HomeMissouriHowell CountyWest Plains
West Plains, Missouri: commercial real estate data.
West Plains is a Census city of 12,441 people across 13.31 square miles of land, in Howell County. Median household income is $44,002, 52.1 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $5.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
West Plains
What West Plains is
- Census place typecity
- Land area13.31 sq mi
- Water area0.02 sq mi
- Population per square mile of land935
- County holding the largest share of its areaHowell County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Plains
How many people live in West Plains
- Population12,441
- Median age36.3
- Population under 183,036
- Share under 1824.4 percent
- Population 65 and over2,383
- Share 65 and over19.2 percent
- Households5,051
- Family households2,693
- Share of households that are families53.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Plains
Income and work in West Plains
- Median household income$44,002
- Per capita income$24,722
- Civilian labor force5,660
- Employed5,422
- Unemployed238 plus or minus 149
- Unemployment rate4.2 percent plus or minus 2.6
- Adults 25 and over8,231
- Adults 25 and over with a high school diploma or higher86.2 percent
- Adults 25 and over with a bachelor degree or higher17.1 percent plus or minus 4.5
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Plains
Housing in West Plains
- Housing units5,726
- Occupied units5,051
- Vacant units675 plus or minus 232
- Vacancy rate11.8 percent plus or minus 4.0
- Owner occupied2,634
- Renter occupied2,417
- Ownership rate52.1 percent
- Median owner-occupied home value$169,900
- Median gross rent, monthly$810
- Annual rent as a share of median income22.1 percent plus or minus 5.2
- Single family units4,240
- Share single family74.0 percent
- Units in buildings of two or more1,386 plus or minus 340
- Share in buildings of two or more24.2 percent plus or minus 5.8
- Mobile homes95 plus or minus 60
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Plains
How West Plains gets to work
- Workers 16 and over who commute4,961
- Commuting under 15 minutes3,227
- Share commuting under 15 minutes65.0 percent
- Commuting 30 minutes or more1,059 plus or minus 322
- Share commuting 30 minutes or more21.3 percent plus or minus 6.3
- Drove alone79.1 percent
- Carpooled14.4 percent plus or minus 5.8
- Public transport0.0 percent
- Walked1.0 percent plus or minus 0.8
- Worked from home3.6 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
West Plains
SBA loans in West Plains (7(a))
- Approvals17
- Gross approval$5,209,900
- Average approval$306,465
- Median approval$170,600
- Largest approval$900,000
- Jobs supported94
- Jobs per approval5.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more41.2 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in West Plains, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
West Plains
SBA loans in West Plains (504)
- Approvals1
- Gross approval$1,162,000
- Average approval$1,162,000
- Median approval$1,162,000
- Largest approval$1,162,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in West Plains, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
West Plains
Flood risk in West Plains
- NFIP communityCity of West Plains
- NFIP community number290166
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/07/21
The City of West Plains participates in the National Flood Insurance Program as community 290166 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Howell County, not West Plains
Howell County context, not West Plains figures
- Establishments in Howell County1,076
- Covered employment, Howell County15,361
- Average annual pay, Howell County$44,674
- Housing units permitted, Howell County53
Every figure in this section is published for Howell County as a whole and is not a measurement of West Plains.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
West Plains questions, answered from the record.
How many people live in West Plains, Missouri?
12,441, in 5,051 households. West Plains city covers 13.31 square miles of land, which is 935 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is West Plains in?
Howell County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in West Plains?
$44,002. The median owner-occupied home is valued at $169,900. Median gross rent is $810 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to West Plains businesses?
17 7(a) approvals totaling $5.2 m since FY2020, across 12 lenders, median approval $170,600, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in West Plains, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to West Plains borrowers get paid back?
No rate is published for West Plains. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is West Plains in the National Flood Insurance Program?
Yes. West Plains appears in the FEMA Community Status Book as West Plains, city of, community 290166, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page West Plains figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Plains.
Is zoning published for West Plains?
No. Nothing on this page presents parcel level zoning.
Nearby