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HomeMissouriMississippi CountyCharleston

Charleston, Missouri: commercial real estate data.

Charleston is a Census city of 4,482 people across 4.80 square miles of land, in Mississippi County. Median household income is $33,952, 50.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $12,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Charleston

What Charleston is

  • Census place typecity
  • Land area4.8 sq mi
  • Water area0.06 sq mi
  • Population per square mile of land935
  • County holding the largest share of its areaMississippi County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Charleston

How many people live in Charleston

  • Population4,482
  • Median age41.8
  • Population under 18949 plus or minus 246
  • Share under 1821.2 percent plus or minus 5.5
  • Population 65 and over656 plus or minus 157
  • Share 65 and over14.6 percent plus or minus 3.5
  • Households1,313
  • Family households760
  • Share of households that are families57.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Charleston

Income and work in Charleston

  • Median household income$33,952 plus or minus $9,082
  • Per capita income$17,300
  • Civilian labor force1,341
  • Employed1,274
  • Unemployed67 plus or minus 76
  • Unemployment rate5.0 percent plus or minus 5.6
  • Adults 25 and over3,197
  • Adults 25 and over with a high school diploma or higher83.5 percent
  • Adults 25 and over with a bachelor degree or higher9.9 percent plus or minus 3.8
  • Adults 25 and over with a graduate degree2.5 percent plus or minus 1.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Charleston

Housing in Charleston

  • Housing units1,571
  • Occupied units1,313
  • Vacant units258 plus or minus 129
  • Vacancy rate16.4 percent plus or minus 8.1
  • Owner occupied656
  • Renter occupied657 plus or minus 147
  • Ownership rate50.0 percent
  • Median owner-occupied home value$123,700
  • Median gross rent, monthly$774
  • Annual rent as a share of median income27.4 percent plus or minus 8.0
  • Single family units1,132
  • Share single family72.1 percent
  • Units in buildings of two or more360 plus or minus 127
  • Share in buildings of two or more22.9 percent plus or minus 7.8
  • Mobile homes79 plus or minus 87
  • Median year structure built1969

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Charleston

How Charleston gets to work

  • Workers 16 and over who commute1,206
  • Commuting under 15 minutes573 plus or minus 207
  • Share commuting under 15 minutes47.5 percent plus or minus 15.8
  • Commuting 30 minutes or more245 plus or minus 126
  • Share commuting 30 minutes or more20.3 percent plus or minus 10.0
  • Drove alone79.8 percent
  • Carpooled12.9 percent plus or minus 10.1
  • Public transport0.0 percent
  • Walked2.9 percent plus or minus 3.1
  • Worked from home2.7 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Charleston

SBA loans in Charleston (7(a))

  • Approvals1
  • Gross approval$12,000
  • Average approval$12,000
  • Median approval$12,000
  • Largest approval$12,000
  • Jobs supported6
  • Jobs per approval6.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term36 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Charleston, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Charleston

Flood risk in Charleston

  • NFIP communityCity of Charleston
  • NFIP community number290231
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/18/89

The City of Charleston participates in the National Flood Insurance Program as community 290231 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Mississippi County, not Charleston

Mississippi County context, not Charleston figures

  • Establishments in Mississippi County214
  • Covered employment, Mississippi County3,074
  • Average annual pay, Mississippi County$42,184
  • Housing units permitted, Mississippi County9

Every figure in this section is published for Mississippi County as a whole and is not a measurement of Charleston.

All Mississippi County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Charleston questions, answered from the record.

How many people live in Charleston, Missouri?

4,482, in 1,313 households. Charleston city covers 4.80 square miles of land, which is 935 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Charleston in?

Mississippi County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Charleston?

$33,952. The median owner-occupied home is valued at $123,700. Median gross rent is $774 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Charleston businesses?

1 7(a) approvals totaling $12,000 since FY2020, across 1 lenders, median approval $12,000. These count approvals to borrowers whose address is in Charleston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Charleston borrowers get paid back?

No rate is published for Charleston. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Charleston in the National Flood Insurance Program?

Yes. Charleston appears in the FEMA Community Status Book as Charleston, city of, community 290231, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Charleston figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mississippi County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Charleston.

Is zoning published for Charleston?

No. Nothing on this page presents parcel level zoning.