HomeMissouriLincoln CountyElsberry city
Elsberry city, Missouri: commercial real estate data.
Elsberry city is a Census city of 1,870 people across 1.51 square miles of land, in Lincoln County. Median household income is $49,760, 53.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.4 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Elsberry
What Elsberry is
- Census place typecity
- Land area1.51 sq mi
- Water area0 sq mi
- Population per square mile of land1,238
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsberry
How many people live in Elsberry
- Population1,870
- Median age30.4
- Population under 18477 plus or minus 111
- Share under 1825.5 percent
- Population 65 and over222 plus or minus 51
- Share 65 and over11.9 percent
- Households695
- Family households426
- Share of households that are families61.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsberry
Income and work in Elsberry
- Median household income$49,760 plus or minus $10,188
- Per capita income$25,236
- Civilian labor force824 plus or minus 195
- Employed811 plus or minus 191
- Unemployed13 plus or minus 13
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over1,109
- Adults 25 and over with a high school diploma or higher89.7 percent plus or minus 19.0
- Adults 25 and over with a bachelor degree or higher15.3 percent plus or minus 4.5
- Adults 25 and over with a graduate degree3.1 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsberry
Housing in Elsberry
- Housing units725
- Occupied units695
- Vacant units30 plus or minus 32
- Vacancy rate4.1 percent plus or minus 4.4
- Owner occupied371
- Renter occupied324 plus or minus 82
- Ownership rate53.4 percent
- Median owner-occupied home value$139,000
- Median gross rent, monthly$865
- Annual rent as a share of median income20.9 percent plus or minus 4.7
- Single family units569
- Share single family78.5 percent
- Units in buildings of two or more121 plus or minus 50
- Share in buildings of two or more16.7 percent plus or minus 6.4
- Mobile homes35 plus or minus 18
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsberry
How Elsberry gets to work
- Workers 16 and over who commute777 plus or minus 193
- Commuting under 15 minutes139 plus or minus 52
- Share commuting under 15 minutes17.9 percent plus or minus 5.0
- Commuting 30 minutes or more485 plus or minus 124
- Share commuting 30 minutes or more62.4 percent
- Drove alone78.0 percent
- Carpooled14.7 percent plus or minus 6.3
- Public transport0.4 percent plus or minus 0.7
- Walked2.0 percent plus or minus 2.2
- Worked from home3.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elsberry
SBA loans in Elsberry (7(a))
- Approvals3
- Gross approval$1,424,300
- Average approval$474,767
- Median approval$430,300
- Ninetieth percentile approval$974,000
- Largest approval$974,000
- Jobs supported35
- Jobs per approval11.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County, not Elsberry
Lincoln County context, not Elsberry figures
These are Lincoln County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elsberry measurements.
- Establishments in Lincoln County1,010
- Employment at those establishments, Lincoln County10,229
- Covered employment, Lincoln County12,799
- Average annual pay, Lincoln County$53,839
- Average weekly wage, Lincoln County$1,035
- Housing units permitted, Lincoln County151
- Of those, single family, Lincoln County121
- County product, 2024, Lincoln County$1,859,183,000
- County product change over the prior year, Lincoln County7.0 percent
- Average income of an arriving household, Lincoln County$68,815
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Elsberry. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elsberry questions, answered from the record.
How many people live in Elsberry, Missouri?
1,870, in 695 households. Elsberry city covers 1.51 square miles of land, which is 1,238 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elsberry in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elsberry?
$49,760. The median owner-occupied home is valued at $139,000. Median gross rent is $865 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elsberry businesses?
3 7(a) approvals totalling $1.4 m, across 3 lenders, median approval $430,300. These count approvals to borrowers whose address is in Elsberry, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elsberry borrowers get paid back?
No rate is published for Elsberry. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Elsberry figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elsberry.
Is zoning published for Elsberry?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.