Ralls County, Missouri: commercial real estate data.
Ralls County, Missouri had an estimated 10,499 residents on July 1, 2024, up 1.4 percent since the 2020 census base of 10,351, across 470 square miles. County output reached $803.6 m in 2024, 226 establishments operate here, and the SBA record carries 6 7(a) approvals worth $3.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ralls County
How many people live in Ralls County
- Population, American Community Survey 2020-202410,428
- Households3,970
- Average household size2.63
- Median household income$65,388
- Median age45.9
- Median gross rent$749 per month
- Median owner-occupied home value$168,200
- Home value to household income2.6 times
- Annual rent as a share of median income13.7 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree6.3 percent
- Adults 25 and over7,528
- Population under 182,206
- Share under 1821.2 percent
- Population 65 and over2,415
- Share 65 and over23.2 percent
- Working age population, 18 to 645,807
- Civilian labor force4,695
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over57.1 percent
- Rank by population among Missouri counties84th of 115
- Rank by population among US county-equivalents, Puerto Rico included2455th of 3,222
Ralls County is the 84th largest of 115 Missouri counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 23.2 percent against 21.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ralls County
Is Ralls County's population growing?
- Population, July 1, 202410,499
- Census 2020 base population10,351
- Population change since the 2020 census base1.43 percent
- Population change, 2023 to 2024-2
- Births, 2024103
- Deaths, 2024124
- Natural change, 2024-21
- Net domestic migration, 202419
- Net international migration, 20240
- Total net migration, 202419
- Cumulative net domestic migration, 2021 to 2024280
- Rank by growth among US county-equivalents1360th of 3,144
The county has grown 1.43 percent since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ralls County
Where are people moving to Ralls County from?
- Tax returns filed by households arriving350
- People arriving, from those returns714
- Tax returns filed by households leaving286
- Net household movement64
- Adjusted gross income arriving$20.5 m
- Net adjusted gross income movement$6.6 m
- Average income of an arriving household$58,463
- Average income of a leaving household$48,343
- Largest single originMarion County (155 households)
- Largest single destinationMarion County (129 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Marion County | 155 | 347 | $8.6 m |
| Audrain County | 22 | 48 | $776,000 |
| Pike County | 20 | 46 | $1.1 m |
Households arriving report $10,120 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Marion County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ralls County
What is the Ralls County economy?
- County GDP, 2024$803.6 m
- County GDP, 2023$821.9 m
- GDP change, 2023 to 2024-2.2 percent
- GDP change over five years23.2 percent
- Rank by GDP among the Missouri areas BEA publishes55th of 115
- Rank by GDP among the US county areas BEA publishes2024th of 3,127
- GDP per resident$77,066
Output grew -2.2 percent in the latest year and 23.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ralls County
Employment by industry in Ralls County
- Covered employment, annual average3,599
- Establishments reporting271
- Average annual pay$52,377
- Average weekly wage$1,007
- Manufacturing, employment1,846
- Manufacturing, average annual pay$60,566
- Retail trade, employment300
- Retail trade, average annual pay$33,935
- Wholesale trade, employment159
- Wholesale trade, average annual pay$59,940
- Construction, employment152
- Construction, average annual pay$59,975
- Accommodation and food services, employment130
- Administrative and support and waste management services, employment126
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,846 | 17 | $60,566 |
| Retail trade | 300 | 28 | $33,935 |
| Wholesale trade | 159 | 20 | $59,940 |
| Construction | 152 | 29 | $59,975 |
| Accommodation and food services | 130 | 15 | $15,766 |
| Administrative and support and waste management services | 126 | 7 | $29,803 |
| Other services, except public administration | 59 | 20 | $40,250 |
| Arts, entertainment and recreation | 52 | 4 | $23,105 |
Manufacturing is the largest private sector at 1,846 jobs, 51.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ralls County
How many businesses are in Ralls County?
- Establishments, all industries226
- Employment at those establishments2,972
- Annual payroll$171.0 m
- Establishments per 1,000 residents21.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Ralls County
Building permits in Ralls County
- Housing units authorized by permit, 20249
- Declared construction value permitted$3.3 m
- Single family units authorized9
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$363,014
- Units authorized per 1,000 households2.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Ralls County
SBA loans in Ralls County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$3.1 m
- Average 7(a) approval$513,667
- Median 7(a) approval$150,000
- Largest single approval$1,392,000
- Jobs reported supported, 7(a)20
- Jobs per approval3.3
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals3
- Median 7(a) term118 months
- Share of loans on real estate terms, 240 months or longer16.7 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter5
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countResidential Remodelers (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ralls County
SBA loan default and charge-off rates in Ralls County
Do SBA loans in Ralls County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure4
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ralls County
SBA lending by place in Ralls County
- Borrower cities with recorded lending3
- New London, approvals4
- Monroe City, approvals1
- Hannibal, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| New London | 4 | $400,000 |
| Monroe City | 1 | $1,392,000 |
| Hannibal | 1 | $1,290,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ralls County
How large is Ralls County?
- Land area470 sq mi
- Rank by land area among Missouri counties91st of 115
- Width, east to west28.8 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land22
- Establishments per square mile0.48
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Ralls County
Flood risk in Ralls County
- Participation of the county's own NFIP community Ralls County, unincorporated areasParticipating, community 290302
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP3
- NFIP participation rate60.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
- Radon levels in Ralls County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Ralls County (community 290302), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Ralls County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 60.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Ralls County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ralls County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202410,428
- Households3,970
- Average household size2.63
- Median household income$65,388
- Median age45.9
Common questions
Ralls County questions, answered from the record.
How many people live in Ralls County, Missouri?
The Census Bureau estimates 10,499 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 10,428, in 3,970 households, ranking 84th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ralls County's population growing?
The population has grown 1.43 percent since the 2020 census base of 10,351, to 10,499 on July 1, 2024. In 2024 there were 103 births against 124 deaths, with net migration of 19. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ralls County?
$65,388. The median owner-occupied home is valued at $168,200, which is 2.6 times income, and median gross rent is $749 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Ralls County?
226 establishments, employing 2,972 people with an annual payroll of $171.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Ralls County?
Manufacturing is the largest private sector at 1,846 jobs, 51.3 percent of covered employment. Covered employment averages 3,599 jobs at an average annual pay of $52,377, or $1,007 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ralls County?
6 7(a) approvals totaling $3.1 m since FY2020, across 4 lenders, with a median approval of $150,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Ralls County?
9 housing units were authorized by permit in 2024, with a declared construction value of $3.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ralls County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ralls County come from?
The largest single origin is Marion County, with 155 households. Arriving households report an average income of $58,463 against $48,343 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ralls County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ralls County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Ralls County
Cities and places in Ralls.
7 Census places lie wholly or partly in Ralls County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hannibal | city | 16,771 | 1 | 5.3 percent here, 94.7 percent Marion County |
| Monroe City | city | 3,028 | 1 | 7.7 percent here, 65.0 percent Monroe County, 27.3 percent Marion County |
| New London | city | 1,130 | 4 | Wholly in this county |
| Perry | city | 640 | None recorded | Wholly in this county |
| Center | city | 537 | None recorded | Wholly in this county |
| Rensselaer | village | 243 | None recorded | Wholly in this county |
| Saverton | CDP | 60 | None recorded | Wholly in this county |
Nearby