Moniteau County, Missouri: commercial real estate data.
Moniteau County, Missouri had an estimated 15,294 residents on July 1, 2024, down 1.2 percent since the 2020 census base of 15,473, across 415 square miles. County output reached $666.2 m in 2024, 330 establishments operate here, and the SBA record carries 9 7(a) approvals worth $10.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Moniteau County
How many people live in Moniteau County
- Population, American Community Survey 2020-202415,262
- Households5,729
- Average household size2.66
- Median household income$65,715
- Median age38.4
- Median gross rent$735 per month
- Median owner-occupied home value$181,900
- Home value to household income2.8 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent
- Adults 25 and over with a graduate degree4.9 percent
- Adults 25 and over10,239
- Population under 183,877
- Share under 1825.4 percent
- Population 65 and over2,550
- Share 65 and over16.7 percent
- Working age population, 18 to 648,835
- Civilian labor force6,781
- Unemployment rate2.5 percent
- Labor force participation, adults 18 and over59.6 percent
- Rank by population among Missouri counties66th of 115
- Rank by population among US county-equivalents, Puerto Rico included2147th of 3,222
Moniteau County is the 66th largest of 115 Missouri counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.4 percent against 16.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Moniteau County
Is Moniteau County's population growing?
- Population, July 1, 202415,294
- Census 2020 base population15,473
- Population change since the 2020 census base-1.16 percent
- Population change, 2023 to 202449
- Births, 2024211
- Deaths, 2024183
- Natural change, 202428
- Net domestic migration, 202415
- Net international migration, 20247
- Total net migration, 202422
- Cumulative net domestic migration, 2021 to 2024-18
- Rank by growth among US county-equivalents2252nd of 3,144
The county has lost 1.16 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Moniteau County
Where are people moving to Moniteau County from?
- Tax returns filed by households arriving342
- People arriving, from those returns625
- Tax returns filed by households leaving392
- Net household movement-50
- Adjusted gross income arriving$15.1 m
- Net adjusted gross income movement$188,000
- Average income of an arriving household$44,260
- Average income of a leaving household$38,135
- Largest single originCole County (80 households)
- Largest single destinationCole County (101 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Cole County | 80 | 142 | $3.2 m |
| Morgan County | 36 | 71 | $1.8 m |
| Cooper County | 30 | 51 | $1.3 m |
| Boone County | 26 | 43 | $976,000 |
| Miller County | 24 | 41 | $1.1 m |
Households arriving report $6,125 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Cole County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Moniteau County
What is the Moniteau County economy?
- County GDP, 2024$666.2 m
- County GDP, 2023$585.9 m
- GDP change, 2023 to 202413.7 percent
- GDP change over five years42.3 percent
- Rank by GDP among the Missouri areas BEA publishes60th of 115
- Rank by GDP among the US county areas BEA publishes2192nd of 3,127
- GDP per resident$43,649
Output grew 13.7 percent in the latest year and 42.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Moniteau County
Employment by industry in Moniteau County
- Covered employment, annual average4,087
- Establishments reporting363
- Average annual pay$47,661
- Average weekly wage$917
- Manufacturing, employment717
- Manufacturing, average annual pay$56,533
- Construction, employment542
- Construction, average annual pay$64,915
- Retail trade, employment505
- Retail trade, average annual pay$31,185
- Accommodation and food services, employment202
- Accommodation and food services, average annual pay$28,098
- Wholesale trade, employment136
- Administrative and support and waste management services, employment83
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 717 | 22 | $56,533 |
| Construction | 542 | 72 | $64,915 |
| Retail trade | 505 | 52 | $31,185 |
| Accommodation and food services | 202 | 20 | $28,098 |
| Wholesale trade | 136 | 13 | $44,389 |
| Administrative and support and waste management services | 83 | 10 | $30,188 |
| Professional, scientific and technical services | 65 | 15 | $51,838 |
| Other services, except public administration | 56 | 22 | $34,609 |
Manufacturing is the largest private sector at 717 jobs, 17.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Moniteau County
How many businesses are in Moniteau County?
- Establishments, all industries330
- Employment at those establishments3,263
- Annual payroll$146.3 m
- Establishments per 1,000 residents21.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Moniteau County
Building permits in Moniteau County
- Housing units authorized by permit, 20246
- Declared construction value permitted$350,000
- Single family units authorized6
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$58,333
- Units authorized per 1,000 households1.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Moniteau County
SBA loans in Moniteau County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$10.9 m
- Average 7(a) approval$1,207,078
- Median 7(a) approval$350,000
- Largest single approval$4,993,000
- Jobs reported supported, 7(a)52
- Jobs per approval5.8
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals8
- Median 7(a) term240 months
- Share of loans on real estate terms, 240 months or longer66.7 percent
- Loans on real estate terms6
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderLive Oak Banking Company (3)
- 504 approvals recorded2
- 504 gross approval dollars$1.4 m
- Average 504 approval$712,500
- Median 504 approval$712,500
- Distinct CDCs active2
- 504 jobs per approval12.5
- 504 jobs per million dollars approved17.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$12.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Moniteau County
SBA loan default and charge-off rates in Moniteau County
Do SBA loans in Moniteau County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Exempt from disclosure6
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moniteau County
SBA lending by place in Moniteau County
- Borrower cities with recorded lending3
- Tipton, approvals5
- California, approvals3
- North Aurora, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Tipton | 5 | $10,029,700 |
| California | 3 | $797,400 |
| North Aurora | 1 | $36,600 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Moniteau County
How large is Moniteau County?
- Land area415 sq mi
- Rank by land area among Missouri counties107th of 115
- Width, east to west25 mi
- Height, north to south34.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land37
- Establishments per square mile0.80
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Moniteau County
Flood risk in Moniteau County
- Participation of the county's own NFIP community Moniteau County, unincorporated areasParticipating, community 290237
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Moniteau County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Moniteau County (community 290237), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Moniteau County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Moniteau County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Moniteau County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,262
- Households5,729
- Average household size2.66
- Median household income$65,715
- Median age38.4
Common questions
Moniteau County questions, answered from the record.
How many people live in Moniteau County, Missouri?
The Census Bureau estimates 15,294 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,262, in 5,729 households, ranking 66th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Moniteau County's population growing?
The population has fallen 1.16 percent since the 2020 census base of 15,473, to 15,294 on July 1, 2024. In 2024 there were 211 births against 183 deaths, with net migration of 22. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Moniteau County?
$65,715. The median owner-occupied home is valued at $181,900, which is 2.8 times income, and median gross rent is $735 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Moniteau County?
330 establishments, employing 3,263 people with an annual payroll of $146.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Moniteau County?
Manufacturing is the largest private sector at 717 jobs, 17.5 percent of covered employment. Covered employment averages 4,087 jobs at an average annual pay of $47,661, or $917 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Moniteau County?
9 7(a) approvals totaling $10.9 m since FY2020, across 6 lenders, with a median approval of $350,000, plus 2 504 approvals worth $1.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Moniteau County?
6 housing units were authorized by permit in 2024, with a declared construction value of $350,000. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Moniteau County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Moniteau County come from?
The largest single origin is Cole County, with 80 households. Arriving households report an average income of $44,260 against $38,135 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Moniteau County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Moniteau County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Moniteau County
Cities and places in Moniteau.
7 Census places lie wholly or partly in Moniteau County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| California | city | 4,509 | 3 | Wholly in this county |
| Tipton | city | 2,667 | 5 | Wholly in this county |
| Clarksburg | city | 304 | None recorded | Wholly in this county |
| Jamestown | town | 280 | None recorded | Wholly in this county |
| Fortuna | CDP | 256 | None recorded | Wholly in this county |
| Latham | CDP | 75 | None recorded | Wholly in this county |
| Lupus | town | 40 | None recorded | Wholly in this county |
A further 1 of the county's 9 SBA 7(a) approvals are to borrowers in cities that match no Census place in Moniteau County, the largest being North Aurora (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby