- Commuting 30 minutes or more1,437 plus or minus 365
- Share commuting 30 minutes or more16.2 percent plus or minus 4.0
- Drove alone87.8 percent
- Carpooled5.0 percent plus or minus 1.8
- Public transport0.0 percent
- Walked1.5 percent plus or minus 0.8
- Worked from home5.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbus
SBA loans in Columbus (7(a))
- Approvals48
- Gross approval$51,066,100
- Average approval$1,063,877
- Median approval$240,000
- Ninetieth percentile approval$3,518,200
- Largest approval$5,000,000
- Jobs supported458
- Jobs per approval9.5
- Loans with a final outcome14
- Paid in full13
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more35.4 percent
- Share to franchises18.8 percent
- Distinct lenders20
- Distinct industries by NAICS34
Counted by borrower city: approvals to borrowers whose address is in Columbus, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Columbus
SBA loans in Columbus (504)
- Approvals4
- Gross approval$11,579,000
- Average approval$2,894,750
- Median approval$3,270,000
- Largest approval$4,213,000
- Jobs supported149
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Columbus, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Columbus
Flood risk in Columbus
- NFIP communityCity of Columbus
- NFIP community number280108
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/28/25
The City of Columbus participates in the National Flood Insurance Program as community 280108 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lowndes County, not Columbus
Lowndes County context, not Columbus figures
- Establishments in Lowndes County1,440
- Covered employment, Lowndes County25,486
- Average annual pay, Lowndes County$56,640
- Housing units permitted, Lowndes County130
Every figure in this section is published for Lowndes County as a whole and is not a measurement of Columbus.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Columbus questions, answered from the record.
How many people live in Columbus, Mississippi?
23,348, in 10,006 households. Columbus city covers 25.07 square miles of land, which is 931 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Columbus in?
Lowndes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Columbus?
$42,235. The median owner-occupied home is valued at $125,700. Median gross rent is $897 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Columbus businesses?
48 7(a) approvals totaling $51.1 m since FY2020, across 20 lenders, median approval $240,000, plus 4 504 approvals worth $11.6 m since FY2010. These count approvals to borrowers whose address is in Columbus, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Columbus borrowers get paid back?
No rate is published for Columbus. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Columbus in the National Flood Insurance Program?
Yes. Columbus appears in the FEMA Community Status Book as Columbus, city of, community 280108, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Columbus figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lowndes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Columbus.
Is zoning published for Columbus?
No. Nothing on this page presents parcel level zoning.
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