HomeMissouriCedar CountyEl Dorado Springs
El Dorado Springs, Missouri: commercial real estate data.
El Dorado Springs is a Census city of 3,586 people across 3.08 square miles of land, in Cedar County. Median household income is $32,128, 46.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
El Dorado Springs
What El Dorado Springs is
- Census place typecity
- Land area3.08 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,163
- County holding the largest share of its areaCedar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Dorado Springs
How many people live in El Dorado Springs
- Population3,586
- Median age44.1
- Population under 18767 plus or minus 241
- Share under 1821.4 percent plus or minus 6.7
- Population 65 and over835 plus or minus 245
- Share 65 and over23.3 percent plus or minus 6.8
- Households1,689
- Family households756
- Share of households that are families44.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Dorado Springs
Income and work in El Dorado Springs
- Median household income$32,128
- Per capita income$20,787
- Civilian labor force1,492
- Employed1,453
- Unemployed39 plus or minus 51
- Unemployment rate2.6 percent plus or minus 3.4
- Adults 25 and over2,568
- Adults 25 and over with a high school diploma or higher91.8 percent
- Adults 25 and over with a bachelor degree or higher11.6 percent plus or minus 5.4
- Adults 25 and over with a graduate degree5.0 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Dorado Springs
Housing in El Dorado Springs
- Housing units1,954
- Occupied units1,689
- Vacant units265 plus or minus 160
- Vacancy rate13.6 percent plus or minus 8.1
- Owner occupied792 plus or minus 188
- Renter occupied897 plus or minus 183
- Ownership rate46.9 percent plus or minus 10.0
- Median owner-occupied home value$103,900
- Median gross rent, monthly$775
- Annual rent as a share of median income28.9 percent
- Single family units1,505
- Share single family77.0 percent
- Units in buildings of two or more288 plus or minus 127
- Share in buildings of two or more14.7 percent plus or minus 6.3
- Mobile homes161 plus or minus 104
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Dorado Springs
How El Dorado Springs gets to work
- Workers 16 and over who commute1,409
- Commuting under 15 minutes804 plus or minus 228
- Share commuting under 15 minutes57.1 percent plus or minus 12.1
- Commuting 30 minutes or more312 plus or minus 156
- Share commuting 30 minutes or more22.1 percent plus or minus 10.2
- Drove alone90.2 percent
- Carpooled3.1 percent plus or minus 3.7
- Public transport0.0 percent
- Walked3.7 percent plus or minus 4.3
- Worked from home3.0 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
El Dorado Springs
SBA loans in El Dorado Springs (7(a))
- Approvals6
- Gross approval$1,324,500
- Average approval$220,750
- Median approval$103,200
- Largest approval$895,000
- Jobs supported18
- Jobs per approval3.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term132 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in El Dorado Springs, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
El Dorado Springs
Flood risk in El Dorado Springs
- NFIP communityCity of El Dorado Springs
- NFIP community number290072
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/11(M)
The City of El Dorado Springs participates in the National Flood Insurance Program as community 290072 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cedar County, not El Dorado Springs
Cedar County context, not El Dorado Springs figures
- Establishments in Cedar County305
- Covered employment, Cedar County3,486
- Average annual pay, Cedar County$40,789
- Housing units permitted, Cedar County11
Every figure in this section is published for Cedar County as a whole and is not a measurement of El Dorado Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
El Dorado Springs questions, answered from the record.
How many people live in El Dorado Springs, Missouri?
3,586, in 1,689 households. El Dorado Springs city covers 3.08 square miles of land, which is 1,163 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is El Dorado Springs in?
Cedar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in El Dorado Springs?
$32,128. The median owner-occupied home is valued at $103,900. Median gross rent is $775 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to El Dorado Springs businesses?
6 7(a) approvals totaling $1.3 m since FY2020, across 4 lenders, median approval $103,200. These count approvals to borrowers whose address is in El Dorado Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to El Dorado Springs borrowers get paid back?
No rate is published for El Dorado Springs. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is El Dorado Springs in the National Flood Insurance Program?
Yes. El Dorado Springs appears in the FEMA Community Status Book as El Dorado Springs, city of, community 290072, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page El Dorado Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cedar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of El Dorado Springs.
Is zoning published for El Dorado Springs?
No. Nothing on this page presents parcel level zoning.
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