HomeMontanaGallatin CountyBozeman city
Bozeman city, Montana: commercial real estate data.
Bozeman city is a Census city of 56,114 people across 21.41 square miles of land, in Gallatin County. Median household income is $85,747, 44.7 percent of occupied homes are owned, and the SBA record carries 159 7(a) approvals to borrowers here worth $88.7 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bozeman
What Bozeman is
- Census place typecity
- Land area21.41 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,621
- County holding the largest share of its areaGallatin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bozeman
How many people live in Bozeman
- Population56,114
- Median age28.9
- Population under 187,429
- Share under 1813.2 percent
- Population 65 and over6,424
- Share 65 and over11.4 percent
- Households23,970
- Family households10,711
- Share of households that are families44.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bozeman
Income and work in Bozeman
- Median household income$85,747
- Per capita income$52,507
- Civilian labor force35,925
- Employed34,842
- Unemployed1,083 plus or minus 358
- Unemployment rate3.0 percent plus or minus 1.0
- Adults 25 and over33,455
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher65.1 percent
- Adults 25 and over with a graduate degree26.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bozeman
Housing in Bozeman
- Housing units25,908
- Occupied units23,970
- Vacant units1,938
- Vacancy rate7.5 percent
- Owner occupied10,721
- Renter occupied13,249
- Ownership rate44.7 percent
- Median owner-occupied home value$687,900
- Median gross rent, monthly$1,717
- Annual rent as a share of median income24.0 percent
- Single family units14,738
- Share single family56.9 percent
- Units in buildings of two or more10,839
- Share in buildings of two or more41.8 percent
- Mobile homes331 plus or minus 164
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bozeman
How Bozeman gets to work
- Workers 16 and over who commute28,267
- Commuting under 15 minutes14,817
- Share commuting under 15 minutes52.4 percent
- Commuting 30 minutes or more2,796
- Share commuting 30 minutes or more9.9 percent
- Drove alone63.2 percent
- Carpooled7.2 percent
- Public transport0.7 percent plus or minus 0.4
- Walked8.5 percent
- Worked from home16.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bozeman
SBA loans in Bozeman (7(a))
- Approvals159
- Gross approval$88,683,000
- Average approval$557,755
- Median approval$230,000
- Ninetieth percentile approval$1,410,000
- Largest approval$5,000,000
- Jobs supported1,493
- Jobs per approval9.4
- Loans with a final outcome37
- Paid in full36
- Charged off1
- Charge-off rate over resolved loans2.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.7 percent
- Share to franchises9.4 percent
- Distinct lenders46
- Distinct industries by NAICS87
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bozeman
SBA loans in Bozeman (504)
- Approvals90
- Gross approval$68,573,000
- Average approval$761,922
- Median approval$503,000
- Largest approval$5,000,000
- Jobs supported1,173
- Loans with a final outcome27
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gallatin County, not Bozeman
Gallatin County context, not Bozeman figures
These are Gallatin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bozeman measurements.
- Establishments in Gallatin County6,828
- Employment at those establishments, Gallatin County59,252
- Covered employment, Gallatin County73,217
- Average annual pay, Gallatin County$66,213
- Average weekly wage, Gallatin County$1,273
- Housing units permitted, Gallatin County1,706
- Of those, single family, Gallatin County1,006
- County product, 2024, Gallatin County$11,875,417,000
- County product change over the prior year, Gallatin County7.9 percent
- Average income of an arriving household, Gallatin County$128,102
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Bozeman. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bozeman questions, answered from the record.
How many people live in Bozeman, Montana?
56,114, in 23,970 households. Bozeman city covers 21.41 square miles of land, which is 2,621 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bozeman in?
Gallatin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bozeman?
$85,747. The median owner-occupied home is valued at $687,900. Median gross rent is $1,717 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bozeman businesses?
159 7(a) approvals totalling $88.7 m, across 46 lenders, median approval $230,000, plus 90 504 approvals worth $68.6 m. These count approvals to borrowers whose address is in Bozeman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bozeman borrowers get paid back?
Of the 37 loans that have reached a final outcome, 36 were paid in full and 1 charged off, a charge off rate of 2.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Bozeman figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bozeman.
Is zoning published for Bozeman?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.