HomeMississippiMonroe County
Monroe County, Mississippi: commercial real estate data.
Monroe County, Mississippi had an estimated 33,483 residents on July 1, 2024, down 2.0 percent since the 2020 census base of 34,172, across 765 square miles. County output reached $1.32 bn in 2024, 600 establishments operate here, and the SBA record carries 11 7(a) approvals worth $6.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monroe County
How many people live in Monroe County
- Population, American Community Survey 2020-202433,747
- Households13,895
- Average household size2.43
- Median household income$51,866
- Median age41.7
- Median gross rent$768 per month
- Median owner-occupied home value$120,800
- Home value to household income2.3 times
- Annual rent as a share of median income17.8 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree4.9 percent
- Adults 25 and over23,532
- Population under 187,551
- Share under 1822.4 percent
- Population 65 and over6,893
- Share 65 and over20.4 percent
- Working age population, 18 to 6419,303
- Civilian labor force14,766
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over56.4 percent
- Rank by population among Mississippi counties23rd of 82
- Rank by population among US county-equivalents, Puerto Rico included1373rd of 3,222
Monroe County is the 23rd largest of 82 Mississippi counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 20.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Monroe County
Is Monroe County's population growing?
- Population, July 1, 202433,483
- Census 2020 base population34,172
- Population change since the 2020 census base-2.02 percent
- Population change, 2023 to 2024-153
- Births, 2024394
- Deaths, 2024446
- Natural change, 2024-52
- Net domestic migration, 2024-114
- Net international migration, 202414
- Total net migration, 2024-100
- Cumulative net domestic migration, 2021 to 2024-219
- Rank by growth among US county-equivalents2500th of 3,144
The county has lost 2.02 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Monroe County
Where are people moving to Monroe County from?
- Tax returns filed by households arriving658
- People arriving, from those returns1,309
- Tax returns filed by households leaving640
- Net household movement18
- Adjusted gross income arriving$27.1 m
- Net adjusted gross income movement$-459,000
- Average income of an arriving household$41,190
- Average income of a leaving household$43,066
- Largest single originLee County (144 households)
- Largest single destinationLee County (133 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lee County | 144 | 293 | $4.7 m |
| Itawamba County | 64 | 123 | $2.3 m |
| Lowndes County | 62 | 138 | $3.8 m |
| Chickasaw County | 52 | 120 | $1.7 m |
| Pontotoc County | 26 | 49 | $1.1 m |
| Clay County | 24 | 48 | $854,000 |
| Oktibbeha County | 22 | 45 | $748,000 |
Households arriving report $1,876 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Lee County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Monroe County
What is the Monroe County economy?
- County GDP, 2024$1.32 bn
- County GDP, 2023$1.26 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years31.0 percent
- Rank by GDP among the Mississippi areas BEA publishes28th of 82
- Rank by GDP among the US county areas BEA publishes1620th of 3,127
- GDP per resident$38,967
Output grew 4.3 percent in the latest year and 31.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Monroe County
Employment by industry in Monroe County
- Covered employment, annual average9,148
- Establishments reporting666
- Average annual pay$50,944
- Average weekly wage$980
- Manufacturing, employment2,373
- Manufacturing, average annual pay$73,120
- Retail trade, employment1,097
- Retail trade, average annual pay$29,391
- Construction, employment836
- Construction, average annual pay$70,222
- Wholesale trade, employment173
- Wholesale trade, average annual pay$73,386
- Other services, except public administration, employment159
- Administrative and support and waste management services, employment156
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,373 | 46 | $73,120 |
| Retail trade | 1,097 | 133 | $29,391 |
| Construction | 836 | 63 | $70,222 |
| Wholesale trade | 173 | 24 | $73,386 |
| Other services, except public administration | 159 | 41 | $45,708 |
| Administrative and support and waste management services | 156 | 23 | $36,809 |
| Finance and insurance | 154 | 46 | $49,894 |
| Transportation and warehousing | 126 | 26 | $60,183 |
Manufacturing is the largest private sector at 2,373 jobs, 25.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Monroe County
How many businesses are in Monroe County?
- Establishments, all industries600
- Employment at those establishments8,352
- Annual payroll$387.9 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Monroe County
Building permits in Monroe County
- Housing units authorized by permit, 202418
- Declared construction value permitted$3.9 m
- Single family units authorized18
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$217,515
- Units authorized per 1,000 households1.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Monroe County
SBA loans in Monroe County (7(a) and 504)
- 7(a) approvals recorded11
- 7(a) gross approval dollars$6.7 m
- Average 7(a) approval$613,582
- Median 7(a) approval$150,000
- Largest single approval$1,592,000
- Jobs reported supported, 7(a)159
- Jobs per approval14.5
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals8
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer27.3 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans1
- Franchise share of approvals9.1 percent
- Most active lenderBayFirst National Bank (3)
- 504 approvals recorded3
- 504 gross approval dollars$7.9 m
- Average 504 approval$2,623,667
- Median 504 approval$1,623,000
- Distinct CDCs active2
- 504 jobs per approval36.0
- 504 jobs per million dollars approved13.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$14.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monroe County
SBA loan default and charge-off rates in Monroe County
Do SBA loans in Monroe County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Paid in full4
- Status: Exempt from disclosure6
- Status: Cancelled1
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monroe County
How large is Monroe County?
- Land area765 sq mi
- Rank by land area among Mississippi counties9th of 82
- Width, east to west29.7 mi
- Height, north to south30.3 mi
- Geographies sharing a boundary7
- Residents per square mile of land44
- Establishments per square mile0.78
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Monroe County
Flood risk in Monroe County
- Participation of the county's own NFIP community Monroe County, unincorporated areasParticipating, community 280275
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP5
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
- Radon levels in Monroe County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Monroe County (community 280275), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Monroe County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Monroe County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Monroe County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202433,747
- Households13,895
- Average household size2.43
- Median household income$51,866
- Median age41.7
Common questions
Monroe County questions, answered from the record.
How many people live in Monroe County, Mississippi?
The Census Bureau estimates 33,483 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 33,747, in 13,895 households, ranking 23rd of 82 Mississippi counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Monroe County's population growing?
The population has fallen 2.02 percent since the 2020 census base of 34,172, to 33,483 on July 1, 2024. In 2024 there were 394 births against 446 deaths, with net migration of -100. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Monroe County?
$51,866. The median owner-occupied home is valued at $120,800, which is 2.3 times income, and median gross rent is $768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Monroe County?
600 establishments, employing 8,352 people with an annual payroll of $387.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Monroe County?
Manufacturing is the largest private sector at 2,373 jobs, 25.9 percent of covered employment. Covered employment averages 9,148 jobs at an average annual pay of $50,944, or $980 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Monroe County?
11 7(a) approvals totaling $6.7 m since FY2020, across 6 lenders, with a median approval of $150,000, plus 3 504 approvals worth $7.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Monroe County?
18 housing units were authorized by permit in 2024, with a declared construction value of $3.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Monroe County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Monroe County come from?
The largest single origin is Lee County, with 144 households. Arriving households report an average income of $41,190 against $43,066 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Monroe County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Monroe County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Monroe County
Cities and places in Monroe.
8 Census places lie wholly or partly in Monroe County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Amory | city | 6,500 | 11 | Wholly in this county |
| Aberdeen | city | 4,890 | None recorded | Wholly in this county |
| Nettleton | city | 1,853 | None recorded | 59.7 percent here, 40.3 percent Lee County |
| Hatley | town | 586 | None recorded | Wholly in this county |
| Smithville | town | 559 | None recorded | Wholly in this county |
| New Hamilton | CDP | 480 | None recorded | Wholly in this county |
| Hamilton | CDP | 320 | None recorded | Wholly in this county |
| Gattman | village | 133 | None recorded | Wholly in this county |