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Ste. Genevieve County, Missouri: commercial real estate data.

Ste. Genevieve County, Missouri had an estimated 18,546 residents on July 1, 2024, up 0.4 percent since the 2020 census base of 18,479, across 499 square miles. County output reached $871.3 m in 2024, 423 establishments operate here, and the SBA record carries 8 7(a) approvals worth $761,900 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ste. Genevieve County

How many people live in Ste. Genevieve County

  • Population, American Community Survey 2020-202418,571
  • Households7,137
  • Average household size2.60
  • Median household income$66,339
  • Median age43.3
  • Median gross rent$780 per month
  • Median owner-occupied home value$222,200
  • Home value to household income3.3 times
  • Annual rent as a share of median income14.1 percent
  • Adults 25 and over with a bachelor degree or higher16.8 percent
  • Adults 25 and over with a graduate degree5.9 percent
  • Adults 25 and over13,190
  • Population under 183,973
  • Share under 1821.4 percent
  • Population 65 and over3,985
  • Share 65 and over21.5 percent
  • Working age population, 18 to 6410,613
  • Civilian labor force8,894
  • Unemployment rate4.2 percent
  • Labor force participation, adults 18 and over60.9 percent
  • Rank by population among Missouri counties59th of 115
  • Rank by population among US county-equivalents, Puerto Rico included1958th of 3,222

Ste. Genevieve County is the 59th largest of 115 Missouri counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 21.5 percent against 21.4 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Ste. Genevieve County

Is Ste. Genevieve County's population growing?

  • Population, July 1, 202418,546
  • Census 2020 base population18,479
  • Population change since the 2020 census base0.36 percent
  • Population change, 2023 to 2024-94
  • Births, 2024174
  • Deaths, 2024234
  • Natural change, 2024-60
  • Net domestic migration, 2024-35
  • Net international migration, 20241
  • Total net migration, 2024-34
  • Cumulative net domestic migration, 2021 to 2024272
  • Rank by growth among US county-equivalents1699th of 3,144

The county has grown 0.36 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Ste. Genevieve County

Where are people moving to Ste. Genevieve County from?

  • Tax returns filed by households arriving459
  • People arriving, from those returns918
  • Tax returns filed by households leaving392
  • Net household movement67
  • Adjusted gross income arriving$40.1 m
  • Net adjusted gross income movement$19.4 m
  • Average income of an arriving household$87,455
  • Average income of a leaving household$52,842
  • Largest single originSt. Francois County (105 households)
  • Largest single destinationJefferson County (84 households)
Largest origins of households moving into Ste. Genevieve County
OriginHouseholdsPeopleAdjusted gross income
St. Francois County105218$5.1 m
Jefferson County78190$4.6 m
St. Louis County4887$4.1 m
Perry County3967$1.6 m

Households arriving report $34,613 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is St. Francois County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Ste. Genevieve County

What is the Ste. Genevieve County economy?

  • County GDP, 2024$871.3 m
  • County GDP, 2023$864.1 m
  • GDP change, 2023 to 20240.8 percent
  • GDP change over five years24.9 percent
  • Rank by GDP among the Missouri areas BEA publishes53rd of 115
  • Rank by GDP among the US county areas BEA publishes1958th of 3,127
  • GDP per resident$46,919

Output grew 0.8 percent in the latest year and 24.9 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Ste. Genevieve County

Employment by industry in Ste. Genevieve County

  • Covered employment, annual average6,113
  • Establishments reporting498
  • Average annual pay$57,481
  • Average weekly wage$1,105
  • Manufacturing, employment1,463
  • Manufacturing, average annual pay$82,200
  • Retail trade, employment530
  • Retail trade, average annual pay$39,360
  • Accommodation and food services, employment524
  • Accommodation and food services, average annual pay$17,488
  • Construction, employment456
  • Construction, average annual pay$68,442
  • Transportation and warehousing, employment242
  • Mining, quarrying, and oil and gas extraction, employment232
Private sector employment and pay by industry, Ste. Genevieve County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing1,46330$82,200
Retail trade53050$39,360
Accommodation and food services52433$17,488
Construction45672$68,442
Transportation and warehousing24220$77,863
Mining, quarrying, and oil and gas extraction2328$75,446
Wholesale trade17922$78,156
Finance and insurance17020$52,094

Manufacturing is the largest private sector at 1,463 jobs, 23.9 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Ste. Genevieve County

How many businesses are in Ste. Genevieve County?

  • Establishments, all industries423
  • Employment at those establishments5,331
  • Annual payroll$289.0 m
  • Establishments per 1,000 residents22.8

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Ste. Genevieve County

Building permits in Ste. Genevieve County

  • Housing units authorized by permit, 20246
  • Declared construction value permitted$895,000
  • Single family units authorized2
  • Multifamily units authorized4
  • Multifamily share of units66.7 percent
  • Average declared value per unit$149,167
  • Units authorized per 1,000 households0.8

Multifamily is 66.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.

US Census Bureau, Building Permits Survey, 2024 annual.

Ste. Genevieve County

SBA loans in Ste. Genevieve County (7(a) and 504)

  • 7(a) approvals recorded8
  • 7(a) gross approval dollars$761,900
  • Average 7(a) approval$95,238
  • Median 7(a) approval$64,950
  • Largest single approval$297,000
  • Jobs reported supported, 7(a)24
  • Jobs per approval3.0
  • Distinct 7(a) lenders active5
  • Distinct industries receiving approvals7
  • Median 7(a) term60 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter8
  • Franchise loans1
  • Franchise share of approvals12.5 percent
  • Most active lenderU.S. Bank, National Association (3)
  • 504 approvals recorded4
  • 504 gross approval dollars$1.3 m
  • Average 504 approval$315,250
  • Median 504 approval$271,000
  • Distinct CDCs active3
  • 504 jobs per approval7.3
  • 504 jobs per million dollars approved23.0
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.0 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ste. Genevieve County

SBA loan default and charge-off rates in Ste. Genevieve County

Do SBA loans in Ste. Genevieve County get paid back?

  • Loans with a final outcome recorded2
  • Paid in full2
  • Charged off0
  • Status: Exempt from disclosure5
  • Status: Paid in full2
  • Status: Cancelled1

Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ste. Genevieve County

SBA lending by place in Ste. Genevieve County

  • Borrower cities with recorded lending4
  • Ste. Genevieve, approvals5
  • French Village, approvals1
  • Festus, approvals1
  • Bloomsdale, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Ste. Genevieve County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Ste. Genevieve5$482,000
French Village1$150,000
Festus1$69,900
Bloomsdale1$60,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ste. Genevieve County

How large is Ste. Genevieve County?

  • Land area499 sq mi
  • Rank by land area among Missouri counties83rd of 115
  • Width, east to west28.4 mi
  • Height, north to south31.2 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land37
  • Establishments per square mile0.85

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Ste. Genevieve County

Flood risk in Ste. Genevieve County

  • Participation of the county's own NFIP community Ste. Genevieve County, unincorporated areasParticipating, community 290833
  • Communities in the county in the NFIP Community Status Book4
  • Of those, participating in the NFIP3
  • NFIP participation rate75.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Ste. Genevieve County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Ste. Genevieve County (community 290833), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Ste. Genevieve County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Ste. Genevieve County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Ste. Genevieve County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202418,571
  • Households7,137
  • Average household size2.60
  • Median household income$66,339
  • Median age43.3

How a feasibility study works →

Common questions

Ste. Genevieve County questions, answered from the record.

How many people live in Ste. Genevieve County, Missouri?

The Census Bureau estimates 18,546 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,571, in 7,137 households, ranking 59th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Ste. Genevieve County's population growing?

The population has grown 0.36 percent since the 2020 census base of 18,479, to 18,546 on July 1, 2024. In 2024 there were 174 births against 234 deaths, with net migration of -34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Ste. Genevieve County?

$66,339. The median owner-occupied home is valued at $222,200, which is 3.3 times income, and median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Ste. Genevieve County?

423 establishments, employing 5,331 people with an annual payroll of $289.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Ste. Genevieve County?

Manufacturing is the largest private sector at 1,463 jobs, 23.9 percent of covered employment. Covered employment averages 6,113 jobs at an average annual pay of $57,481, or $1,105 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Ste. Genevieve County?

8 7(a) approvals totaling $761,900 since FY2020, across 5 lenders, with a median approval of $64,950, plus 4 504 approvals worth $1.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Ste. Genevieve County?

6 housing units were authorized by permit in 2024, with a declared construction value of $895,000. Multifamily was 66.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Ste. Genevieve County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Ste. Genevieve County come from?

The largest single origin is St. Francois County, with 105 households. Arriving households report an average income of $87,455 against $52,842 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Ste. Genevieve County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Ste. Genevieve County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Ste. Genevieve County

Cities and places in Ste. Genevieve.

7 Census places lie wholly or partly in Ste. Genevieve County. All 7 carry enough published place level data for a page of their own and are linked.

Census places in Ste. Genevieve County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Ste. Genevieve County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Ste. Genevievecity5,0105Wholly in this county
Bloomsdalecity8411Wholly in this county
GrayhawkCDP538None recordedWholly in this county
Goose Creek LakeCDP481None recorded32.3 percent here, 67.7 percent St. Francois County
OzoraCDP299None recordedWholly in this county
St. Marycity285None recordedWholly in this county
WeingartenCDP114None recordedWholly in this county

A further 2 of the county's 8 SBA 7(a) approvals are to borrowers in cities that match no Census place in Ste. Genevieve County, the largest being French Village (1), Festus (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.