Andrew County, Missouri: commercial real estate data.
Andrew County, Missouri had an estimated 18,091 residents on July 1, 2024, down 0.2 percent since the 2020 census base of 18,130, across 433 square miles. County output reached $398.9 m in 2024, 276 establishments operate here, and the SBA record carries 5 7(a) approvals worth $2.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Andrew County
How many people live in Andrew County
- Population, American Community Survey 2020-202418,065
- Households6,988
- Average household size2.59
- Median household income$75,625
- Median age42.5
- Median gross rent$961 per month
- Median owner-occupied home value$215,400
- Home value to household income2.8 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher28.9 percent
- Adults 25 and over with a graduate degree10.8 percent
- Adults 25 and over12,773
- Population under 184,052
- Share under 1822.4 percent
- Population 65 and over3,802
- Share 65 and over21.0 percent
- Working age population, 18 to 6410,211
- Civilian labor force9,128
- Unemployment rate3.6 percent
- Labor force participation, adults 18 and over65.1 percent
- Rank by population among Missouri counties60th of 115
- Rank by population among US county-equivalents, Puerto Rico included1986th of 3,222
Andrew County is the 60th largest of 115 Missouri counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 21.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Andrew County
Is Andrew County's population growing?
- Population, July 1, 202418,091
- Census 2020 base population18,130
- Population change since the 2020 census base-0.22 percent
- Population change, 2023 to 2024-18
- Births, 2024160
- Deaths, 2024167
- Natural change, 2024-7
- Net domestic migration, 2024-11
- Net international migration, 20240
- Total net migration, 2024-11
- Cumulative net domestic migration, 2021 to 202492
- Rank by growth among US county-equivalents1919th of 3,144
The county has lost 0.22 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Andrew County
Where are people moving to Andrew County from?
- Tax returns filed by households arriving540
- People arriving, from those returns1,066
- Tax returns filed by households leaving499
- Net household movement41
- Adjusted gross income arriving$36.6 m
- Net adjusted gross income movement$9.2 m
- Average income of an arriving household$67,863
- Average income of a leaving household$54,996
- Largest single originBuchanan County (297 households)
- Largest single destinationBuchanan County (231 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Buchanan County | 297 | 620 | $20.0 m |
| Nodaway County | 20 | 28 | $943,000 |
Households arriving report $12,867 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Buchanan County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Andrew County
What is the Andrew County economy?
- County GDP, 2024$398.9 m
- County GDP, 2023$399.4 m
- GDP change, 2023 to 2024-0.1 percent
- GDP change over five years18.2 percent
- Rank by GDP among the Missouri areas BEA publishes82nd of 115
- Rank by GDP among the US county areas BEA publishes2543rd of 3,127
- GDP per resident$22,082
Output grew -0.1 percent in the latest year and 18.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Andrew County
Employment by industry in Andrew County
- Covered employment, annual average2,810
- Establishments reporting494
- Average annual pay$40,237
- Average weekly wage$774
- Retail trade, employment316
- Retail trade, average annual pay$38,672
- Construction, employment226
- Construction, average annual pay$61,226
- Administrative and support and waste management services, employment146
- Administrative and support and waste management services, average annual pay$36,132
- Wholesale trade, employment121
- Wholesale trade, average annual pay$52,960
- Other services, except public administration, employment93
- Finance and insurance, employment56
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 316 | 39 | $38,672 |
| Construction | 226 | 47 | $61,226 |
| Administrative and support and waste management services | 146 | 21 | $36,132 |
| Wholesale trade | 121 | 15 | $52,960 |
| Other services, except public administration | 93 | 28 | $26,746 |
| Finance and insurance | 56 | 18 | $49,331 |
| Information | 47 | 4 | $66,786 |
| Manufacturing | 44 | 11 | $60,163 |
Retail trade is the largest private sector at 316 jobs, 11.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Andrew County
How many businesses are in Andrew County?
- Establishments, all industries276
- Employment at those establishments1,746
- Annual payroll$76.2 m
- Establishments per 1,000 residents15.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Andrew County
Building permits in Andrew County
- Housing units authorized by permit, 20242
- Declared construction value permitted$706,929
- Single family units authorized2
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$353,465
- Units authorized per 1,000 households0.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Andrew County
SBA loans in Andrew County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$2.5 m
- Average 7(a) approval$505,060
- Median 7(a) approval$742,500
- Largest single approval$881,800
- Jobs reported supported, 7(a)11
- Jobs per approval2.2
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer60.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter2
- Franchise loans1
- Franchise share of approvals20.0 percent
- 504 approvals recorded4
- 504 gross approval dollars$641,000
- Average 504 approval$160,250
- Median 504 approval$91,500
- Distinct CDCs active2
- 504 jobs per approval2.8
- 504 jobs per million dollars approved17.2
- Most active CDCMo-Kan Development, Inc. (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.2 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Andrew County
SBA loan default and charge-off rates in Andrew County
Do SBA loans in Andrew County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure4
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Andrew County
SBA lending by place in Andrew County
- Borrower cities with recorded lending2
- Saint Joseph, approvals3
- Savannah, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Saint Joseph | 3 | $1,513,500 |
| Savannah | 2 | $1,011,800 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Andrew County
How large is Andrew County?
- Land area433 sq mi
- Rank by land area among Missouri counties100th of 115
- Width, east to west23.3 mi
- Height, north to south22 mi
- Geographies sharing a boundary6
- Residents per square mile of land42
- Establishments per square mile0.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Andrew County
Flood risk in Andrew County
- Participation of the county's own NFIP community Andrew County, unincorporated areasParticipating, community 290004
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Andrew County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Andrew County (community 290004), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Andrew County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Andrew County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Andrew County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202418,065
- Households6,988
- Average household size2.59
- Median household income$75,625
- Median age42.5
Common questions
Andrew County questions, answered from the record.
How many people live in Andrew County, Missouri?
The Census Bureau estimates 18,091 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,065, in 6,988 households, ranking 60th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Andrew County's population growing?
The population has fallen 0.22 percent since the 2020 census base of 18,130, to 18,091 on July 1, 2024. In 2024 there were 160 births against 167 deaths, with net migration of -11. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Andrew County?
$75,625. The median owner-occupied home is valued at $215,400, which is 2.8 times income, and median gross rent is $961 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Andrew County?
276 establishments, employing 1,746 people with an annual payroll of $76.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Andrew County?
Retail trade is the largest private sector at 316 jobs, 11.2 percent of covered employment. Covered employment averages 2,810 jobs at an average annual pay of $40,237, or $774 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Andrew County?
5 7(a) approvals totaling $2.5 m since FY2020, across 4 lenders, with a median approval of $742,500, plus 4 504 approvals worth $641,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Andrew County?
2 housing units were authorized by permit in 2024, with a declared construction value of $706,929. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Andrew County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Andrew County come from?
The largest single origin is Buchanan County, with 297 households. Arriving households report an average income of $67,863 against $54,996 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Andrew County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Andrew County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Andrew County
Cities and places in Andrew.
8 Census places lie wholly or partly in Andrew County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Savannah | city | 5,053 | 2 | Wholly in this county |
| Country Club | village | 2,935 | None recorded | Wholly in this county |
| Fillmore | city | 299 | None recorded | Wholly in this county |
| Amazonia | village | 286 | None recorded | Wholly in this county |
| Bolckow | city | 197 | None recorded | Wholly in this county |
| Cosby | village | 130 | None recorded | Wholly in this county |
| Rosendale | city | 130 | None recorded | Wholly in this county |
| Rea | city | 39 | None recorded | Wholly in this county |
A further 3 of the county's 5 SBA 7(a) approvals are to borrowers in cities that match no Census place in Andrew County, the largest being Saint Joseph (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby