HomeMissouriPhelps CountyRolla
Rolla, Missouri: commercial real estate data.
Rolla is a Census city of 20,287 people across 12.12 square miles of land, in Phelps County. Median household income is $46,204, 39.4 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $17.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rolla
What Rolla is
- Census place typecity
- Land area12.12 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,673
- County holding the largest share of its areaPhelps County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rolla
How many people live in Rolla
- Population20,287
- Median age28.2
- Population under 183,744
- Share under 1818.5 percent
- Population 65 and over2,865
- Share 65 and over14.1 percent
- Households8,005
- Family households3,754
- Share of households that are families46.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rolla
Income and work in Rolla
- Median household income$46,204
- Per capita income$25,226
- Civilian labor force8,916
- Employed8,509
- Unemployed407 plus or minus 145
- Unemployment rate4.6 percent plus or minus 1.6
- Adults 25 and over11,179
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher35.6 percent
- Adults 25 and over with a graduate degree17.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rolla
Housing in Rolla
- Housing units9,238
- Occupied units8,005
- Vacant units1,233 plus or minus 250
- Vacancy rate13.3 percent plus or minus 2.7
- Owner occupied3,152
- Renter occupied4,853
- Ownership rate39.4 percent
- Median owner-occupied home value$187,000
- Median gross rent, monthly$789
- Annual rent as a share of median income20.5 percent
- Single family units4,634
- Share single family50.2 percent
- Units in buildings of two or more4,398
- Share in buildings of two or more47.6 percent
- Mobile homes199 plus or minus 105
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rolla
How Rolla gets to work
- Workers 16 and over who commute7,774
- Commuting under 15 minutes5,084
- Share commuting under 15 minutes65.4 percent
- Commuting 30 minutes or more782 plus or minus 202
- Share commuting 30 minutes or more10.1 percent plus or minus 2.5
- Drove alone70.8 percent
- Carpooled16.0 percent plus or minus 4.1
- Public transport0.2 percent plus or minus 0.2
- Walked5.0 percent plus or minus 1.8
- Worked from home6.3 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rolla
SBA loans in Rolla (7(a))
- Approvals25
- Gross approval$17,098,300
- Average approval$683,932
- Median approval$255,000
- Ninetieth percentile approval$1,587,360
- Largest approval$4,000,000
- Jobs supported427
- Jobs per approval17.1
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more28.0 percent
- Share to franchises28.0 percent
- Distinct lenders14
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Rolla, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rolla
SBA loans in Rolla (504)
- Approvals11
- Gross approval$7,306,000
- Average approval$664,182
- Median approval$345,000
- Largest approval$3,743,000
- Jobs supported174
- Loans with a final outcome6
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Rolla, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rolla
Flood risk in Rolla
- NFIP communityCity of Rolla
- NFIP community number290285
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/20/08
The City of Rolla participates in the National Flood Insurance Program as community 290285 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Phelps County, not Rolla
Phelps County context, not Rolla figures
- Establishments in Phelps County1,050
- Covered employment, Phelps County19,225
- Average annual pay, Phelps County$50,599
- Housing units permitted, Phelps County152
Every figure in this section is published for Phelps County as a whole and is not a measurement of Rolla.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rolla questions, answered from the record.
How many people live in Rolla, Missouri?
20,287, in 8,005 households. Rolla city covers 12.12 square miles of land, which is 1,673 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rolla in?
Phelps County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rolla?
$46,204. The median owner-occupied home is valued at $187,000. Median gross rent is $789 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rolla businesses?
25 7(a) approvals totaling $17.1 m since FY2020, across 14 lenders, median approval $255,000, plus 11 504 approvals worth $7.3 m since FY2010. These count approvals to borrowers whose address is in Rolla, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rolla borrowers get paid back?
No rate is published for Rolla. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rolla in the National Flood Insurance Program?
Yes. Rolla appears in the FEMA Community Status Book as Rolla, city of, community 290285, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rolla figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Phelps County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rolla.
Is zoning published for Rolla?
No. Nothing on this page presents parcel level zoning.
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