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Mercer, Missouri: commercial real estate data.

Mercer is a Census town of 325 people across 0.37 square miles of land, in Mercer County. Median household income is $39,028, 74.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $45,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Mercer

What Mercer is

  • Census place typetown
  • Land area0.37 sq mi
  • Water area0 sq mi
  • Population per square mile of land884 plus or minus 218
  • County holding the largest share of its areaMercer County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mercer

How many people live in Mercer

  • Population325 plus or minus 80
  • Median age54.7
  • Population under 1848 plus or minus 25
  • Share under 1814.8 percent plus or minus 6.9
  • Population 65 and over94 plus or minus 32
  • Share 65 and over28.9 percent plus or minus 6.9
  • Households169 plus or minus 43
  • Family households78 plus or minus 25
  • Share of households that are families46.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mercer

Income and work in Mercer

  • Median household income$39,028 plus or minus $18,581
  • Per capita income$25,190
  • Civilian labor force156 plus or minus 60
  • Employed153 plus or minus 58
  • Unemployed3 plus or minus 6
  • Unemployment rate1.9 percent plus or minus 3.8
  • Adults 25 and over254 plus or minus 68
  • Adults 25 and over with a high school diploma or higher91.7 percent
  • Adults 25 and over with a bachelor degree or higher12.2 percent plus or minus 7.6
  • Adults 25 and over with a graduate degree3.9 percent plus or minus 6.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mercer

Housing in Mercer

  • Housing units252 plus or minus 52
  • Occupied units169 plus or minus 43
  • Vacant units83 plus or minus 37
  • Vacancy rate32.9 percent plus or minus 13.0
  • Owner occupied126 plus or minus 39
  • Renter occupied43 plus or minus 19
  • Ownership rate74.6 percent
  • Median owner-occupied home value$63,800
  • Median gross rent, monthly$570 plus or minus $291
  • Annual rent as a share of median income17.5 percent plus or minus 12.2
  • Single family units201 plus or minus 47
  • Share single family79.8 percent
  • Units in buildings of two or more43 plus or minus 27
  • Share in buildings of two or more17.1 percent plus or minus 9.9
  • Mobile homes8 plus or minus 10
  • Median year structure built1964

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mercer

How Mercer gets to work

  • Workers 16 and over who commute157 plus or minus 57
  • Commuting under 15 minutes68 plus or minus 38
  • Share commuting under 15 minutes43.3 percent plus or minus 18.1
  • Commuting 30 minutes or more51 plus or minus 25
  • Share commuting 30 minutes or more32.5 percent plus or minus 10.7
  • Drove alone77.1 percent
  • Carpooled16.6 percent plus or minus 15.4
  • Public transport3.8 percent plus or minus 4.2
  • Walked2.5 percent plus or minus 3.7
  • Worked from home0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Mercer

SBA loans in Mercer (7(a))

  • Approvals1
  • Gross approval$45,000
  • Average approval$45,000
  • Median approval$45,000
  • Largest approval$45,000
  • Jobs supported3
  • Jobs per approval3.0
  • Loans with a final outcome1
  • Paid in full0
  • Charged off1
  • Median term36 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Mercer, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Mercer

Flood risk in Mercer

  • NFIP communityCity of Mercer
  • NFIP community number290567
  • Participating in the NFIPNo
  • Community Rating System classNone
  • Currently effective map date11/15/19

The City of Mercer does not participate in the National Flood Insurance Program as community 290567 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Mercer County, not Mercer

Mercer County context, not Mercer figures

  • Establishments in Mercer County79
  • Covered employment, Mercer County814
  • Average annual pay, Mercer County$44,042
  • Housing units permitted, Mercer County0

Every figure in this section is published for Mercer County as a whole and is not a measurement of Mercer.

All Mercer County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Mercer questions, answered from the record.

How many people live in Mercer, Missouri?

325, in 169 households. Mercer town covers 0.37 square miles of land, which is 884 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Mercer in?

Mercer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Mercer?

$39,028. The median owner-occupied home is valued at $63,800. Median gross rent is $570 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Mercer businesses?

1 7(a) approvals totaling $45,000 since FY2020, across 1 lenders, median approval $45,000. These count approvals to borrowers whose address is in Mercer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Mercer borrowers get paid back?

No rate is published for Mercer. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Mercer in the National Flood Insurance Program?

No, it is listed but not participating. Mercer appears in the FEMA Community Status Book as Mercer, city of, community 290567, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Mercer figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mercer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mercer.

Is zoning published for Mercer?

No. Nothing on this page presents parcel level zoning.