HomeMissouriBoone CountyCentralia
Centralia, Missouri: commercial real estate data.
Centralia is a Census city of 4,690 people across 2.91 square miles of land, in Boone County. Median household income is $66,438, 71.8 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Centralia
What Centralia is
- Census place typecity
- Land area2.91 sq mi
- Water area0 sq mi
- Population per square mile of land1,611
- County holding the largest share of its areaBoone County, 99.6 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How many people live in Centralia
- Population4,690
- Median age40.9
- Population under 18988 plus or minus 267
- Share under 1821.1 percent plus or minus 5.7
- Population 65 and over986 plus or minus 306
- Share 65 and over21.0 percent plus or minus 6.5
- Households1,987
- Family households1,134
- Share of households that are families57.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Income and work in Centralia
- Median household income$66,438 plus or minus $14,614
- Per capita income$29,937
- Civilian labor force2,223
- Employed2,068
- Unemployed155 plus or minus 116
- Unemployment rate7.0 percent plus or minus 5.1
- Adults 25 and over3,261
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher33.5 percent plus or minus 10.8
- Adults 25 and over with a graduate degree8.8 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
Housing in Centralia
- Housing units2,138
- Occupied units1,987
- Vacant units151 plus or minus 138
- Vacancy rate7.1 percent plus or minus 6.4
- Owner occupied1,427
- Renter occupied560 plus or minus 173
- Ownership rate71.8 percent
- Median owner-occupied home value$174,300
- Median gross rent, monthly$685
- Annual rent as a share of median income12.4 percent plus or minus 3.2
- Single family units1,747
- Share single family81.7 percent
- Units in buildings of two or more391 plus or minus 146
- Share in buildings of two or more18.3 percent plus or minus 6.6
- Mobile homes0
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
How Centralia gets to work
- Workers 16 and over who commute1,910
- Commuting under 15 minutes677 plus or minus 230
- Share commuting under 15 minutes35.4 percent plus or minus 10.6
- Commuting 30 minutes or more800 plus or minus 253
- Share commuting 30 minutes or more41.9 percent plus or minus 11.4
- Drove alone68.8 percent
- Carpooled20.3 percent plus or minus 8.3
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.8
- Worked from home6.6 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Centralia
SBA loans in Centralia (7(a))
- Approvals15
- Gross approval$4,370,600
- Average approval$291,373
- Median approval$150,000
- Largest approval$1,512,000
- Jobs supported54
- Jobs per approval3.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Centralia, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Centralia
SBA loans in Centralia (504)
- Approvals1
- Gross approval$161,000
- Average approval$161,000
- Median approval$161,000
- Largest approval$161,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Centralia, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Centralia
Flood risk in Centralia
- NFIP communityCity of Centralia
- NFIP community number290035
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/17/11
The City of Centralia participates in the National Flood Insurance Program as community 290035 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Boone County, not Centralia
Boone County context, not Centralia figures
- Establishments in Boone County4,725
- Covered employment, Boone County98,657
- Average annual pay, Boone County$59,677
- Housing units permitted, Boone County1,303
Every figure in this section is published for Boone County as a whole and is not a measurement of Centralia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Centralia questions, answered from the record.
How many people live in Centralia, Missouri?
4,690, in 1,987 households. Centralia city covers 2.91 square miles of land, which is 1,611 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Centralia in?
Boone County, which holds 99.6 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Centralia?
$66,438. The median owner-occupied home is valued at $174,300. Median gross rent is $685 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Centralia businesses?
15 7(a) approvals totaling $4.4 m since FY2020, across 5 lenders, median approval $150,000, plus 1 504 approvals worth $161,000 since FY2010. These count approvals to borrowers whose address is in Centralia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Centralia borrowers get paid back?
No rate is published for Centralia. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Centralia in the National Flood Insurance Program?
Yes. Centralia appears in the FEMA Community Status Book as Centralia, city of, community 290035, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Centralia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Boone County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Centralia.
Is zoning published for Centralia?
No. Nothing on this page presents parcel level zoning.
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