HomeMissouriSt. Francois CountyBonne Terre
Bonne Terre, Missouri: commercial real estate data.
Bonne Terre is a Census city of 6,683 people across 4.07 square miles of land, in St. Francois County. Median household income is $46,179, 59.9 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bonne Terre
What Bonne Terre is
- Census place typecity
- Land area4.07 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,643
- County holding the largest share of its areaSt. Francois County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonne Terre
How many people live in Bonne Terre
- Population6,683
- Median age39.0
- Population under 18879 plus or minus 310
- Share under 1813.2 percent plus or minus 4.6
- Population 65 and over848 plus or minus 224
- Share 65 and over12.7 percent plus or minus 3.4
- Households1,907
- Family households1,179
- Share of households that are families61.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonne Terre
Income and work in Bonne Terre
- Median household income$46,179 plus or minus $9,621
- Per capita income$22,091 plus or minus $5,258
- Civilian labor force1,931 plus or minus 422
- Employed1,845 plus or minus 423
- Unemployed86 plus or minus 84
- Unemployment rate4.5 percent plus or minus 4.2
- Adults 25 and over5,184
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher14.4 percent plus or minus 5.1
- Adults 25 and over with a graduate degree6.0 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonne Terre
Housing in Bonne Terre
- Housing units2,165
- Occupied units1,907
- Vacant units258 plus or minus 166
- Vacancy rate11.9 percent plus or minus 7.4
- Owner occupied1,143 plus or minus 237
- Renter occupied764 plus or minus 239
- Ownership rate59.9 percent
- Median owner-occupied home value$153,000
- Median gross rent, monthly$641 plus or minus $145
- Annual rent as a share of median income16.7 percent plus or minus 5.1
- Single family units1,646
- Share single family76.0 percent
- Units in buildings of two or more340 plus or minus 182
- Share in buildings of two or more15.7 percent plus or minus 8.0
- Mobile homes179 plus or minus 156
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonne Terre
How Bonne Terre gets to work
- Workers 16 and over who commute1,745 plus or minus 423
- Commuting under 15 minutes434 plus or minus 214
- Share commuting under 15 minutes24.9 percent plus or minus 10.7
- Commuting 30 minutes or more628 plus or minus 272
- Share commuting 30 minutes or more36.0 percent plus or minus 12.9
- Drove alone73.9 percent
- Carpooled19.2 percent plus or minus 12.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 4.1
- Worked from home2.0 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonne Terre
SBA loans in Bonne Terre (7(a))
- Approvals9
- Gross approval$1,515,600
- Average approval$168,400
- Median approval$50,000
- Largest approval$935,900
- Jobs supported21
- Jobs per approval2.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Bonne Terre, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bonne Terre
SBA loans in Bonne Terre (504)
- Approvals5
- Gross approval$1,456,000
- Average approval$291,200
- Median approval$338,000
- Largest approval$432,000
- Jobs supported28
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Bonne Terre, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bonne Terre
Flood risk in Bonne Terre
- NFIP communityCity of Bonne Terre
- NFIP community number290321
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/11(M)
The City of Bonne Terre participates in the National Flood Insurance Program as community 290321 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Francois County, not Bonne Terre
St. Francois County context, not Bonne Terre figures
- Establishments in St. Francois County1,438
- Covered employment, St. Francois County23,026
- Average annual pay, St. Francois County$43,743
- Housing units permitted, St. Francois County149
Every figure in this section is published for St. Francois County as a whole and is not a measurement of Bonne Terre.
All St. Francois County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bonne Terre questions, answered from the record.
How many people live in Bonne Terre, Missouri?
6,683, in 1,907 households. Bonne Terre city covers 4.07 square miles of land, which is 1,643 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bonne Terre in?
St. Francois County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bonne Terre?
$46,179. The median owner-occupied home is valued at $153,000. Median gross rent is $641 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bonne Terre businesses?
9 7(a) approvals totaling $1.5 m since FY2020, across 8 lenders, median approval $50,000, plus 5 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Bonne Terre, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bonne Terre borrowers get paid back?
No rate is published for Bonne Terre. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bonne Terre in the National Flood Insurance Program?
Yes. Bonne Terre appears in the FEMA Community Status Book as Bonne Terre, city of, community 290321, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bonne Terre figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Francois County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bonne Terre.
Is zoning published for Bonne Terre?
No. Nothing on this page presents parcel level zoning.