HomeMontanaGallatin CountyThree Forks
Three Forks, Montana: commercial real estate data.
Three Forks is a Census city of 1,919 people across 1.44 square miles of land, in Gallatin County. Median household income is $79,784, 73.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $589,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Three Forks
What Three Forks is
- Census place typecity
- Land area1.44 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,334 plus or minus 274
- County holding the largest share of its areaGallatin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Forks
How many people live in Three Forks
- Population1,919 plus or minus 394
- Median age41.4 plus or minus 17.0
- Population under 18347 plus or minus 134
- Share under 1818.1 percent plus or minus 5.9
- Population 65 and over419 plus or minus 140
- Share 65 and over21.8 percent plus or minus 5.8
- Households891
- Family households476 plus or minus 144
- Share of households that are families53.4 percent plus or minus 13.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Forks
Income and work in Three Forks
- Median household income$79,784 plus or minus $16,819
- Per capita income$39,088
- Civilian labor force1,099 plus or minus 297
- Employed1,099 plus or minus 297
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,413
- Adults 25 and over with a high school diploma or higher97.7 percent
- Adults 25 and over with a bachelor degree or higher21.0 percent plus or minus 8.2
- Adults 25 and over with a graduate degree0.8 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Forks
Housing in Three Forks
- Housing units898
- Occupied units891
- Vacant units7 plus or minus 11
- Vacancy rate0.8 percent plus or minus 1.2
- Owner occupied652 plus or minus 147
- Renter occupied239 plus or minus 99
- Ownership rate73.2 percent
- Median owner-occupied home value$395,800
- Median gross rent, monthly$1,330
- Annual rent as a share of median income20.0 percent plus or minus 4.4
- Single family units639 plus or minus 154
- Share single family71.2 percent
- Units in buildings of two or more57 plus or minus 60
- Share in buildings of two or more6.3 percent plus or minus 6.6
- Mobile homes202 plus or minus 109
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Forks
How Three Forks gets to work
- Workers 16 and over who commute979 plus or minus 290
- Commuting under 15 minutes385 plus or minus 195
- Share commuting under 15 minutes39.3 percent plus or minus 16.1
- Commuting 30 minutes or more450 plus or minus 187
- Share commuting 30 minutes or more46.0 percent plus or minus 13.5
- Drove alone82.2 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked6.8 percent plus or minus 6.7
- Worked from home9.0 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Three Forks
SBA loans in Three Forks (7(a))
- Approvals4
- Gross approval$589,500
- Average approval$147,375
- Median approval$44,150
- Largest approval$485,000
- Jobs supported5
- Jobs per approval1.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term54 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Three Forks, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Three Forks
SBA loans in Three Forks (504)
- Approvals3
- Gross approval$5,112,000
- Average approval$1,704,000
- Median approval$232,000
- Largest approval$4,723,000
- Jobs supported58
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Three Forks, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Three Forks
Flood risk in Three Forks
- NFIP communityCity of Three Forks
- NFIP community number300029
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date09/02/11
The City of Three Forks participates in the National Flood Insurance Program as community 300029 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gallatin County, not Three Forks
Gallatin County context, not Three Forks figures
- Establishments in Gallatin County6,828
- Covered employment, Gallatin County73,217
- Average annual pay, Gallatin County$66,213
- Housing units permitted, Gallatin County1,706
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Three Forks.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Three Forks questions, answered from the record.
How many people live in Three Forks, Montana?
1,919, in 891 households. Three Forks city covers 1.44 square miles of land, which is 1,334 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Three Forks in?
Gallatin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Three Forks?
$79,784. The median owner-occupied home is valued at $395,800. Median gross rent is $1,330 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Three Forks businesses?
4 7(a) approvals totaling $589,500 since FY2020, across 1 lenders, median approval $44,150, plus 3 504 approvals worth $5.1 m since FY2010. These count approvals to borrowers whose address is in Three Forks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Three Forks borrowers get paid back?
No rate is published for Three Forks. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Three Forks in the National Flood Insurance Program?
Yes. Three Forks appears in the FEMA Community Status Book as Three Forks, city of, community 300029, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Three Forks figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Three Forks.
Is zoning published for Three Forks?
No. Nothing on this page presents parcel level zoning.