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Reeds Spring, Missouri: commercial real estate data.

Reeds Spring is a Census city of 1,112 people across 1.50 square miles of land, in Stone County. Median household income is $56,364, 63.7 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.6 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Reeds Spring

What Reeds Spring is

  • Census place typecity
  • Land area1.5 sq mi
  • Water area0 sq mi
  • Population per square mile of land742 plus or minus 178
  • County holding the largest share of its areaStone County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Reeds Spring

How many people live in Reeds Spring

  • Population1,112 plus or minus 267
  • Median age35.6 plus or minus 7.3
  • Population under 18299 plus or minus 86
  • Share under 1826.9 percent
  • Population 65 and over200 plus or minus 51
  • Share 65 and over18.0 percent
  • Households416 plus or minus 98
  • Family households281 plus or minus 68
  • Share of households that are families67.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Reeds Spring

Income and work in Reeds Spring

  • Median household income$56,364
  • Per capita income$25,517
  • Civilian labor force502 plus or minus 133
  • Employed502 plus or minus 133
  • Unemployed0
  • Unemployment rate0.0 percent
  • Adults 25 and over758 plus or minus 171
  • Adults 25 and over with a high school diploma or higher84.7 percent plus or minus 25.1
  • Adults 25 and over with a bachelor degree or higher19.0 percent plus or minus 7.7
  • Adults 25 and over with a graduate degree4.1 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Reeds Spring

Housing in Reeds Spring

  • Housing units479 plus or minus 101
  • Occupied units416 plus or minus 98
  • Vacant units63 plus or minus 38
  • Vacancy rate13.2 percent plus or minus 7.4
  • Owner occupied265 plus or minus 61
  • Renter occupied151 plus or minus 68
  • Ownership rate63.7 percent plus or minus 21.0
  • Median owner-occupied home value$185,400 plus or minus $39,131
  • Median gross rent, monthly$872
  • Annual rent as a share of median income18.6 percent
  • Single family units355 plus or minus 73
  • Share single family74.1 percent plus or minus 21.8
  • Units in buildings of two or more88 plus or minus 58
  • Share in buildings of two or more18.4 percent plus or minus 11.4
  • Mobile homes16 plus or minus 21
  • Median year structure built2001

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Reeds Spring

How Reeds Spring gets to work

  • Workers 16 and over who commute458 plus or minus 127
  • Commuting under 15 minutes121 plus or minus 47
  • Share commuting under 15 minutes26.4 percent plus or minus 7.2
  • Commuting 30 minutes or more86 plus or minus 44
  • Share commuting 30 minutes or more18.8 percent plus or minus 8.0
  • Drove alone77.2 percent
  • Carpooled7.9 percent plus or minus 5.0
  • Public transport1.2 percent plus or minus 2.0
  • Walked0.0 percent
  • Worked from home7.5 percent plus or minus 7.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Reeds Spring

SBA loans in Reeds Spring (7(a))

  • Approvals8
  • Gross approval$3,631,100
  • Average approval$453,888
  • Median approval$223,800
  • Largest approval$1,536,500
  • Jobs supported51
  • Jobs per approval6.4
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more25.0 percent
  • Share to franchises25.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS7

Counted by borrower city: approvals to borrowers whose address is in Reeds Spring, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Reeds Spring

SBA loans in Reeds Spring (504)

  • Approvals1
  • Gross approval$556,000
  • Average approval$556,000
  • Median approval$556,000
  • Largest approval$556,000
  • Jobs supported0
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Reeds Spring, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Reeds Spring

Flood risk in Reeds Spring

  • NFIP communityCity of Reeds Spring
  • NFIP community number290433
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/28/24

The City of Reeds Spring participates in the National Flood Insurance Program as community 290433 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Stone County, not Reeds Spring

Stone County context, not Reeds Spring figures

  • Establishments in Stone County736
  • Covered employment, Stone County7,300
  • Average annual pay, Stone County$38,944
  • Housing units permitted, Stone County195

Every figure in this section is published for Stone County as a whole and is not a measurement of Reeds Spring.

All Stone County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Reeds Spring questions, answered from the record.

How many people live in Reeds Spring, Missouri?

1,112, in 416 households. Reeds Spring city covers 1.50 square miles of land, which is 742 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Reeds Spring in?

Stone County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Reeds Spring?

$56,364. The median owner-occupied home is valued at $185,400. Median gross rent is $872 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Reeds Spring businesses?

8 7(a) approvals totaling $3.6 m since FY2020, across 6 lenders, median approval $223,800, plus 1 504 approvals worth $556,000 since FY2010. These count approvals to borrowers whose address is in Reeds Spring, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Reeds Spring borrowers get paid back?

No rate is published for Reeds Spring. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Reeds Spring in the National Flood Insurance Program?

Yes. Reeds Spring appears in the FEMA Community Status Book as Reeds Spring, city of, community 290433, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Reeds Spring figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stone County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Reeds Spring.

Is zoning published for Reeds Spring?

No. Nothing on this page presents parcel level zoning.