HomeMissouriCape Girardeau CountyCape Girardeau city
Cape Girardeau city, Missouri: commercial real estate data.
Cape Girardeau city is a Census city of 40,344 people across 29.26 square miles of land, lying across Cape Girardeau County and Scott County. Median household income is $55,658, 54.0 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $10.2 m.
78 sourced place values · tier FULL · 8 sections
Cape Girardeau
What Cape Girardeau is
- Census place typecity
- Land area29.26 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,379
- County holding the largest share of its areaCape Girardeau County, 95.7 percent
- Counties this place lies inCape Girardeau County 95.7 percent, Scott County 4.3 percent
Cape Girardeau city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Girardeau
How many people live in Cape Girardeau
- Population40,344
- Median age34.5
- Population under 187,000
- Share under 1817.4 percent
- Population 65 and over7,947
- Share 65 and over19.7 percent
- Households16,364
- Family households8,078
- Share of households that are families49.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Girardeau
Income and work in Cape Girardeau
- Median household income$55,658
- Per capita income$32,930
- Civilian labor force21,186
- Employed20,630
- Unemployed556 plus or minus 199
- Unemployment rate2.6 percent plus or minus 0.9
- Adults 25 and over25,015
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher34.9 percent
- Adults 25 and over with a graduate degree13.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Girardeau
Housing in Cape Girardeau
- Housing units18,745
- Occupied units16,364
- Vacant units2,381
- Vacancy rate12.7 percent
- Owner occupied8,843
- Renter occupied7,521
- Ownership rate54.0 percent
- Median owner-occupied home value$196,300
- Median gross rent, monthly$876
- Annual rent as a share of median income18.9 percent
- Single family units12,512
- Share single family66.7 percent
- Units in buildings of two or more5,755
- Share in buildings of two or more30.7 percent
- Mobile homes478 plus or minus 147
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Girardeau
How Cape Girardeau gets to work
- Workers 16 and over who commute18,593
- Commuting under 15 minutes11,117
- Share commuting under 15 minutes59.8 percent
- Commuting 30 minutes or more2,309
- Share commuting 30 minutes or more12.4 percent
- Drove alone79.9 percent
- Carpooled7.6 percent plus or minus 1.6
- Public transport0.2 percent plus or minus 0.2
- Walked2.8 percent plus or minus 1.0
- Worked from home7.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Girardeau
SBA 7(a) lending to Cape Girardeau borrowers
- Approvals30
- Gross approval$10,165,600
- Average approval$338,853
- Median approval$325,000
- Ninetieth percentile approval$750,000
- Largest approval$1,291,500
- Jobs supported442
- Jobs per approval14.7
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises13.3 percent
- Distinct lenders16
- Distinct industries by NAICS25
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cape Girardeau
SBA 504 lending to Cape Girardeau borrowers
- Approvals20
- Gross approval$11,092,000
- Average approval$554,600
- Median approval$458,000
- Largest approval$2,467,000
- Jobs supported125
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cape Girardeau County, not Cape Girardeau
Cape Girardeau County context, not Cape Girardeau figures
These are Cape Girardeau County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cape Girardeau measurements.
- Establishments in Cape Girardeau County2,334
- Employment at those establishments, Cape Girardeau County39,319
- Covered employment, Cape Girardeau County41,463
- Average annual pay, Cape Girardeau County$51,752
- Average weekly wage, Cape Girardeau County$995
- Housing units permitted, Cape Girardeau County80
- Of those, single family, Cape Girardeau County76
- County product, 2024, Cape Girardeau County$5,359,218,000
- County product change over the prior year, Cape Girardeau County2.2 percent
- Average income of an arriving household, Cape Girardeau County$62,070
Every figure in this section is published for Cape Girardeau County as a whole and is not a measurement of Cape Girardeau. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cape Girardeau questions, answered from the record.
How many people live in Cape Girardeau, Missouri?
40,344, in 16,364 households. Cape Girardeau city covers 29.26 square miles of land, which is 1,379 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cape Girardeau in?
Cape Girardeau lies in more than one. By area it is 95.7 percent in Cape Girardeau County, 4.3 percent in Scott County. This page sits under Cape Girardeau County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Cape Girardeau?
$55,658. The median owner-occupied home is valued at $196,300. Median gross rent is $876 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cape Girardeau businesses?
30 7(a) approvals totalling $10.2 m, across 16 lenders, median approval $325,000, plus 20 504 approvals worth $11.1 m. These count approvals to borrowers whose address is in Cape Girardeau, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cape Girardeau borrowers get paid back?
No rate is published for Cape Girardeau. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cape Girardeau figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cape Girardeau County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cape Girardeau.
Is zoning published for Cape Girardeau?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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