Adams County, Nebraska: commercial real estate data.
Adams County, Nebraska had an estimated 31,196 residents on July 1, 2024, down 0.0 percent since the 2020 census base of 31,197, across 563 square miles. County output reached $2.66 bn in 2024, 989 establishments operate here, and the SBA record carries 5 7(a) approvals worth $193,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Adams County
How many people live in Adams County
- Population, American Community Survey 2020-202431,052
- Households13,076
- Average household size2.37
- Median household income$68,365
- Median age38.7
- Median gross rent$857 per month
- Median owner-occupied home value$193,100
- Home value to household income2.8 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree11.9 percent
- Adults 25 and over20,311
- Population under 187,502
- Share under 1824.2 percent
- Population 65 and over5,843
- Share 65 and over18.8 percent
- Working age population, 18 to 6417,707
- Civilian labor force16,469
- Unemployment rate2.4 percent
- Labor force participation, adults 18 and over69.9 percent
- Rank by population among Nebraska counties11th of 93
- Rank by population among US county-equivalents, Puerto Rico included1445th of 3,222
Adams County is the 11th largest of 93 Nebraska counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.2 percent against 18.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Adams County
Is Adams County's population growing?
- Population, July 1, 202431,196
- Census 2020 base population31,197
- Population change since the 2020 census base0.00 percent
- Population change, 2023 to 2024304
- Births, 2024364
- Deaths, 2024363
- Natural change, 20241
- Net domestic migration, 2024235
- Net international migration, 202471
- Total net migration, 2024306
- Cumulative net domestic migration, 2021 to 2024-276
- Rank by growth among US county-equivalents1823rd of 3,144
The county has grown 0.00 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Adams County
Where are people moving to Adams County from?
- Tax returns filed by households arriving699
- People arriving, from those returns1,269
- Tax returns filed by households leaving837
- Net household movement-138
- Adjusted gross income arriving$34.7 m
- Net adjusted gross income movement$-11.1 m
- Average income of an arriving household$49,647
- Average income of a leaving household$54,688
- Largest single originHall County (98 households)
- Largest single destinationHall County (112 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hall County | 98 | 191 | $4.5 m |
| Lancaster County | 50 | 74 | $870,000 |
| Clay County | 39 | 71 | $1.8 m |
| Buffalo County | 29 | 50 | $1.6 m |
| Douglas County | 29 | 45 | $1.6 m |
| Webster County | 28 | 49 | $1.3 m |
Households arriving report $5,041 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Hall County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Adams County
What is the Adams County economy?
- County GDP, 2024$2.66 bn
- County GDP, 2023$2.59 bn
- GDP change, 2023 to 20242.7 percent
- GDP change over five years38.5 percent
- Rank by GDP among the Nebraska areas BEA publishes10th of 93
- Rank by GDP among the US county areas BEA publishes1065th of 3,127
- GDP per resident$85,695
Output grew 2.7 percent in the latest year and 38.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Adams County
Employment by industry in Adams County
- Covered employment, annual average15,862
- Establishments reporting1,051
- Average annual pay$51,967
- Average weekly wage$999
- Manufacturing, employment2,936
- Manufacturing, average annual pay$56,826
- Retail trade, employment1,680
- Retail trade, average annual pay$35,551
- Accommodation and food services, employment1,391
- Accommodation and food services, average annual pay$18,263
- Construction, employment1,226
- Construction, average annual pay$75,201
- Wholesale trade, employment627
- Administrative and support and waste management services, employment578
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,936 | 57 | $56,826 |
| Retail trade | 1,680 | 116 | $35,551 |
| Accommodation and food services | 1,391 | 85 | $18,263 |
| Construction | 1,226 | 100 | $75,201 |
| Wholesale trade | 627 | 63 | $65,528 |
| Administrative and support and waste management services | 578 | 54 | $43,661 |
| Other services, except public administration | 427 | 72 | $28,112 |
| Professional, scientific and technical services | 371 | 60 | $60,499 |
Manufacturing is the largest private sector at 2,936 jobs, 18.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Adams County
How many businesses are in Adams County?
- Establishments, all industries989
- Employment at those establishments12,926
- Annual payroll$614.0 m
- Establishments per 1,000 residents31.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Adams County
Building permits in Adams County
- Housing units authorized by permit, 2024217
- Declared construction value permitted$47.5 m
- Single family units authorized53
- Multifamily units authorized164
- Multifamily share of units75.6 percent
- Average declared value per unit$218,740
- Units authorized per 1,000 households16.6
Multifamily is 75.6 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Adams County
SBA loans in Adams County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$193,500
- Average 7(a) approval$38,700
- Median 7(a) approval$17,000
- Largest single approval$110,500
- Jobs reported supported, 7(a)15
- Jobs per approval3.0
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded3
- 504 gross approval dollars$1.6 m
- Average 504 approval$535,667
- Median 504 approval$618,000
- Distinct CDCs active2
- 504 jobs per approval10.7
- 504 jobs per million dollars approved19.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.8 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Adams County
SBA loan default and charge-off rates in Adams County
Do SBA loans in Adams County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure3
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams County
How large is Adams County?
- Land area563 sq mi
- Rank by land area among Nebraska counties66th of 93
- Width, east to west23.4 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land55
- Establishments per square mile1.76
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Adams County
Flood risk in Adams County
- Participation of the county's own NFIP community Adams County, unincorporated areasParticipating, community 310411
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP7
- NFIP participation rate77.8 percent
- Communities carrying a CRS class0
- Radon levels in Adams County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Adams County (community 310411), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Adams County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 77.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Adams County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Adams County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202431,052
- Households13,076
- Average household size2.37
- Median household income$68,365
- Median age38.7
Common questions
Adams County questions, answered from the record.
How many people live in Adams County, Nebraska?
The Census Bureau estimates 31,196 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 31,052, in 13,076 households, ranking 11th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Adams County's population growing?
The population has grown 0.00 percent since the 2020 census base of 31,197, to 31,196 on July 1, 2024. In 2024 there were 364 births against 363 deaths, with net migration of 306. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Adams County?
$68,365. The median owner-occupied home is valued at $193,100, which is 2.8 times income, and median gross rent is $857 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Adams County?
989 establishments, employing 12,926 people with an annual payroll of $614.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Adams County?
Manufacturing is the largest private sector at 2,936 jobs, 18.5 percent of covered employment. Covered employment averages 15,862 jobs at an average annual pay of $51,967, or $999 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Adams County?
5 7(a) approvals totaling $193,500 since FY2020, across 4 lenders, with a median approval of $17,000, plus 3 504 approvals worth $1.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Adams County?
217 housing units were authorized by permit in 2024, with a declared construction value of $47.5 m. Multifamily was 75.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Adams County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Adams County come from?
The largest single origin is Hall County, with 98 households. Arriving households report an average income of $49,647 against $54,688 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Adams County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Adams County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Adams County
Cities and places in Adams.
7 Census places lie wholly or partly in Adams County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Hastings | city | 25,008 | 5 | Wholly in this county |
| Kenesaw | village | 902 | None recorded | Wholly in this county |
| Juniata | village | 750 | None recorded | Wholly in this county |
| Roseland | village | 306 | None recorded | Wholly in this county |
| Holstein | village | 185 | None recorded | Wholly in this county |
| Ayr | village | 126 | None recorded | Wholly in this county |
| Prosser | village | 76 | None recorded | Wholly in this county |
Nearby