HomeMissouriCamden CountyOsage Beach
Osage Beach, Missouri: commercial real estate data.
Osage Beach is a Census city of 4,905 people across 9.82 square miles of land, lying across Camden County and Miller County. Median household income is $55,994, 63.5 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $31.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osage Beach
What Osage Beach is
- Census place typecity
- Land area9.82 sq mi
- Water area0.57 sq mi
- Population per square mile of land499
- County holding the largest share of its areaCamden County, 88.7 percent
- Counties this place lies inCamden County 88.7 percent, Miller County 11.3 percent
Osage Beach crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
How many people live in Osage Beach
- Population4,905
- Median age59.4
- Population under 18644 plus or minus 163
- Share under 1813.1 percent plus or minus 3.3
- Population 65 and over1,595
- Share 65 and over32.5 percent
- Households2,267
- Family households1,446
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
Income and work in Osage Beach
- Median household income$55,994
- Per capita income$37,485
- Civilian labor force2,298
- Employed2,237
- Unemployed61 plus or minus 49
- Unemployment rate2.7 percent plus or minus 2.1
- Adults 25 and over4,135
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher25.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree9.2 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
Housing in Osage Beach
- Housing units5,328
- Occupied units2,267
- Vacant units3,061
- Vacancy rate57.5 percent
- Owner occupied1,440
- Renter occupied827 plus or minus 194
- Ownership rate63.5 percent
- Median owner-occupied home value$355,200
- Median gross rent, monthly$772
- Annual rent as a share of median income16.5 percent
- Single family units2,077
- Share single family39.0 percent
- Units in buildings of two or more3,151
- Share in buildings of two or more59.1 percent
- Mobile homes100 plus or minus 92
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
How Osage Beach gets to work
- Workers 16 and over who commute1,965
- Commuting under 15 minutes1,057 plus or minus 237
- Share commuting under 15 minutes53.8 percent
- Commuting 30 minutes or more189 plus or minus 95
- Share commuting 30 minutes or more9.6 percent plus or minus 4.7
- Drove alone69.8 percent
- Carpooled13.3 percent plus or minus 4.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 3.7
- Worked from home8.8 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osage Beach
SBA loans in Osage Beach (7(a))
- Approvals43
- Gross approval$31,548,000
- Average approval$733,674
- Median approval$350,000
- Ninetieth percentile approval$2,081,040
- Largest approval$4,932,400
- Jobs supported322
- Jobs per approval7.5
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more32.6 percent
- Share to franchises14.0 percent
- Distinct lenders19
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Osage Beach, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage Beach
SBA loans in Osage Beach (504)
- Approvals17
- Gross approval$19,652,000
- Average approval$1,156,000
- Median approval$937,000
- Largest approval$3,537,000
- Jobs supported125
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Osage Beach, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Osage Beach
Flood risk in Osage Beach
- NFIP communityCity of Osage Beach
- NFIP community number290671
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/11
The City of Osage Beach participates in the National Flood Insurance Program as community 290671 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Camden County, not Osage Beach
Camden County context, not Osage Beach figures
- Establishments in Camden County1,566
- Covered employment, Camden County17,655
- Average annual pay, Camden County$46,820
- Housing units permitted, Camden County272
Every figure in this section is published for Camden County as a whole and is not a measurement of Osage Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Osage Beach questions, answered from the record.
How many people live in Osage Beach, Missouri?
4,905, in 2,267 households. Osage Beach city covers 9.82 square miles of land, which is 499 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osage Beach in?
Osage Beach lies in more than one. By area it is 88.7 percent in Camden County, 11.3 percent in Miller County. This page sits under Camden County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Osage Beach?
$55,994. The median owner-occupied home is valued at $355,200. Median gross rent is $772 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osage Beach businesses?
43 7(a) approvals totaling $31.5 m since FY2020, across 19 lenders, median approval $350,000, plus 17 504 approvals worth $19.7 m since FY2010. These count approvals to borrowers whose address is in Osage Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osage Beach borrowers get paid back?
No rate is published for Osage Beach. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Osage Beach in the National Flood Insurance Program?
Yes. Osage Beach appears in the FEMA Community Status Book as Osage Beach, city of, community 290671, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Osage Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Camden County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osage Beach.
Is zoning published for Osage Beach?
No. Nothing on this page presents parcel level zoning.
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