HomeMissouriSt. Clair CountyOsceola
Osceola, Missouri: commercial real estate data.
Osceola is a Census city of 1,042 people across 1.08 square miles of land, in St. Clair County. Median household income is $42,582, 55.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osceola
What Osceola is
- Census place typecity
- Land area1.08 sq mi
- Water area0.03 sq mi
- Population per square mile of land966 plus or minus 218
- County holding the largest share of its areaSt. Clair County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How many people live in Osceola
- Population1,042 plus or minus 235
- Median age36.9 plus or minus 13.3
- Population under 18216 plus or minus 64
- Share under 1820.7 percent
- Population 65 and over288 plus or minus 104
- Share 65 and over27.6 percent plus or minus 7.8
- Households442 plus or minus 108
- Family households261 plus or minus 92
- Share of households that are families59.0 percent plus or minus 15.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Income and work in Osceola
- Median household income$42,582 plus or minus $20,733
- Per capita income$21,462 plus or minus $4,914
- Civilian labor force323 plus or minus 98
- Employed318 plus or minus 97
- Unemployed5 plus or minus 6
- Unemployment rate1.5 percent plus or minus 1.8
- Adults 25 and over745 plus or minus 167
- Adults 25 and over with a high school diploma or higher83.9 percent plus or minus 26.5
- Adults 25 and over with a bachelor degree or higher18.3 percent plus or minus 9.0
- Adults 25 and over with a graduate degree4.8 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Housing in Osceola
- Housing units540 plus or minus 117
- Occupied units442 plus or minus 108
- Vacant units98 plus or minus 51
- Vacancy rate18.1 percent plus or minus 8.6
- Owner occupied243 plus or minus 80
- Renter occupied199 plus or minus 59
- Ownership rate55.0 percent plus or minus 12.1
- Median owner-occupied home value$127,000 plus or minus $29,633
- Median gross rent, monthly$557 plus or minus $167
- Annual rent as a share of median income15.7 percent plus or minus 9.0
- Single family units385 plus or minus 94
- Share single family71.3 percent
- Units in buildings of two or more115 plus or minus 43
- Share in buildings of two or more21.3 percent plus or minus 6.4
- Mobile homes40 plus or minus 32
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How Osceola gets to work
- Workers 16 and over who commute268 plus or minus 87
- Commuting under 15 minutes117 plus or minus 52
- Share commuting under 15 minutes43.7 percent plus or minus 13.0
- Commuting 30 minutes or more105 plus or minus 50
- Share commuting 30 minutes or more39.2 percent plus or minus 13.4
- Drove alone57.1 percent plus or minus 13.5
- Carpooled23.4 percent plus or minus 16.4
- Public transport0.0 percent
- Walked4.5 percent plus or minus 4.9
- Worked from home14.1 percent plus or minus 10.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
SBA loans in Osceola (7(a))
- Approvals6
- Gross approval$2,272,500
- Average approval$378,750
- Median approval$92,200
- Largest approval$1,689,000
- Jobs supported42
- Jobs per approval7.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Osceola, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osceola
Flood risk in Osceola
- NFIP communityCity of Osceola
- NFIP community number290672
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date04/02/76
The City of Osceola does not participate in the National Flood Insurance Program as community 290672 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Clair County, not Osceola
St. Clair County context, not Osceola figures
- Establishments in St. Clair County161
- Covered employment, St. Clair County1,710
- Average annual pay, St. Clair County$39,737
- Housing units permitted, St. Clair County12
Every figure in this section is published for St. Clair County as a whole and is not a measurement of Osceola.
All St. Clair County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Osceola questions, answered from the record.
How many people live in Osceola, Missouri?
1,042, in 442 households. Osceola city covers 1.08 square miles of land, which is 966 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osceola in?
St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osceola?
$42,582. The median owner-occupied home is valued at $127,000. Median gross rent is $557 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osceola businesses?
6 7(a) approvals totaling $2.3 m since FY2020, across 2 lenders, median approval $92,200. These count approvals to borrowers whose address is in Osceola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osceola borrowers get paid back?
No rate is published for Osceola. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Osceola in the National Flood Insurance Program?
No, it is listed but not participating. Osceola appears in the FEMA Community Status Book as Osceola, city of, community 290672, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Osceola figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osceola.
Is zoning published for Osceola?
No. Nothing on this page presents parcel level zoning.
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