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Saline County, Missouri: commercial real estate data.

Saline County, Missouri had an estimated 23,325 residents on July 1, 2024, down 0.0 percent since the 2020 census base of 23,334, across 756 square miles. County output reached $1.30 bn in 2024, 451 establishments operate here, and the SBA record carries 6 7(a) approvals worth $3.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Saline County

How many people live in Saline County

  • Population, American Community Survey 2020-202423,231
  • Households8,053
  • Average household size2.88
  • Median household income$57,931
  • Median age35.3
  • Median gross rent$739 per month
  • Median owner-occupied home value$150,500
  • Home value to household income2.6 times
  • Annual rent as a share of median income15.3 percent
  • Adults 25 and over with a bachelor degree or higher22.7 percent
  • Adults 25 and over with a graduate degree8.1 percent
  • Adults 25 and over14,816
  • Population under 185,102
  • Share under 1822.0 percent
  • Population 65 and over3,997
  • Share 65 and over17.2 percent
  • Working age population, 18 to 6414,132
  • Civilian labor force10,973
  • Unemployment rate3.2 percent
  • Labor force participation, adults 18 and over60.5 percent
  • Rank by population among Missouri counties48th of 115
  • Rank by population among US county-equivalents, Puerto Rico included1723rd of 3,222

Saline County is the 48th largest of 115 Missouri counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.0 percent against 17.2 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Saline County

Is Saline County's population growing?

  • Population, July 1, 202423,325
  • Census 2020 base population23,334
  • Population change since the 2020 census base-0.04 percent
  • Population change, 2023 to 2024113
  • Births, 2024251
  • Deaths, 2024276
  • Natural change, 2024-25
  • Net domestic migration, 2024-62
  • Net international migration, 2024201
  • Total net migration, 2024139
  • Cumulative net domestic migration, 2021 to 2024-246
  • Rank by growth among US county-equivalents1843rd of 3,144

The county has lost 0.04 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Saline County

Where are people moving to Saline County from?

  • Tax returns filed by households arriving416
  • People arriving, from those returns755
  • Tax returns filed by households leaving536
  • Net household movement-120
  • Adjusted gross income arriving$20.0 m
  • Net adjusted gross income movement$-3.8 m
  • Average income of an arriving household$48,156
  • Average income of a leaving household$44,519
  • Largest single originPettis County (57 households)
  • Largest single destinationPettis County (66 households)
Largest origins of households moving into Saline County
OriginHouseholdsPeopleAdjusted gross income
Pettis County57115$2.2 m
Lafayette County2860$1.5 m
Boone County2229$964,000
Jackson County2145$1.0 m

Households arriving report $3,637 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Pettis County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Saline County

What is the Saline County economy?

  • County GDP, 2024$1.30 bn
  • County GDP, 2023$1.28 bn
  • GDP change, 2023 to 20241.5 percent
  • GDP change over five years36.6 percent
  • Rank by GDP among the Missouri areas BEA publishes38th of 115
  • Rank by GDP among the US county areas BEA publishes1629th of 3,127
  • GDP per resident$56,128

Output grew 1.5 percent in the latest year and 36.6 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Saline County

Employment by industry in Saline County

  • Covered employment, annual average8,879
  • Establishments reporting648
  • Average annual pay$45,958
  • Average weekly wage$884
  • Manufacturing, employment2,111
  • Manufacturing, average annual pay$58,376
  • Retail trade, employment967
  • Retail trade, average annual pay$31,773
  • Accommodation and food services, employment559
  • Accommodation and food services, average annual pay$16,206
  • Wholesale trade, employment308
  • Wholesale trade, average annual pay$67,331
  • Agriculture, forestry, fishing and hunting, employment286
  • Finance and insurance, employment242
Private sector employment and pay by industry, Saline County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing2,11127$58,376
Retail trade96779$31,773
Accommodation and food services55946$16,206
Wholesale trade30836$67,331
Agriculture, forestry, fishing and hunting28643$56,602
Finance and insurance24233$56,775
Administrative and support and waste management services18115$44,295
Construction16138$53,809

Manufacturing is the largest private sector at 2,111 jobs, 23.8 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Saline County

How many businesses are in Saline County?

  • Establishments, all industries451
  • Employment at those establishments6,906
  • Annual payroll$299.9 m
  • Establishments per 1,000 residents19.4

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Saline County

Building permits in Saline County

  • Housing units authorized by permit, 202413
  • Declared construction value permitted$2.3 m
  • Single family units authorized7
  • Multifamily units authorized6
  • Multifamily share of units46.2 percent
  • Average declared value per unit$175,769
  • Units authorized per 1,000 households1.6

Multifamily is 46.2 percent of units authorized, so the pipeline is being built for renters rather than buyers.

US Census Bureau, Building Permits Survey, 2024 annual.

Saline County

SBA loans in Saline County (7(a) and 504)

  • 7(a) approvals recorded6
  • 7(a) gross approval dollars$3.9 m
  • Average 7(a) approval$645,333
  • Median 7(a) approval$410,000
  • Largest single approval$2,000,000
  • Jobs reported supported, 7(a)106
  • Jobs per approval17.7
  • Distinct 7(a) lenders active6
  • Distinct industries receiving approvals6
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter5
  • Franchise loans0
  • Franchise share of approvals0.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Saline County

SBA loan default and charge-off rates in Saline County

Do SBA loans in Saline County get paid back?

  • Loans with a final outcome recorded3
  • Paid in full3
  • Charged off0
  • Status: Paid in full3
  • Status: Exempt from disclosure3

Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Saline County

SBA lending by place in Saline County

  • Borrower cities with recorded lending3
  • Marshall, approvals4
  • Sweet Springs, approvals1
  • Nelson, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Saline County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Marshall4$3,072,000
Sweet Springs1$745,000
Nelson1$55,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Saline County

How large is Saline County?

  • Land area756 sq mi
  • Rank by land area among Missouri counties19th of 115
  • Width, east to west34.7 mi
  • Height, north to south32.7 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land31
  • Establishments per square mile0.60

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Saline County

Flood risk in Saline County

  • Participation of the county's own NFIP community Saline County, unincorporated areasParticipating, community 290834
  • Communities in the county in the NFIP Community Status Book11
  • Of those, participating in the NFIP6
  • NFIP participation rate54.5 percent
  • Communities carrying a CRS class0
  • Radon levels in Saline County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Saline County (community 290834), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Saline County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 54.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Saline County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Saline County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202423,231
  • Households8,053
  • Average household size2.88
  • Median household income$57,931
  • Median age35.3

How a feasibility study works →

Common questions

Saline County questions, answered from the record.

How many people live in Saline County, Missouri?

The Census Bureau estimates 23,325 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 23,231, in 8,053 households, ranking 48th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Saline County's population growing?

The population has fallen 0.04 percent since the 2020 census base of 23,334, to 23,325 on July 1, 2024. In 2024 there were 251 births against 276 deaths, with net migration of 139. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Saline County?

$57,931. The median owner-occupied home is valued at $150,500, which is 2.6 times income, and median gross rent is $739 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Saline County?

451 establishments, employing 6,906 people with an annual payroll of $299.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Saline County?

Manufacturing is the largest private sector at 2,111 jobs, 23.8 percent of covered employment. Covered employment averages 8,879 jobs at an average annual pay of $45,958, or $884 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Saline County?

6 7(a) approvals totaling $3.9 m since FY2020, across 6 lenders, with a median approval of $410,000. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Saline County?

13 housing units were authorized by permit in 2024, with a declared construction value of $2.3 m. Multifamily was 46.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Saline County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Saline County come from?

The largest single origin is Pettis County, with 57 households. Arriving households report an average income of $48,156 against $44,519 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Saline County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Saline County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Saline County

Cities and places in Saline.

12 Census places lie wholly or partly in Saline County. All 12 carry enough published place level data for a page of their own and are linked.

Census places in Saline County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Saline County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Marshallcity13,7394Wholly in this county
Slatercity2,066None recordedWholly in this county
Sweet Springscity1,2681Wholly in this county
Gilliamcity324None recordedWholly in this county
Emmacity270None recorded43.0 percent here, 57.0 percent Lafayette County
Blackburncity240None recorded79.6 percent here, 20.4 percent Lafayette County
Malta Bendtown211None recordedWholly in this county
Nelsoncity1241Wholly in this county
Miamicity71None recordedWholly in this county
Arrow Rocktown65None recordedWholly in this county
Mount Leonardtown52None recordedWholly in this county
Grand Passvillage48None recordedWholly in this county