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Reynolds County, Missouri: commercial real estate data.

Reynolds County, Missouri had an estimated 5,927 residents on July 1, 2024, down 2.7 percent since the 2020 census base of 6,094, across 808 square miles. County output reached $227.9 m in 2024, 145 establishments operate here, and the SBA record carries 3 7(a) approvals worth $1.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Reynolds County

How many people live in Reynolds County

  • Population, American Community Survey 2020-20246,010
  • Households2,335
  • Average household size2.57
  • Median household income$45,028
  • Median age46.1
  • Median gross rent$655 per month
  • Median owner-occupied home value$151,700
  • Home value to household income3.4 times
  • Annual rent as a share of median income17.5 percent
  • Adults 25 and over with a bachelor degree or higher15.0 percent
  • Adults 25 and over with a graduate degree3.6 percent
  • Adults 25 and over4,471
  • Population under 181,141
  • Share under 1819.0 percent
  • Population 65 and over1,424
  • Share 65 and over23.7 percent
  • Working age population, 18 to 643,445
  • Civilian labor force2,612
  • Unemployment rate10.9 percent
  • Labor force participation, adults 18 and over53.6 percent
  • Rank by population among Missouri counties104th of 115
  • Rank by population among US county-equivalents, Puerto Rico included2810th of 3,222

Reynolds County is the 104th largest of 115 Missouri counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.7 percent against 19.0 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Reynolds County

Is Reynolds County's population growing?

  • Population, July 1, 20245,927
  • Census 2020 base population6,094
  • Population change since the 2020 census base-2.74 percent
  • Population change, 2023 to 2024-38
  • Births, 202467
  • Deaths, 202487
  • Natural change, 2024-20
  • Net domestic migration, 2024-18
  • Net international migration, 20240
  • Total net migration, 2024-18
  • Cumulative net domestic migration, 2021 to 2024-14
  • Rank by growth among US county-equivalents2688th of 3,144

The county has lost 2.74 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Reynolds County

Where are people moving to Reynolds County from?

  • Tax returns filed by households arriving140
  • People arriving, from those returns269
  • Tax returns filed by households leaving122
  • Net household movement18
  • Adjusted gross income arriving$5.3 m
  • Net adjusted gross income movement$-86,000
  • Average income of an arriving household$38,014
  • Average income of a leaving household$44,328
  • Largest single destinationIron County (21 households)
Largest origins of households moving into Reynolds County
OriginHouseholdsPeopleAdjusted gross income

Households arriving report $6,314 less average income than households leaving, which drains spending power even where headcount holds up.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Reynolds County

What is the Reynolds County economy?

  • County GDP, 2024$227.9 m
  • County GDP, 2023$266.4 m
  • GDP change, 2023 to 2024-14.5 percent
  • GDP change over five years-9.3 percent
  • Rank by GDP among the Missouri areas BEA publishes105th of 115
  • Rank by GDP among the US county areas BEA publishes2848th of 3,127
  • GDP per resident$37,914

Output grew -14.5 percent in the latest year and -9.3 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Reynolds County

Employment by industry in Reynolds County

  • Covered employment, annual average1,757
  • Establishments reporting273
  • Average annual pay$46,798
  • Average weekly wage$900
  • Manufacturing, employment353
  • Manufacturing, average annual pay$47,414
  • Health care and social assistance, employment307
  • Health care and social assistance, average annual pay$29,589
  • Retail trade, employment114
  • Retail trade, average annual pay$24,532
  • Finance and insurance, employment27
  • Finance and insurance, average annual pay$30,840
Private sector employment and pay by industry, Reynolds County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing35321$47,414
Health care and social assistance307133$29,589
Retail trade11421$24,532
Finance and insurance275$30,840

Manufacturing is the largest private sector at 353 jobs, 20.1 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Reynolds County

How many businesses are in Reynolds County?

  • Establishments, all industries145
  • Employment at those establishments1,543
  • Annual payroll$75.7 m
  • Establishments per 1,000 residents24.1

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Reynolds County

Building permits in Reynolds County

  • Housing units authorized by permit, 20240
  • Declared construction value permitted$0
  • Single family units authorized0
  • Multifamily units authorized0

No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.

US Census Bureau, Building Permits Survey, 2024 annual.

Reynolds County

SBA loans in Reynolds County (7(a) and 504)

  • 7(a) approvals recorded3
  • 7(a) gross approval dollars$1.1 m
  • Average 7(a) approval$365,833
  • Median 7(a) approval$407,500
  • Largest single approval$670,000
  • Jobs reported supported, 7(a)14
  • Jobs per approval4.7
  • Distinct 7(a) lenders active3
  • Distinct industries receiving approvals3
  • Median 7(a) term300 months
  • Share of loans on real estate terms, 240 months or longer66.7 percent
  • Loans on real estate terms2
  • Loans on working capital terms, 120 months or shorter1
  • Franchise loans0
  • Franchise share of approvals0.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Reynolds County

SBA loan default and charge-off rates in Reynolds County

Do SBA loans in Reynolds County get paid back?

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Cancelled2
  • Status: Exempt from disclosure1

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Reynolds County

SBA lending by place in Reynolds County

  • Borrower cities with recorded lending2
  • Ellington, approvals2
  • Black, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Reynolds County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Ellington2$1,077,500
Black1$20,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Reynolds County

How large is Reynolds County?

  • Land area808 sq mi
  • Rank by land area among Missouri counties12th of 115
  • Width, east to west31.8 mi
  • Height, north to south38.2 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land7
  • Establishments per square mile0.18

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Reynolds County

Flood risk in Reynolds County

  • Participation of the county's own NFIP community Reynolds County, unincorporated areasParticipating, community 290829
  • Communities in the county in the NFIP Community Status Book3
  • Of those, participating in the NFIP3
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Reynolds County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Reynolds County (community 290829), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Reynolds County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Reynolds County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Reynolds County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20246,010
  • Households2,335
  • Average household size2.57
  • Median household income$45,028
  • Median age46.1

How a feasibility study works →

Common questions

Reynolds County questions, answered from the record.

How many people live in Reynolds County, Missouri?

The Census Bureau estimates 5,927 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 6,010, in 2,335 households, ranking 104th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Reynolds County's population growing?

The population has fallen 2.74 percent since the 2020 census base of 6,094, to 5,927 on July 1, 2024. In 2024 there were 67 births against 87 deaths, with net migration of -18. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Reynolds County?

$45,028. The median owner-occupied home is valued at $151,700, which is 3.4 times income, and median gross rent is $655 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Reynolds County?

145 establishments, employing 1,543 people with an annual payroll of $75.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Reynolds County?

Manufacturing is the largest private sector at 353 jobs, 20.1 percent of covered employment. Covered employment averages 1,757 jobs at an average annual pay of $46,798, or $900 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Reynolds County?

3 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, with a median approval of $407,500. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Reynolds County?

No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Reynolds County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Are traffic counts available for Reynolds County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Reynolds County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Reynolds County

Cities and places in Reynolds.

3 Census places lie wholly or partly in Reynolds County. All 3 carry enough published place level data for a page of their own and are linked.

Census places in Reynolds County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Reynolds County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Ellingtoncity1,0572Wholly in this county
Bunkercity336None recorded45.8 percent here, 54.2 percent Dent County
Centervillecity244None recordedWholly in this county

A further 1 of the county's 3 SBA 7(a) approvals are to borrowers in cities that match no Census place in Reynolds County, the largest being Black (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.