HomeMontanaGallatin CountyBig Sky CDP
Big Sky CDP, Montana: commercial real estate data.
Big Sky CDP is a Census CDP of 2,445 people across 120.01 square miles of land, lying across Gallatin County and Madison County. Median household income is $138,805, 84.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $10.0 m.
77 sourced place values · tier FULL · 8 sections
Big Sky
What Big Sky is
- Census place typeCDP
- Land area120.01 sq mi
- Water area0.24 sq mi
- Population per square mile of land20 plus or minus 5
- County holding the largest share of its areaGallatin County, 72.0 percent
- Counties this place lies inGallatin County 72.0 percent, Madison County 28.0 percent
Big Sky CDP crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Sky
How many people live in Big Sky
- Population2,445 plus or minus 594
- Median age38.4
- Population under 18334 plus or minus 146
- Share under 1813.7 percent plus or minus 4.9
- Population 65 and over383 plus or minus 192
- Share 65 and over15.7 percent plus or minus 6.9
- Households1,087 plus or minus 280
- Family households633 plus or minus 230
- Share of households that are families58.2 percent plus or minus 14.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Sky
Income and work in Big Sky
- Median household income$138,805
- Per capita income$88,550 plus or minus $30,947
- Civilian labor force1,538 plus or minus 479
- Employed1,516 plus or minus 476
- Unemployed22 plus or minus 44
- Unemployment rate1.4 percent plus or minus 2.8
- Adults 25 and over2,051 plus or minus 537
- Adults 25 and over with a high school diploma or higher97.6 percent plus or minus 34.2
- Adults 25 and over with a bachelor degree or higher59.1 percent
- Adults 25 and over with a graduate degree19.7 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Sky
Housing in Big Sky
- Housing units3,178
- Occupied units1,087 plus or minus 280
- Vacant units2,091
- Vacancy rate65.8 percent
- Owner occupied914 plus or minus 250
- Renter occupied173 plus or minus 107
- Ownership rate84.1 percent
- Median owner-occupied home value$1,137,900 plus or minus $254,170
- Median gross rent, monthly$877 plus or minus $689
- Annual rent as a share of median income7.6 percent plus or minus 6.1
- Single family units2,234
- Share single family70.3 percent
- Units in buildings of two or more924 plus or minus 259
- Share in buildings of two or more29.1 percent plus or minus 7.7
- Mobile homes20 plus or minus 31
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Sky
How Big Sky gets to work
- Workers 16 and over who commute1,074 plus or minus 378
- Commuting under 15 minutes547 plus or minus 228
- Share commuting under 15 minutes50.9 percent plus or minus 11.4
- Commuting 30 minutes or more221 plus or minus 150
- Share commuting 30 minutes or more20.6 percent plus or minus 11.9
- Drove alone65.9 percent
- Carpooled1.7 percent plus or minus 2.5
- Public transport0.2 percent plus or minus 3.0
- Walked6.1 percent plus or minus 4.9
- Worked from home26.1 percent plus or minus 9.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Sky
SBA 7(a) lending to Big Sky borrowers
- Approvals9
- Gross approval$9,964,000
- Average approval$1,107,111
- Median approval$674,000
- Ninetieth percentile approval$2,680,000
- Largest approval$2,680,000
- Jobs supported159
- Jobs per approval17.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Big Sky
SBA 504 lending to Big Sky borrowers
- Approvals3
- Gross approval$1,857,000
- Average approval$619,000
- Median approval$262,000
- Largest approval$1,535,000
- Jobs supported28
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gallatin County, not Big Sky
Gallatin County context, not Big Sky figures
These are Gallatin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Big Sky measurements.
- Establishments in Gallatin County6,828
- Employment at those establishments, Gallatin County59,252
- Covered employment, Gallatin County73,217
- Average annual pay, Gallatin County$66,213
- Average weekly wage, Gallatin County$1,273
- Housing units permitted, Gallatin County1,706
- Of those, single family, Gallatin County1,006
- County product, 2024, Gallatin County$11,875,417,000
- County product change over the prior year, Gallatin County7.9 percent
- Average income of an arriving household, Gallatin County$128,102
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Big Sky. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Big Sky questions, answered from the record.
How many people live in Big Sky, Montana?
2,445, in 1,087 households. Big Sky CDP covers 120.01 square miles of land, which is 20 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Big Sky in?
Big Sky lies in more than one. By area it is 72.0 percent in Gallatin County, 28.0 percent in Madison County. This page sits under Gallatin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Big Sky?
$138,805. The median owner-occupied home is valued at $1,137,900. Median gross rent is $877 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Big Sky businesses?
9 7(a) approvals totalling $10.0 m, across 8 lenders, median approval $674,000, plus 3 504 approvals worth $1.9 m. These count approvals to borrowers whose address is in Big Sky, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Big Sky borrowers get paid back?
No rate is published for Big Sky. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Big Sky figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Big Sky.
Is zoning published for Big Sky?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.