HomeMissouriBenton CountyWarsaw
Warsaw, Missouri: commercial real estate data.
Warsaw is a Census city of 1,980 people across 2.49 square miles of land, in Benton County. Median household income is $41,413, 63.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $5.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Warsaw
What Warsaw is
- Census place typecity
- Land area2.49 sq mi
- Water area0.25 sq mi
- Population per square mile of land794 plus or minus 175
- County holding the largest share of its areaBenton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
How many people live in Warsaw
- Population1,980 plus or minus 437
- Median age53.3
- Population under 18368 plus or minus 117
- Share under 1818.6 percent plus or minus 4.2
- Population 65 and over679
- Share 65 and over34.3 percent plus or minus 10.2
- Households768
- Family households441 plus or minus 122
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
Income and work in Warsaw
- Median household income$41,413 plus or minus $8,417
- Per capita income$29,498 plus or minus $10,631
- Civilian labor force616 plus or minus 182
- Employed593 plus or minus 168
- Unemployed23 plus or minus 31
- Unemployment rate3.7 percent plus or minus 4.9
- Adults 25 and over1,423 plus or minus 288
- Adults 25 and over with a high school diploma or higher90.4 percent plus or minus 23.5
- Adults 25 and over with a bachelor degree or higher14.9 percent plus or minus 5.4
- Adults 25 and over with a graduate degree8.2 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
Housing in Warsaw
- Housing units868
- Occupied units768
- Vacant units100 plus or minus 55
- Vacancy rate11.5 percent plus or minus 5.9
- Owner occupied486 plus or minus 132
- Renter occupied282 plus or minus 77
- Ownership rate63.3 percent
- Median owner-occupied home value$152,000 plus or minus $31,030
- Median gross rent, monthly$727
- Annual rent as a share of median income21.1 percent plus or minus 4.5
- Single family units647 plus or minus 149
- Share single family74.5 percent
- Units in buildings of two or more196 plus or minus 67
- Share in buildings of two or more22.6 percent plus or minus 6.3
- Mobile homes25 plus or minus 27
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
How Warsaw gets to work
- Workers 16 and over who commute566 plus or minus 165
- Commuting under 15 minutes341 plus or minus 101
- Share commuting under 15 minutes60.2 percent
- Commuting 30 minutes or more184 plus or minus 94
- Share commuting 30 minutes or more32.5 percent plus or minus 13.6
- Drove alone80.1 percent
- Carpooled13.7 percent plus or minus 8.6
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.8
- Worked from home3.1 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
SBA loans in Warsaw (7(a))
- Approvals10
- Gross approval$5,166,500
- Average approval$516,650
- Median approval$425,000
- Largest approval$1,375,000
- Jobs supported113
- Jobs per approval11.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Warsaw, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warsaw
SBA loans in Warsaw (504)
- Approvals2
- Gross approval$480,000
- Average approval$240,000
- Median approval$240,000
- Largest approval$249,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Warsaw, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warsaw
Flood risk in Warsaw
- NFIP communityCity of Warsaw
- NFIP community number290030
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/02/09
The City of Warsaw participates in the National Flood Insurance Program as community 290030 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Benton County, not Warsaw
Benton County context, not Warsaw figures
- Establishments in Benton County383
- Covered employment, Benton County3,736
- Average annual pay, Benton County$38,196
- Housing units permitted, Benton County4
Every figure in this section is published for Benton County as a whole and is not a measurement of Warsaw.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Warsaw questions, answered from the record.
How many people live in Warsaw, Missouri?
1,980, in 768 households. Warsaw city covers 2.49 square miles of land, which is 794 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Warsaw in?
Benton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Warsaw?
$41,413. The median owner-occupied home is valued at $152,000. Median gross rent is $727 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Warsaw businesses?
10 7(a) approvals totaling $5.2 m since FY2020, across 5 lenders, median approval $425,000, plus 2 504 approvals worth $480,000 since FY2010. These count approvals to borrowers whose address is in Warsaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Warsaw borrowers get paid back?
No rate is published for Warsaw. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Warsaw in the National Flood Insurance Program?
Yes. Warsaw appears in the FEMA Community Status Book as Warsaw, city of, community 290030, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Warsaw figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Benton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Warsaw.
Is zoning published for Warsaw?
No. Nothing on this page presents parcel level zoning.
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