HomeMissouriJefferson CountyArnold city
Arnold city, Missouri: commercial real estate data.
Arnold city is a Census city of 20,956 people across 11.53 square miles of land, in Jefferson County. Median household income is $78,370, 79.8 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $14.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Arnold
What Arnold is
- Census place typecity
- Land area11.53 sq mi
- Water area0 sq mi
- Population per square mile of land1,818
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arnold
How many people live in Arnold
- Population20,956
- Median age39.7
- Population under 184,332
- Share under 1820.7 percent
- Population 65 and over4,078
- Share 65 and over19.5 percent
- Households8,394
- Family households5,531
- Share of households that are families65.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arnold
Income and work in Arnold
- Median household income$78,370
- Per capita income$37,598
- Civilian labor force11,108
- Employed10,796
- Unemployed312 plus or minus 116
- Unemployment rate2.8 percent plus or minus 1.0
- Adults 25 and over15,498
- Adults 25 and over with a high school diploma or higher90.7 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent
- Adults 25 and over with a graduate degree8.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arnold
Housing in Arnold
- Housing units8,982
- Occupied units8,394
- Vacant units588 plus or minus 211
- Vacancy rate6.5 percent plus or minus 2.3
- Owner occupied6,699
- Renter occupied1,695
- Ownership rate79.8 percent
- Median owner-occupied home value$220,000
- Median gross rent, monthly$1,112
- Annual rent as a share of median income17.0 percent
- Single family units7,615
- Share single family84.8 percent
- Units in buildings of two or more1,041 plus or minus 251
- Share in buildings of two or more11.6 percent plus or minus 2.8
- Mobile homes310 plus or minus 101
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arnold
How Arnold gets to work
- Workers 16 and over who commute9,933
- Commuting under 15 minutes1,522
- Share commuting under 15 minutes15.3 percent
- Commuting 30 minutes or more4,561
- Share commuting 30 minutes or more45.9 percent
- Drove alone84.8 percent
- Carpooled6.2 percent plus or minus 1.5
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.5
- Worked from home8.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arnold
SBA loans in Arnold (7(a))
- Approvals28
- Gross approval$14,039,100
- Average approval$501,396
- Median approval$290,000
- Ninetieth percentile approval$1,350,000
- Largest approval$2,726,000
- Jobs supported306
- Jobs per approval10.9
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises17.9 percent
- Distinct lenders17
- Distinct industries by NAICS21
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arnold
SBA loans in Arnold (504)
- Approvals8
- Gross approval$2,838,000
- Average approval$354,750
- Median approval$373,000
- Largest approval$591,000
- Jobs supported71
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson County, not Arnold
Jefferson County context, not Arnold figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Arnold measurements.
- Establishments in Jefferson County3,956
- Employment at those establishments, Jefferson County41,900
- Covered employment, Jefferson County49,458
- Average annual pay, Jefferson County$49,615
- Average weekly wage, Jefferson County$954
- Housing units permitted, Jefferson County811
- Of those, single family, Jefferson County695
- County product, 2024, Jefferson County$6,905,559,000
- County product change over the prior year, Jefferson County5.5 percent
- Average income of an arriving household, Jefferson County$60,779
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Arnold. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Arnold questions, answered from the record.
How many people live in Arnold, Missouri?
20,956, in 8,394 households. Arnold city covers 11.53 square miles of land, which is 1,818 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Arnold in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Arnold?
$78,370. The median owner-occupied home is valued at $220,000. Median gross rent is $1,112 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Arnold businesses?
28 7(a) approvals totalling $14.0 m, across 17 lenders, median approval $290,000, plus 8 504 approvals worth $2.8 m. These count approvals to borrowers whose address is in Arnold, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Arnold borrowers get paid back?
No rate is published for Arnold. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Arnold figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Arnold.
Is zoning published for Arnold?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.