Ripley County, Missouri: commercial real estate data.
Ripley County, Missouri had an estimated 10,715 residents on July 1, 2024, up 0.4 percent since the 2020 census base of 10,676, across 630 square miles. County output reached $285.3 m in 2024, 248 establishments operate here, and the SBA record carries 5 7(a) approvals worth $974,100 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ripley County
How many people live in Ripley County
- Population, American Community Survey 2020-202410,708
- Households4,002
- Average household size2.68
- Median household income$42,037
- Median age40.7
- Median gross rent$654 per month
- Median owner-occupied home value$119,600
- Home value to household income2.8 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher12.6 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over7,392
- Population under 182,585
- Share under 1824.1 percent
- Population 65 and over2,134
- Share 65 and over19.9 percent
- Working age population, 18 to 645,989
- Civilian labor force4,218
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over51.9 percent
- Rank by population among Missouri counties82nd of 115
- Rank by population among US county-equivalents, Puerto Rico included2438th of 3,222
Ripley County is the 82nd largest of 115 Missouri counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Ripley County
Is Ripley County's population growing?
- Population, July 1, 202410,715
- Census 2020 base population10,676
- Population change since the 2020 census base0.37 percent
- Population change, 2023 to 2024-94
- Births, 2024128
- Deaths, 2024191
- Natural change, 2024-63
- Net domestic migration, 2024-38
- Net international migration, 20247
- Total net migration, 2024-31
- Cumulative net domestic migration, 2021 to 2024329
- Rank by growth among US county-equivalents1690th of 3,144
The county has grown 0.37 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Ripley County
Where are people moving to Ripley County from?
- Tax returns filed by households arriving304
- People arriving, from those returns623
- Tax returns filed by households leaving219
- Net household movement85
- Adjusted gross income arriving$12.4 m
- Net adjusted gross income movement$4.6 m
- Average income of an arriving household$40,849
- Average income of a leaving household$35,735
- Largest single originButler County (94 households)
- Largest single destinationButler County (100 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Butler County | 94 | 198 | $3.4 m |
Households arriving report $5,114 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Butler County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Ripley County
What is the Ripley County economy?
- County GDP, 2024$285.3 m
- County GDP, 2023$276.7 m
- GDP change, 2023 to 20243.1 percent
- GDP change over five years28.6 percent
- Rank by GDP among the Missouri areas BEA publishes94th of 115
- Rank by GDP among the US county areas BEA publishes2730th of 3,127
- GDP per resident$26,644
Output grew 3.1 percent in the latest year and 28.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Ripley County
Employment by industry in Ripley County
- Covered employment, annual average2,859
- Establishments reporting681
- Average annual pay$31,859
- Average weekly wage$613
- Manufacturing, employment501
- Manufacturing, average annual pay$37,415
- Retail trade, employment344
- Retail trade, average annual pay$26,981
- Construction, employment68
- Construction, average annual pay$35,810
- Finance and insurance, employment59
- Finance and insurance, average annual pay$41,014
- Other services, except public administration, employment44
- Wholesale trade, employment37
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 501 | 26 | $37,415 |
| Retail trade | 344 | 38 | $26,981 |
| Construction | 68 | 18 | $35,810 |
| Finance and insurance | 59 | 11 | $41,014 |
| Other services, except public administration | 44 | 11 | $29,313 |
| Wholesale trade | 37 | 7 | $39,731 |
| Administrative and support and waste management services | 22 | 5 | $34,561 |
| Real estate and rental and leasing | 8 | 4 | $50,322 |
Manufacturing is the largest private sector at 501 jobs, 17.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Ripley County
How many businesses are in Ripley County?
- Establishments, all industries248
- Employment at those establishments2,121
- Annual payroll$57.9 m
- Establishments per 1,000 residents23.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Ripley County
Building permits in Ripley County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Ripley County
SBA loans in Ripley County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$974,100
- Average 7(a) approval$194,820
- Median 7(a) approval$184,900
- Largest single approval$350,000
- Jobs reported supported, 7(a)44
- Jobs per approval8.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley County
SBA loan default and charge-off rates in Ripley County
Do SBA loans in Ripley County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure3
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley County
SBA lending by place in Ripley County
- Borrower cities with recorded lending2
- Doniphan, approvals4
- Fairdealing, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Doniphan | 4 | $624,100 |
| Fairdealing | 1 | $350,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripley County
How large is Ripley County?
- Land area630 sq mi
- Rank by land area among Missouri counties46th of 115
- Width, east to west30.6 mi
- Height, north to south22.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land17
- Establishments per square mile0.39
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Ripley County
Flood risk in Ripley County
- Participation of the county's own NFIP community Ripley County, unincorporated areasParticipating, community 290830
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Ripley County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Ripley County (community 290830), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Ripley County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Ripley County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Ripley County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202410,708
- Households4,002
- Average household size2.68
- Median household income$42,037
- Median age40.7
Common questions
Ripley County questions, answered from the record.
How many people live in Ripley County, Missouri?
The Census Bureau estimates 10,715 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 10,708, in 4,002 households, ranking 82nd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Ripley County's population growing?
The population has grown 0.37 percent since the 2020 census base of 10,676, to 10,715 on July 1, 2024. In 2024 there were 128 births against 191 deaths, with net migration of -31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Ripley County?
$42,037. The median owner-occupied home is valued at $119,600, which is 2.8 times income, and median gross rent is $654 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Ripley County?
248 establishments, employing 2,121 people with an annual payroll of $57.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Ripley County?
Manufacturing is the largest private sector at 501 jobs, 17.5 percent of covered employment. Covered employment averages 2,859 jobs at an average annual pay of $31,859, or $613 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Ripley County?
5 7(a) approvals totaling $974,100 since FY2020, across 4 lenders, with a median approval of $184,900. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Ripley County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Ripley County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Ripley County come from?
The largest single origin is Butler County, with 94 households. Arriving households report an average income of $40,849 against $35,735 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Ripley County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Ripley County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Ripley County
Cities and places in Ripley.
4 Census places lie wholly or partly in Ripley County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Doniphan | city | 2,345 | 4 | Wholly in this county |
| Fairdealing | CDP | 415 | 1 | 73.8 percent here, 26.2 percent Butler County |
| Naylor | city | 388 | None recorded | Wholly in this county |
| Oxly | CDP | 33 | None recorded | Wholly in this county |
Nearby