HomeMissouriMontgomery CountyMontgomery City
Montgomery City, Missouri: commercial real estate data.
Montgomery City is a Census city of 2,801 people across 3.38 square miles of land, in Montgomery County. Median household income is $57,500, 65.6 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montgomery City
What Montgomery City is
- Census place typecity
- Land area3.38 sq mi
- Water area0.03 sq mi
- Population per square mile of land830
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery City
How many people live in Montgomery City
- Population2,801
- Median age33.8
- Population under 18688
- Share under 1824.6 percent
- Population 65 and over392
- Share 65 and over14.0 percent
- Households1,184
- Family households735
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery City
Income and work in Montgomery City
- Median household income$57,500
- Per capita income$27,232
- Civilian labor force1,446
- Employed1,389
- Unemployed57 plus or minus 37
- Unemployment rate3.9 percent plus or minus 2.5
- Adults 25 and over1,922
- Adults 25 and over with a high school diploma or higher89.7 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent plus or minus 6.3
- Adults 25 and over with a graduate degree4.5 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery City
Housing in Montgomery City
- Housing units1,313
- Occupied units1,184
- Vacant units129 plus or minus 66
- Vacancy rate9.8 percent plus or minus 5.0
- Owner occupied777
- Renter occupied407 plus or minus 84
- Ownership rate65.6 percent
- Median owner-occupied home value$161,100
- Median gross rent, monthly$767
- Annual rent as a share of median income16.0 percent
- Single family units1,016
- Share single family77.4 percent
- Units in buildings of two or more272 plus or minus 77
- Share in buildings of two or more20.7 percent plus or minus 5.7
- Mobile homes25 plus or minus 27
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery City
How Montgomery City gets to work
- Workers 16 and over who commute1,244
- Commuting under 15 minutes509 plus or minus 122
- Share commuting under 15 minutes40.9 percent plus or minus 9.1
- Commuting 30 minutes or more573 plus or minus 118
- Share commuting 30 minutes or more46.1 percent
- Drove alone77.9 percent
- Carpooled12.7 percent plus or minus 5.1
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.8
- Worked from home7.9 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery City
SBA loans in Montgomery City (7(a))
- Approvals8
- Gross approval$5,338,400
- Average approval$667,300
- Median approval$336,050
- Largest approval$1,831,300
- Jobs supported37
- Jobs per approval4.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Montgomery City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery City
Flood risk in Montgomery City
- NFIP communityCity of Montgomery City
- NFIP community number290689
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/18/09(M)
The City of Montgomery City participates in the National Flood Insurance Program as community 290689 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Montgomery City
Montgomery County context, not Montgomery City figures
- Establishments in Montgomery County239
- Covered employment, Montgomery County3,225
- Average annual pay, Montgomery County$49,334
- Housing units permitted, Montgomery County52
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Montgomery City.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montgomery City questions, answered from the record.
How many people live in Montgomery City, Missouri?
2,801, in 1,184 households. Montgomery City city covers 3.38 square miles of land, which is 830 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery City in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montgomery City?
$57,500. The median owner-occupied home is valued at $161,100. Median gross rent is $767 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery City businesses?
8 7(a) approvals totaling $5.3 m since FY2020, across 6 lenders, median approval $336,050. These count approvals to borrowers whose address is in Montgomery City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery City borrowers get paid back?
No rate is published for Montgomery City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montgomery City in the National Flood Insurance Program?
Yes. Montgomery City appears in the FEMA Community Status Book as Montgomery City, city of, community 290689, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montgomery City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery City.
Is zoning published for Montgomery City?
No. Nothing on this page presents parcel level zoning.
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