Stoddard County, Missouri: commercial real estate data.
Stoddard County, Missouri had an estimated 28,438 residents on July 1, 2024, down 0.8 percent since the 2020 census base of 28,676, across 823 square miles. County output reached $1.48 bn in 2024, 644 establishments operate here, and the SBA record carries 13 7(a) approvals worth $17.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stoddard County
How many people live in Stoddard County
- Population, American Community Survey 2020-202428,470
- Households11,585
- Average household size2.46
- Median household income$57,957
- Median age42.0
- Median gross rent$760 per month
- Median owner-occupied home value$143,300
- Home value to household income2.5 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over20,030
- Population under 186,289
- Share under 1822.1 percent
- Population 65 and over5,879
- Share 65 and over20.6 percent
- Working age population, 18 to 6416,302
- Civilian labor force12,973
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over58.5 percent
- Rank by population among Missouri counties38th of 115
- Rank by population among US county-equivalents, Puerto Rico included1523rd of 3,222
Stoddard County is the 38th largest of 115 Missouri counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.1 percent against 20.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Stoddard County
Is Stoddard County's population growing?
- Population, July 1, 202428,438
- Census 2020 base population28,676
- Population change since the 2020 census base-0.83 percent
- Population change, 2023 to 202466
- Births, 2024335
- Deaths, 2024436
- Natural change, 2024-101
- Net domestic migration, 2024162
- Net international migration, 20248
- Total net migration, 2024170
- Cumulative net domestic migration, 2021 to 2024244
- Rank by growth among US county-equivalents2134th of 3,144
The county has lost 0.83 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Stoddard County
Where are people moving to Stoddard County from?
- Tax returns filed by households arriving639
- People arriving, from those returns1,230
- Tax returns filed by households leaving559
- Net household movement80
- Adjusted gross income arriving$27.2 m
- Net adjusted gross income movement$-20,000
- Average income of an arriving household$42,516
- Average income of a leaving household$48,637
- Largest single originDunklin County (76 households)
- Largest single destinationButler County (85 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dunklin County | 76 | 127 | $2.7 m |
| Scott County | 76 | 169 | $4.5 m |
| Butler County | 70 | 137 | $2.9 m |
| Cape Girardeau County | 43 | 68 | $1.6 m |
| Bollinger County | 35 | 72 | $1.4 m |
| New Madrid County | 28 | 65 | $916,000 |
| Wayne County | 24 | 44 | $879,000 |
Households arriving report $6,121 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Dunklin County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Stoddard County
What is the Stoddard County economy?
- County GDP, 2024$1.48 bn
- County GDP, 2023$1.41 bn
- GDP change, 2023 to 20244.6 percent
- GDP change over five years37.3 percent
- Rank by GDP among the Missouri areas BEA publishes34th of 115
- Rank by GDP among the US county areas BEA publishes1526th of 3,127
- GDP per resident$51,927
Output grew 4.6 percent in the latest year and 37.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Stoddard County
Employment by industry in Stoddard County
- Covered employment, annual average9,951
- Establishments reporting866
- Average annual pay$45,866
- Average weekly wage$882
- Manufacturing, employment2,118
- Manufacturing, average annual pay$59,360
- Retail trade, employment1,359
- Retail trade, average annual pay$31,639
- Accommodation and food services, employment700
- Accommodation and food services, average annual pay$22,197
- Construction, employment487
- Construction, average annual pay$67,082
- Wholesale trade, employment361
- Finance and insurance, employment325
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,118 | 27 | $59,360 |
| Retail trade | 1,359 | 92 | $31,639 |
| Accommodation and food services | 700 | 52 | $22,197 |
| Construction | 487 | 64 | $67,082 |
| Wholesale trade | 361 | 38 | $55,625 |
| Finance and insurance | 325 | 54 | $59,149 |
| Transportation and warehousing | 243 | 33 | $52,300 |
| Administrative and support and waste management services | 237 | 30 | $42,140 |
Manufacturing is the largest private sector at 2,118 jobs, 21.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Stoddard County
How many businesses are in Stoddard County?
- Establishments, all industries644
- Employment at those establishments8,455
- Annual payroll$389.3 m
- Establishments per 1,000 residents22.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Stoddard County
Building permits in Stoddard County
- Housing units authorized by permit, 20249
- Declared construction value permitted$2.4 m
- Single family units authorized9
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$266,349
- Units authorized per 1,000 households0.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Stoddard County
SBA loans in Stoddard County (7(a) and 504)
- 7(a) approvals recorded13
- 7(a) gross approval dollars$17.0 m
- Average 7(a) approval$1,306,838
- Median 7(a) approval$55,900
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)66
- Jobs per approval5.1
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals10
- Median 7(a) term118 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter9
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countOther Grocery and Related Products Merchant Wholesalers (3)
- Most active lenderU.S. Bank, National Association (4)
- 504 approvals recorded1
- 504 gross approval dollars$361,000
- Average 504 approval$361,000
- Median 504 approval$361,000
- Distinct CDCs active1
- 504 jobs per approval5.0
- 504 jobs per million dollars approved13.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$17.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stoddard County
SBA loan default and charge-off rates in Stoddard County
Do SBA loans in Stoddard County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Cancelled3
- Status: Paid in full2
- Status: Exempt from disclosure8
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stoddard County
SBA lending by place in Stoddard County
- Borrower cities with recorded lending3
- Dexter, approvals6
- Puxico, approvals5
- Bloomfield, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Dexter | 6 | $1,873,900 |
| Puxico | 5 | $10,085,000 |
| Bloomfield | 2 | $5,030,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stoddard County
How large is Stoddard County?
- Land area823 sq mi
- Rank by land area among Missouri counties10th of 115
- Width, east to west31.6 mi
- Height, north to south34.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land35
- Establishments per square mile0.78
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Stoddard County
Flood risk in Stoddard County
- Participation of the county's own NFIP community Stoddard County, unincorporated areasParticipating, community 290845
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP10
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Stoddard County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Stoddard County (community 290845), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Stoddard County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Stoddard County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Stoddard County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,470
- Households11,585
- Average household size2.46
- Median household income$57,957
- Median age42.0
Common questions
Stoddard County questions, answered from the record.
How many people live in Stoddard County, Missouri?
The Census Bureau estimates 28,438 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,470, in 11,585 households, ranking 38th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Stoddard County's population growing?
The population has fallen 0.83 percent since the 2020 census base of 28,676, to 28,438 on July 1, 2024. In 2024 there were 335 births against 436 deaths, with net migration of 170. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Stoddard County?
$57,957. The median owner-occupied home is valued at $143,300, which is 2.5 times income, and median gross rent is $760 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Stoddard County?
644 establishments, employing 8,455 people with an annual payroll of $389.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Stoddard County?
Manufacturing is the largest private sector at 2,118 jobs, 21.3 percent of covered employment. Covered employment averages 9,951 jobs at an average annual pay of $45,866, or $882 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Stoddard County?
13 7(a) approvals totaling $17.0 m since FY2020, across 6 lenders, with a median approval of $55,900, plus 1 504 approvals worth $361,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Stoddard County?
9 housing units were authorized by permit in 2024, with a declared construction value of $2.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Stoddard County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Stoddard County come from?
The largest single origin is Dunklin County, with 76 households. Arriving households report an average income of $42,516 against $48,637 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Stoddard County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Stoddard County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Stoddard County
Cities and places in Stoddard.
11 Census places lie wholly or partly in Stoddard County. 10 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Dexter | city | 7,891 | 6 | Wholly in this county |
| Bloomfield | city | 2,069 | 2 | Wholly in this county |
| Bernie | city | 1,725 | None recorded | Wholly in this county |
| Advance | city | 1,450 | None recorded | Wholly in this county |
| Puxico | city | 846 | 5 | Wholly in this county |
| Bell City | city | 496 | None recorded | Wholly in this county |
| Essex | city | 413 | None recorded | Wholly in this county |
| Penermon | village | 102 | None recorded | Wholly in this county |
| Dudley | city | 99 | None recorded | Wholly in this county |
| Grayridge | CDP | 96 | None recorded | Wholly in this county |
| Baker | village | 0 | None recorded | Wholly in this county |