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Carthage, Missouri: commercial real estate data.

Carthage is a Census city of 15,574 people across 12.10 square miles of land, in Jasper County. Median household income is $51,328, 53.0 percent of occupied homes are owned, and the SBA record carries 50 7(a) approvals to borrowers here worth $21.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Carthage

What Carthage is

  • Census place typecity
  • Land area12.1 sq mi
  • Water area0.05 sq mi
  • Population per square mile of land1,287
  • County holding the largest share of its areaJasper County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carthage

How many people live in Carthage

  • Population15,574
  • Median age32.2
  • Population under 185,028
  • Share under 1832.3 percent
  • Population 65 and over2,055
  • Share 65 and over13.2 percent
  • Households5,732
  • Family households3,747
  • Share of households that are families65.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carthage

Income and work in Carthage

  • Median household income$51,328
  • Per capita income$25,235
  • Civilian labor force6,703
  • Employed6,487
  • Unemployed216 plus or minus 116
  • Unemployment rate3.2 percent plus or minus 1.7
  • Adults 25 and over9,338
  • Adults 25 and over with a high school diploma or higher74.4 percent
  • Adults 25 and over with a bachelor degree or higher22.1 percent
  • Adults 25 and over with a graduate degree7.5 percent plus or minus 2.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carthage

Housing in Carthage

  • Housing units6,459
  • Occupied units5,732
  • Vacant units727 plus or minus 292
  • Vacancy rate11.3 percent plus or minus 4.5
  • Owner occupied3,039
  • Renter occupied2,693
  • Ownership rate53.0 percent
  • Median owner-occupied home value$146,800
  • Median gross rent, monthly$975
  • Annual rent as a share of median income22.8 percent
  • Single family units4,891
  • Share single family75.7 percent
  • Units in buildings of two or more1,503 plus or minus 340
  • Share in buildings of two or more23.3 percent plus or minus 5.0
  • Mobile homes65 plus or minus 95
  • Median year structure built1973

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carthage

How Carthage gets to work

  • Workers 16 and over who commute5,957
  • Commuting under 15 minutes3,391
  • Share commuting under 15 minutes56.9 percent
  • Commuting 30 minutes or more867 plus or minus 231
  • Share commuting 30 minutes or more14.6 percent plus or minus 3.6
  • Drove alone78.8 percent
  • Carpooled11.3 percent plus or minus 4.0
  • Public transport0.2 percent plus or minus 0.4
  • Walked1.8 percent plus or minus 1.4
  • Worked from home6.5 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carthage

SBA loans in Carthage (7(a))

  • Approvals50
  • Gross approval$21,651,200
  • Average approval$433,024
  • Median approval$274,750
  • Ninetieth percentile approval$867,500
  • Largest approval$4,564,400
  • Jobs supported411
  • Jobs per approval8.2
  • Loans with a final outcome8
  • Paid in full8
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more24.0 percent
  • Share to franchises10.0 percent
  • Distinct lenders14
  • Distinct industries by NAICS35

Counted by borrower city: approvals to borrowers whose address is in Carthage, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Carthage

SBA loans in Carthage (504)

  • Approvals2
  • Gross approval$428,000
  • Average approval$214,000
  • Median approval$214,000
  • Largest approval$232,000
  • Jobs supported5
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Carthage, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Carthage

Flood risk in Carthage

  • NFIP communityCity of Carthage
  • NFIP community number290181
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/02/12

The City of Carthage participates in the National Flood Insurance Program as community 290181 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Jasper County, not Carthage

Jasper County context, not Carthage figures

  • Establishments in Jasper County2,828
  • Covered employment, Jasper County59,244
  • Average annual pay, Jasper County$50,009
  • Housing units permitted, Jasper County574

Every figure in this section is published for Jasper County as a whole and is not a measurement of Carthage.

All Jasper County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Carthage questions, answered from the record.

How many people live in Carthage, Missouri?

15,574, in 5,732 households. Carthage city covers 12.10 square miles of land, which is 1,287 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Carthage in?

Jasper County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Carthage?

$51,328. The median owner-occupied home is valued at $146,800. Median gross rent is $975 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Carthage businesses?

50 7(a) approvals totaling $21.7 m since FY2020, across 14 lenders, median approval $274,750, plus 2 504 approvals worth $428,000 since FY2010. These count approvals to borrowers whose address is in Carthage, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Carthage borrowers get paid back?

No rate is published for Carthage. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Carthage in the National Flood Insurance Program?

Yes. Carthage appears in the FEMA Community Status Book as Carthage, city of, community 290181, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Carthage figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jasper County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carthage.

Is zoning published for Carthage?

No. Nothing on this page presents parcel level zoning.