HomeMissouriRay CountyRichmond
Richmond, Missouri: commercial real estate data.
Richmond is a Census city of 5,959 people across 6.15 square miles of land, in Ray County. Median household income is $59,556, 56.9 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $7.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richmond
What Richmond is
- Census place typecity
- Land area6.15 sq mi
- Water area0.02 sq mi
- Population per square mile of land969
- County holding the largest share of its areaRay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population5,959
- Median age40.1
- Population under 181,304
- Share under 1821.9 percent
- Population 65 and over1,256
- Share 65 and over21.1 percent
- Households2,662
- Family households1,488
- Share of households that are families55.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$59,556 plus or minus $11,938
- Per capita income$31,599
- Civilian labor force2,575
- Employed2,482
- Unemployed93 plus or minus 72
- Unemployment rate3.6 percent plus or minus 2.8
- Adults 25 and over4,293
- Adults 25 and over with a high school diploma or higher90.0 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 4.2
- Adults 25 and over with a graduate degree4.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units2,889
- Occupied units2,662
- Vacant units227 plus or minus 132
- Vacancy rate7.9 percent plus or minus 4.5
- Owner occupied1,515
- Renter occupied1,147
- Ownership rate56.9 percent
- Median owner-occupied home value$142,600
- Median gross rent, monthly$722
- Annual rent as a share of median income14.5 percent plus or minus 2.9
- Single family units2,145
- Share single family74.2 percent
- Units in buildings of two or more744 plus or minus 184
- Share in buildings of two or more25.8 percent plus or minus 6.2
- Mobile homes0
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute2,411
- Commuting under 15 minutes677 plus or minus 177
- Share commuting under 15 minutes28.1 percent plus or minus 6.8
- Commuting 30 minutes or more1,410 plus or minus 295
- Share commuting 30 minutes or more58.5 percent
- Drove alone77.6 percent
- Carpooled13.3 percent plus or minus 5.9
- Public transport4.0 percent plus or minus 4.5
- Walked2.6 percent plus or minus 2.3
- Worked from home1.8 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA loans in Richmond (7(a))
- Approvals9
- Gross approval$7,738,000
- Average approval$859,778
- Median approval$800,000
- Largest approval$2,304,000
- Jobs supported60
- Jobs per approval6.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term167 months
- Share on real estate terms of 20 years or more44.4 percent
- Share to franchises22.2 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Richmond, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA loans in Richmond (504)
- Approvals4
- Gross approval$1,446,000
- Average approval$361,500
- Median approval$146,000
- Largest approval$1,112,000
- Jobs supported17
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Richmond, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richmond
Flood risk in Richmond
- NFIP communityCity of Richmond
- NFIP community number290657
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/12
The City of Richmond participates in the National Flood Insurance Program as community 290657 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ray County, not Richmond
Ray County context, not Richmond figures
- Establishments in Ray County360
- Covered employment, Ray County4,007
- Average annual pay, Ray County$47,361
- Housing units permitted, Ray County70
Every figure in this section is published for Ray County as a whole and is not a measurement of Richmond.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, Missouri?
5,959, in 2,662 households. Richmond city covers 6.15 square miles of land, which is 969 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
Ray County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$59,556. The median owner-occupied home is valued at $142,600. Median gross rent is $722 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
9 7(a) approvals totaling $7.7 m since FY2020, across 6 lenders, median approval $800,000, plus 4 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
No rate is published for Richmond. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Richmond in the National Flood Insurance Program?
Yes. Richmond appears in the FEMA Community Status Book as Richmond, city of, community 290657, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richmond figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ray County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
No. Nothing on this page presents parcel level zoning.