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Harrison County, Missouri: commercial real estate data.

Harrison County, Missouri had an estimated 8,186 residents on July 1, 2024, up 0.4 percent since the 2020 census base of 8,157, across 723 square miles. County output reached $308.8 m in 2024, 180 establishments operate here, and the SBA record carries 4 7(a) approvals worth $2.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Harrison County

How many people live in Harrison County

  • Population, American Community Survey 2020-20248,190
  • Households3,195
  • Average household size2.56
  • Median household income$54,367
  • Median age41.8
  • Median gross rent$703 per month
  • Median owner-occupied home value$109,500
  • Home value to household income2.0 times
  • Annual rent as a share of median income15.5 percent
  • Adults 25 and over with a bachelor degree or higher15.7 percent
  • Adults 25 and over with a graduate degree6.0 percent
  • Adults 25 and over5,598
  • Population under 181,991
  • Share under 1824.3 percent
  • Population 65 and over1,865
  • Share 65 and over22.8 percent
  • Working age population, 18 to 644,334
  • Civilian labor force3,532
  • Unemployment rate2.5 percent
  • Labor force participation, adults 18 and over57.0 percent
  • Rank by population among Missouri counties98th of 115
  • Rank by population among US county-equivalents, Puerto Rico included2636th of 3,222

Harrison County is the 98th largest of 115 Missouri counties by population. A median home costs 2.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 22.8 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Harrison County

Is Harrison County's population growing?

  • Population, July 1, 20248,186
  • Census 2020 base population8,157
  • Population change since the 2020 census base0.36 percent
  • Population change, 2023 to 2024-30
  • Births, 202483
  • Deaths, 2024111
  • Natural change, 2024-28
  • Net domestic migration, 2024-16
  • Net international migration, 202415
  • Total net migration, 2024-1
  • Cumulative net domestic migration, 2021 to 2024115
  • Rank by growth among US county-equivalents1698th of 3,144

The county has grown 0.36 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Harrison County

Where are people moving to Harrison County from?

  • Tax returns filed by households arriving153
  • People arriving, from those returns289
  • Tax returns filed by households leaving151
  • Net household movement2
  • Adjusted gross income arriving$6.3 m
  • Net adjusted gross income movement$156,000
  • Average income of an arriving household$40,935
  • Average income of a leaving household$40,444
Largest origins of households moving into Harrison County
OriginHouseholdsPeopleAdjusted gross income

Households arriving report $491 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Harrison County

What is the Harrison County economy?

  • County GDP, 2024$308.8 m
  • County GDP, 2023$325.6 m
  • GDP change, 2023 to 2024-5.1 percent
  • GDP change over five years11.5 percent
  • Rank by GDP among the Missouri areas BEA publishes87th of 115
  • Rank by GDP among the US county areas BEA publishes2687th of 3,127
  • GDP per resident$37,706

Output grew -5.1 percent in the latest year and 11.5 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Harrison County

Employment by industry in Harrison County

  • Covered employment, annual average2,475
  • Establishments reporting278
  • Average annual pay$41,474
  • Average weekly wage$798
  • Retail trade, employment656
  • Retail trade, average annual pay$35,745
  • Health care and social assistance, employment196
  • Health care and social assistance, average annual pay$45,029
  • Finance and insurance, employment115
  • Finance and insurance, average annual pay$71,360
  • Wholesale trade, employment95
  • Wholesale trade, average annual pay$48,192
  • Manufacturing, employment73
  • Other services, except public administration, employment44
Private sector employment and pay by industry, Harrison County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade65636$35,745
Health care and social assistance19640$45,029
Finance and insurance11516$71,360
Wholesale trade959$48,192
Manufacturing737$49,076
Other services, except public administration4411$34,411
Construction3916$38,221
Transportation and warehousing3612$44,771

Retail trade is the largest private sector at 656 jobs, 26.5 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Harrison County

How many businesses are in Harrison County?

  • Establishments, all industries180
  • Employment at those establishments1,829
  • Annual payroll$72.9 m
  • Establishments per 1,000 residents22.0

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Harrison County

Building permits in Harrison County

  • Housing units authorized by permit, 20246
  • Declared construction value permitted$722,000
  • Single family units authorized6
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$120,333
  • Units authorized per 1,000 households1.9

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Harrison County

SBA loans in Harrison County (7(a) and 504)

  • 7(a) approvals recorded4
  • 7(a) gross approval dollars$2.2 m
  • Average 7(a) approval$555,000
  • Median 7(a) approval$345,000
  • Largest single approval$1,500,000
  • Jobs reported supported, 7(a)16
  • Jobs per approval4.0
  • Distinct 7(a) lenders active4
  • Distinct industries receiving approvals3
  • Median 7(a) term150 months
  • Share of loans on real estate terms, 240 months or longer25.0 percent
  • Loans on real estate terms1
  • Loans on working capital terms, 120 months or shorter2
  • Franchise loans0
  • Franchise share of approvals0.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Harrison County

SBA loan default and charge-off rates in Harrison County

Do SBA loans in Harrison County get paid back?

  • Loans with a final outcome recorded1
  • Paid in full1
  • Charged off0
  • Status: Exempt from disclosure2
  • Status: Paid in full1
  • Status: Cancelled1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Harrison County

How large is Harrison County?

  • Land area723 sq mi
  • Rank by land area among Missouri counties24th of 115
  • Width, east to west24.7 mi
  • Height, north to south30.7 mi
  • Geographies sharing a boundary7
  • Residents per square mile of land11
  • Establishments per square mile0.25

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Harrison County

Flood risk in Harrison County

  • Participation of the county's own NFIP community Harrison County, unincorporated areasNot participating, community 290803
  • Communities in the county in the NFIP Community Status Book7
  • Of those, participating in the NFIP4
  • NFIP participation rate57.1 percent
  • Communities carrying a CRS class0
  • Radon levels in Harrison County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Harrison County (community 290803), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Harrison County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 57.1 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Harrison County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20248,190
  • Households3,195
  • Average household size2.56
  • Median household income$54,367
  • Median age41.8

How a feasibility study works →

Common questions

Harrison County questions, answered from the record.

How many people live in Harrison County, Missouri?

The Census Bureau estimates 8,186 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 8,190, in 3,195 households, ranking 98th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Harrison County's population growing?

The population has grown 0.36 percent since the 2020 census base of 8,157, to 8,186 on July 1, 2024. In 2024 there were 83 births against 111 deaths, with net migration of -1. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Harrison County?

$54,367. The median owner-occupied home is valued at $109,500, which is 2.0 times income, and median gross rent is $703 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Harrison County?

180 establishments, employing 1,829 people with an annual payroll of $72.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Harrison County?

Retail trade is the largest private sector at 656 jobs, 26.5 percent of covered employment. Covered employment averages 2,475 jobs at an average annual pay of $41,474, or $798 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Harrison County?

4 7(a) approvals totaling $2.2 m since FY2020, across 4 lenders, with a median approval of $345,000. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Harrison County?

6 housing units were authorized by permit in 2024, with a declared construction value of $722,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Harrison County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Are traffic counts available for Harrison County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Harrison County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Harrison County

Cities and places in Harrison.

8 Census places lie wholly or partly in Harrison County. All 8 carry enough published place level data for a page of their own and are linked.

Census places in Harrison County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Harrison County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Bethanycity3,0804Wholly in this county
Ridgewaycity478None recordedWholly in this county
Gilman Citycity382None recorded50.0 percent here, 50.0 percent Daviess County
Eaglevilletown352None recordedWholly in this county
Blythedalevillage341None recordedWholly in this county
New Hamptoncity213None recordedWholly in this county
Cainsvillecity212None recordedWholly in this county
Mount Moriahtown121None recordedWholly in this county