HomeMissouriCallaway CountyHolts Summit
Holts Summit, Missouri: commercial real estate data.
Holts Summit is a Census city of 4,609 people across 3.71 square miles of land, in Callaway County. Median household income is $85,064, 79.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Holts Summit
What Holts Summit is
- Census place typecity
- Land area3.71 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,244
- County holding the largest share of its areaCallaway County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holts Summit
How many people live in Holts Summit
- Population4,609
- Median age33.3
- Population under 181,129 plus or minus 275
- Share under 1824.5 percent plus or minus 6.0
- Population 65 and over758 plus or minus 192
- Share 65 and over16.4 percent plus or minus 4.2
- Households1,674
- Family households1,161
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holts Summit
Income and work in Holts Summit
- Median household income$85,064
- Per capita income$35,968
- Civilian labor force2,364
- Employed2,335
- Unemployed29 plus or minus 32
- Unemployment rate1.2 percent plus or minus 1.3
- Adults 25 and over3,057
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent plus or minus 5.9
- Adults 25 and over with a graduate degree4.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holts Summit
Housing in Holts Summit
- Housing units1,881
- Occupied units1,674
- Vacant units207 plus or minus 166
- Vacancy rate11.0 percent plus or minus 8.7
- Owner occupied1,338
- Renter occupied336 plus or minus 132
- Ownership rate79.9 percent
- Median owner-occupied home value$191,900
- Median gross rent, monthly$1,122
- Annual rent as a share of median income15.8 percent
- Single family units1,388
- Share single family73.8 percent
- Units in buildings of two or more185 plus or minus 108
- Share in buildings of two or more9.8 percent plus or minus 5.6
- Mobile homes308 plus or minus 154
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holts Summit
How Holts Summit gets to work
- Workers 16 and over who commute2,233
- Commuting under 15 minutes482 plus or minus 128
- Share commuting under 15 minutes21.6 percent plus or minus 5.3
- Commuting 30 minutes or more729 plus or minus 247
- Share commuting 30 minutes or more32.6 percent plus or minus 10.5
- Drove alone87.8 percent
- Carpooled6.7 percent plus or minus 3.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holts Summit
SBA loans in Holts Summit (7(a))
- Approvals5
- Gross approval$2,580,300
- Average approval$516,060
- Median approval$253,500
- Largest approval$1,858,200
- Jobs supported67
- Jobs per approval13.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Holts Summit, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holts Summit
SBA loans in Holts Summit (504)
- Approvals2
- Gross approval$617,000
- Average approval$308,500
- Median approval$308,500
- Largest approval$374,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Holts Summit, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Holts Summit
Flood risk in Holts Summit
- NFIP communityCity of Holts Summit
- NFIP community number290015
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/05/12(M)
The City of Holts Summit participates in the National Flood Insurance Program as community 290015 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Callaway County, not Holts Summit
Callaway County context, not Holts Summit figures
- Establishments in Callaway County782
- Covered employment, Callaway County14,917
- Average annual pay, Callaway County$56,776
- Housing units permitted, Callaway County38
Every figure in this section is published for Callaway County as a whole and is not a measurement of Holts Summit.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Holts Summit questions, answered from the record.
How many people live in Holts Summit, Missouri?
4,609, in 1,674 households. Holts Summit city covers 3.71 square miles of land, which is 1,244 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Holts Summit in?
Callaway County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Holts Summit?
$85,064. The median owner-occupied home is valued at $191,900. Median gross rent is $1,122 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Holts Summit businesses?
5 7(a) approvals totaling $2.6 m since FY2020, across 3 lenders, median approval $253,500, plus 2 504 approvals worth $617,000 since FY2010. These count approvals to borrowers whose address is in Holts Summit, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Holts Summit borrowers get paid back?
No rate is published for Holts Summit. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Holts Summit in the National Flood Insurance Program?
Yes. Holts Summit appears in the FEMA Community Status Book as Holts Summit, city of, community 290015, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Holts Summit figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Callaway County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holts Summit.
Is zoning published for Holts Summit?
No. Nothing on this page presents parcel level zoning.
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