HomeMissouriCamden CountyOsage Beach city
Osage Beach city, Missouri: commercial real estate data.
Osage Beach city is a Census city of 4,905 people across 9.82 square miles of land, lying across Camden County and Miller County. Median household income is $55,994, 63.5 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $31.5 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Osage Beach
What Osage Beach is
- Census place typecity
- Land area9.82 sq mi
- Water area0.57 sq mi
- Population per square mile of land499
- County holding the largest share of its areaCamden County, 88.7 percent
- Counties this place lies inCamden County 88.7 percent, Miller County 11.3 percent
Osage Beach city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
How many people live in Osage Beach
- Population4,905
- Median age59.4
- Population under 18644 plus or minus 163
- Share under 1813.1 percent plus or minus 3.3
- Population 65 and over1,595
- Share 65 and over32.5 percent
- Households2,267
- Family households1,446
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
Income and work in Osage Beach
- Median household income$55,994
- Per capita income$37,485
- Civilian labor force2,298
- Employed2,237
- Unemployed61 plus or minus 49
- Unemployment rate2.7 percent plus or minus 2.1
- Adults 25 and over4,135
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher25.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree9.2 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
Housing in Osage Beach
- Housing units5,328
- Occupied units2,267
- Vacant units3,061
- Vacancy rate57.5 percent
- Owner occupied1,440
- Renter occupied827 plus or minus 194
- Ownership rate63.5 percent
- Median owner-occupied home value$355,200
- Median gross rent, monthly$772
- Annual rent as a share of median income16.5 percent
- Single family units2,077
- Share single family39.0 percent
- Units in buildings of two or more3,151
- Share in buildings of two or more59.1 percent
- Mobile homes100 plus or minus 92
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
How Osage Beach gets to work
- Workers 16 and over who commute1,965
- Commuting under 15 minutes1,057 plus or minus 237
- Share commuting under 15 minutes53.8 percent
- Commuting 30 minutes or more189 plus or minus 95
- Share commuting 30 minutes or more9.6 percent plus or minus 4.7
- Drove alone69.8 percent
- Carpooled13.3 percent plus or minus 4.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 3.7
- Worked from home8.8 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
SBA loans in Osage Beach (7(a))
- Approvals43
- Gross approval$31,548,000
- Average approval$733,674
- Median approval$350,000
- Ninetieth percentile approval$2,184,000
- Largest approval$4,932,400
- Jobs supported322
- Jobs per approval7.5
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Charge-off rate over resolved loans10.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more32.6 percent
- Share to franchises14.0 percent
- Distinct lenders19
- Distinct industries by NAICS29
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage Beach
SBA loans in Osage Beach (504)
- Approvals17
- Gross approval$19,652,000
- Average approval$1,156,000
- Median approval$937,000
- Largest approval$3,537,000
- Jobs supported125
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Camden County, not Osage Beach
Camden County context, not Osage Beach figures
These are Camden County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Osage Beach measurements.
- Establishments in Camden County1,566
- Employment at those establishments, Camden County15,509
- Covered employment, Camden County17,655
- Average annual pay, Camden County$46,820
- Average weekly wage, Camden County$900
- Housing units permitted, Camden County272
- Of those, single family, Camden County249
- County product, 2024, Camden County$2,351,792,000
- County product change over the prior year, Camden County5.7 percent
- Average income of an arriving household, Camden County$94,087
Every figure in this section is published for Camden County as a whole and is not a measurement of Osage Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Osage Beach questions, answered from the record.
How many people live in Osage Beach, Missouri?
4,905, in 2,267 households. Osage Beach city covers 9.82 square miles of land, which is 499 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osage Beach in?
Osage Beach lies in more than one. By area it is 88.7 percent in Camden County, 11.3 percent in Miller County. This page sits under Camden County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Osage Beach?
$55,994. The median owner-occupied home is valued at $355,200. Median gross rent is $772 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osage Beach businesses?
43 7(a) approvals totalling $31.5 m, across 19 lenders, median approval $350,000, plus 17 504 approvals worth $19.7 m. These count approvals to borrowers whose address is in Osage Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osage Beach borrowers get paid back?
Of the 10 loans that have reached a final outcome, 9 were paid in full and 1 charged off, a charge off rate of 10.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Osage Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Camden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osage Beach.
Is zoning published for Osage Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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