HomeMississippiOktibbeha County
Oktibbeha County, Mississippi: commercial real estate data.
Oktibbeha County, Mississippi had an estimated 51,965 residents on July 1, 2024, up 0.4 percent since the 2020 census base of 51,782, across 458 square miles. County output reached $2.64 bn in 2024, 978 establishments operate here, and the SBA record carries 26 7(a) approvals worth $7.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oktibbeha County
How many people live in Oktibbeha County
- Population, American Community Survey 2020-202451,771
- Households21,840
- Average household size2.37
- Median household income$46,695
- Median age25.5
- Median gross rent$915 per month
- Median owner-occupied home value$237,700
- Home value to household income5.1 times
- Annual rent as a share of median income23.5 percent
- Adults 25 and over with a bachelor degree or higher47.0 percent
- Adults 25 and over with a graduate degree22.6 percent
- Adults 25 and over26,526
- Population under 189,058
- Share under 1817.5 percent
- Population 65 and over6,323
- Share 65 and over12.2 percent
- Working age population, 18 to 6436,390
- Civilian labor force24,898
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over58.3 percent
- Rank by population among Mississippi counties15th of 82
- Rank by population among US county-equivalents, Puerto Rico included990th of 3,222
Oktibbeha County is the 15th largest of 82 Mississippi counties by population. A median home costs 5.1 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 17.5 percent against 12.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Oktibbeha County
Is Oktibbeha County's population growing?
- Population, July 1, 202451,965
- Census 2020 base population51,782
- Population change since the 2020 census base0.35 percent
- Population change, 2023 to 2024244
- Births, 2024498
- Deaths, 2024352
- Natural change, 2024146
- Net domestic migration, 2024-513
- Net international migration, 2024611
- Total net migration, 202498
- Cumulative net domestic migration, 2021 to 2024-1,777
- Rank by growth among US county-equivalents1702nd of 3,144
The county has grown 0.35 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Oktibbeha County
Where are people moving to Oktibbeha County from?
- Tax returns filed by households arriving1,398
- People arriving, from those returns2,287
- Tax returns filed by households leaving1,817
- Net household movement-419
- Adjusted gross income arriving$79.1 m
- Net adjusted gross income movement$-18.1 m
- Average income of an arriving household$56,614
- Average income of a leaving household$53,521
- Largest single originLowndes County (109 households)
- Largest single destinationLowndes County (129 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lowndes County | 109 | 204 | $6.3 m |
| Clay County | 64 | 115 | $2.4 m |
| Webster County | 63 | 129 | $2.0 m |
| Winston County | 42 | 73 | $1.5 m |
| Madison County | 38 | 61 | $4.0 m |
| Hinds County | 36 | 52 | $1.1 m |
| Lee County | 36 | 63 | $2.1 m |
| Rankin County | 30 | 50 | $1.7 m |
Households arriving report $3,093 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Lowndes County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Oktibbeha County
What is the Oktibbeha County economy?
- County GDP, 2024$2.64 bn
- County GDP, 2023$2.30 bn
- GDP change, 2023 to 202414.6 percent
- GDP change over five years38.7 percent
- Rank by GDP among the Mississippi areas BEA publishes15th of 82
- Rank by GDP among the US county areas BEA publishes1070th of 3,127
- GDP per resident$50,974
Output grew 14.6 percent in the latest year and 38.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Oktibbeha County
Employment by industry in Oktibbeha County
- Covered employment, annual average20,428
- Establishments reporting1,092
- Average annual pay$47,613
- Average weekly wage$916
- Accommodation and food services, employment3,418
- Accommodation and food services, average annual pay$18,584
- Retail trade, employment2,339
- Retail trade, average annual pay$28,754
- Health care and social assistance, employment1,729
- Health care and social assistance, average annual pay$42,693
- Manufacturing, employment920
- Manufacturing, average annual pay$67,518
- Administrative and support and waste management services, employment647
- Finance and insurance, employment477
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 3,418 | 152 | $18,584 |
| Retail trade | 2,339 | 181 | $28,754 |
| Health care and social assistance | 1,729 | 99 | $42,693 |
| Manufacturing | 920 | 34 | $67,518 |
| Administrative and support and waste management services | 647 | 62 | $29,329 |
| Finance and insurance | 477 | 79 | $69,289 |
| Construction | 429 | 67 | $49,831 |
| Wholesale trade | 377 | 23 | $54,613 |
Accommodation and food services is the largest private sector at 3,418 jobs, 16.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Oktibbeha County
How many businesses are in Oktibbeha County?
- Establishments, all industries978
- Employment at those establishments12,997
- Annual payroll$476.3 m
- Establishments per 1,000 residents18.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Oktibbeha County
Building permits in Oktibbeha County
- Housing units authorized by permit, 202466
- Declared construction value permitted$19.8 m
- Single family units authorized54
- Multifamily units authorized12
- Multifamily share of units18.2 percent
- Average declared value per unit$299,704
- Units authorized per 1,000 households3.0
Single-family homes are 81.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Oktibbeha County
SBA loans in Oktibbeha County (7(a) and 504)
- 7(a) approvals recorded26
- 7(a) gross approval dollars$7.4 m
- Average 7(a) approval$286,115
- Median 7(a) approval$183,000
- 10th percentile approval$29,500
- 90th percentile approval$577,000
- Largest single approval$1,119,200
- Jobs reported supported, 7(a)335
- Jobs per approval12.9
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.2 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter18
- Franchise loans1
- Franchise share of approvals3.8 percent
- Leading industry by approval countOffices of Physicians (except Mental Health Specialists) (4)
- Most active lenderBankFirst Financial Services (14)
- 504 approvals recorded5
- 504 gross approval dollars$7.6 m
- Average 504 approval$1,514,800
- Median 504 approval$701,000
- Distinct CDCs active1
- 504 jobs per approval47.0
- 504 jobs per million dollars approved31.0
- Most active CDCThree Rivers Local Development Company, Inc. (5)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$15.0 m
The average approval of $286,115 sits well above the median of $183,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 19.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oktibbeha County
SBA loan default and charge-off rates in Oktibbeha County
Do SBA loans in Oktibbeha County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Cancelled3
- Status: Exempt from disclosure19
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oktibbeha County
How large is Oktibbeha County?
- Land area458 sq mi
- Rank by land area among Mississippi counties59th of 82
- Width, east to west24.2 mi
- Height, north to south19.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land113
- Establishments per square mile2.14
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Oktibbeha County
Flood risk in Oktibbeha County
- Participation of the county's own NFIP community Oktibbeha County, unincorporated areasParticipating, community 280277
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP2
- NFIP participation rate66.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Oktibbeha County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Oktibbeha County (community 280277), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Oktibbeha County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Oktibbeha County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Oktibbeha County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202451,771
- Households21,840
- Average household size2.37
- Median household income$46,695
- Median age25.5
Common questions
Oktibbeha County questions, answered from the record.
How many people live in Oktibbeha County, Mississippi?
The Census Bureau estimates 51,965 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 51,771, in 21,840 households, ranking 15th of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Oktibbeha County's population growing?
The population has grown 0.35 percent since the 2020 census base of 51,782, to 51,965 on July 1, 2024. In 2024 there were 498 births against 352 deaths, with net migration of 98. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Oktibbeha County?
$46,695. The median owner-occupied home is valued at $237,700, which is 5.1 times income, and median gross rent is $915 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Oktibbeha County?
978 establishments, employing 12,997 people with an annual payroll of $476.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Oktibbeha County?
Accommodation and food services is the largest private sector at 3,418 jobs, 16.7 percent of covered employment. Covered employment averages 20,428 jobs at an average annual pay of $47,613, or $916 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Oktibbeha County?
26 7(a) approvals totaling $7.4 m since FY2020, across 10 lenders, with a median approval of $183,000, plus 5 504 approvals worth $7.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Oktibbeha County?
66 housing units were authorized by permit in 2024, with a declared construction value of $19.8 m. Multifamily was 18.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Oktibbeha County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Oktibbeha County come from?
The largest single origin is Lowndes County, with 109 households. Arriving households report an average income of $56,614 against $53,521 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Oktibbeha County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Oktibbeha County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Oktibbeha County
Cities and places in Oktibbeha.
5 Census places lie wholly or partly in Oktibbeha County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Starkville | city | 25,721 | 26 | Wholly in this county |
| Mississippi State | CDP | 4,655 | None recorded | Wholly in this county |
| Maben | town | 1,231 | None recorded | 72.6 percent here, 27.4 percent Webster County |
| Longview | CDP | 211 | None recorded | Wholly in this county |
| Sturgis | town | 128 | None recorded | Wholly in this county |