HomeMississippiLowndes County
Lowndes County, Mississippi: commercial real estate data.
Lowndes County, Mississippi had an estimated 57,210 residents on July 1, 2024, down 2.8 percent since the 2020 census base of 58,884, across 506 square miles. County output reached $3.92 bn in 2024, 1,440 establishments operate here, and the SBA record carries 56 7(a) approvals worth $51.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lowndes County
How many people live in Lowndes County
- Population, American Community Survey 2020-202457,838
- Households23,006
- Average household size2.51
- Median household income$53,812
- Median age37.6
- Median gross rent$930 per month
- Median owner-occupied home value$164,100
- Home value to household income3.0 times
- Annual rent as a share of median income20.7 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent
- Adults 25 and over with a graduate degree9.5 percent
- Adults 25 and over38,593
- Population under 1813,745
- Share under 1823.8 percent
- Population 65 and over10,029
- Share 65 and over17.3 percent
- Working age population, 18 to 6434,064
- Civilian labor force24,897
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over56.5 percent
- Rank by population among Mississippi counties13th of 82
- Rank by population among US county-equivalents, Puerto Rico included922nd of 3,222
Lowndes County is the 13th largest of 82 Mississippi counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.8 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lowndes County
Is Lowndes County's population growing?
- Population, July 1, 202457,210
- Census 2020 base population58,884
- Population change since the 2020 census base-2.84 percent
- Population change, 2023 to 2024-159
- Births, 2024688
- Deaths, 2024648
- Natural change, 202440
- Net domestic migration, 2024-334
- Net international migration, 2024130
- Total net migration, 2024-204
- Cumulative net domestic migration, 2021 to 2024-1,895
- Rank by growth among US county-equivalents2709th of 3,144
The county has lost 2.84 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lowndes County
Where are people moving to Lowndes County from?
- Tax returns filed by households arriving1,420
- People arriving, from those returns2,626
- Tax returns filed by households leaving1,585
- Net household movement-165
- Adjusted gross income arriving$76.4 m
- Net adjusted gross income movement$-20.6 m
- Average income of an arriving household$53,801
- Average income of a leaving household$61,166
- Largest single originOktibbeha County (129 households)
- Largest single destinationOktibbeha County (109 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Oktibbeha County | 129 | 226 | $5.8 m |
| Clay County | 76 | 130 | $3.0 m |
| Monroe County | 55 | 108 | $3.3 m |
| Noxubee County | 54 | 117 | $1.7 m |
| Lamar County | 35 | 71 | $1.3 m |
| El Paso County | 32 | 48 | $1.5 m |
| Pickens County | 26 | 54 | $1.1 m |
| Foreign - APO/FPO ZIPs | 25 | 56 | $1.6 m |
Households arriving report $7,365 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Oktibbeha County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lowndes County
What is the Lowndes County economy?
- County GDP, 2024$3.92 bn
- County GDP, 2023$3.78 bn
- GDP change, 2023 to 20243.6 percent
- GDP change over five years27.4 percent
- Rank by GDP among the Mississippi areas BEA publishes10th of 82
- Rank by GDP among the US county areas BEA publishes819th of 3,127
- GDP per resident$67,769
Output grew 3.6 percent in the latest year and 27.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lowndes County
Employment by industry in Lowndes County
- Covered employment, annual average25,486
- Establishments reporting1,558
- Average annual pay$56,640
- Average weekly wage$1,089
- Manufacturing, employment4,259
- Manufacturing, average annual pay$87,997
- Health care and social assistance, employment3,755
- Health care and social assistance, average annual pay$65,041
- Retail trade, employment3,142
- Retail trade, average annual pay$30,214
- Accommodation and food services, employment2,560
- Accommodation and food services, average annual pay$19,561
- Construction, employment1,909
- Transportation and warehousing, employment1,295
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,259 | 66 | $87,997 |
| Health care and social assistance | 3,755 | 158 | $65,041 |
| Retail trade | 3,142 | 289 | $30,214 |
| Accommodation and food services | 2,560 | 148 | $19,561 |
| Construction | 1,909 | 132 | $77,203 |
| Transportation and warehousing | 1,295 | 73 | $64,876 |
| Administrative and support and waste management services | 1,057 | 78 | $41,882 |
| Wholesale trade | 809 | 61 | $67,981 |
Manufacturing is the largest private sector at 4,259 jobs, 16.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lowndes County
How many businesses are in Lowndes County?
- Establishments, all industries1,440
- Employment at those establishments20,572
- Annual payroll$1.14 bn
- Establishments per 1,000 residents24.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lowndes County
Building permits in Lowndes County
- Housing units authorized by permit, 2024130
- Declared construction value permitted$17.6 m
- Single family units authorized130
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$135,699
- Units authorized per 1,000 households5.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lowndes County
SBA loans in Lowndes County (7(a) and 504)
- 7(a) approvals recorded56
- 7(a) gross approval dollars$51.9 m
- Average 7(a) approval$926,546
- Median 7(a) approval$206,250
- 10th percentile approval$24,500
- 90th percentile approval$3,241,250
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)504
- Jobs per approval9.0
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals38
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer32.1 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter33
- Franchise loans9
- Franchise share of approvals16.1 percent
- Leading industry by approval countGeneral Freight Trucking, Local (5)
- Most active lenderBankFirst Financial Services (21)
- 504 approvals recorded4
- 504 gross approval dollars$11.6 m
- Average 504 approval$2,894,750
- Median 504 approval$3,270,000
- Distinct CDCs active2
- 504 jobs per approval37.3
- 504 jobs per million dollars approved12.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$63.5 m
The average approval of $926,546 sits well above the median of $206,250, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 32.1 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lowndes County
SBA loan default and charge-off rates in Lowndes County
Do SBA loans in Lowndes County get paid back?
- Loans with a final outcome recorded17
- Paid in full16
- Charged off1
- Status: Exempt from disclosure31
- Status: Paid in full16
- Status: Cancelled7
- Status: Charged off1
- Status: Committed, not yet disbursed1
Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
SBA lending by place in Lowndes County
- Borrower cities with recorded lending3
- Columbus, approvals48
- Caledonia, approvals5
- Crawford, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Columbus | 48 | $51,066,100 |
| Caledonia | 5 | $383,600 |
| Crawford | 3 | $436,900 |
Columbus accounts for 48 approvals against 5 in Caledonia. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lowndes County
How large is Lowndes County?
- Land area506 sq mi
- Rank by land area among Mississippi counties47th of 82
- Width, east to west24.4 mi
- Height, north to south31.7 mi
- Geographies sharing a boundary6
- Residents per square mile of land114
- Establishments per square mile2.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lowndes County
Flood risk in Lowndes County
- Participation of the county's own NFIP community Lowndes County, unincorporated areasParticipating, community 280193
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP2
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Lowndes County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Lowndes County (community 280193), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lowndes County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lowndes County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lowndes County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202457,838
- Households23,006
- Average household size2.51
- Median household income$53,812
- Median age37.6
Common questions
Lowndes County questions, answered from the record.
How many people live in Lowndes County, Mississippi?
The Census Bureau estimates 57,210 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 57,838, in 23,006 households, ranking 13th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lowndes County's population growing?
The population has fallen 2.84 percent since the 2020 census base of 58,884, to 57,210 on July 1, 2024. In 2024 there were 688 births against 648 deaths, with net migration of -204. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lowndes County?
$53,812. The median owner-occupied home is valued at $164,100, which is 3.0 times income, and median gross rent is $930 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lowndes County?
1,440 establishments, employing 20,572 people with an annual payroll of $1.14 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lowndes County?
Manufacturing is the largest private sector at 4,259 jobs, 16.7 percent of covered employment. Covered employment averages 25,486 jobs at an average annual pay of $56,640, or $1,089 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lowndes County?
56 7(a) approvals totaling $51.9 m since FY2020, across 20 lenders, with a median approval of $206,250, plus 4 504 approvals worth $11.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lowndes County?
130 housing units were authorized by permit in 2024, with a declared construction value of $17.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lowndes County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lowndes County come from?
The largest single origin is Oktibbeha County, with 129 households. Arriving households report an average income of $53,801 against $61,166 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lowndes County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lowndes County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lowndes County
Cities and places in Lowndes.
6 Census places lie wholly or partly in Lowndes County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Columbus | city | 23,348 | 48 | Wholly in this county |
| New Hope | CDP | 3,952 | None recorded | Wholly in this county |
| Caledonia | town | 1,414 | 5 | Wholly in this county |
| Columbus AFB | CDP | 1,293 | None recorded | Wholly in this county |
| Artesia | town | 361 | None recorded | Wholly in this county |
| Crawford | town | 255 | 3 | Wholly in this county |