Hamilton County, Nebraska: commercial real estate data.
Hamilton County, Nebraska had an estimated 9,564 residents on July 1, 2024, up 1.5 percent since the 2020 census base of 9,426, across 543 square miles. County output reached $926.7 m in 2024, 327 establishments operate here, and the SBA record carries 6 7(a) approvals worth $3.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hamilton County
How many people live in Hamilton County
- Population, American Community Survey 2020-20249,464
- Households3,628
- Average household size2.61
- Median household income$83,994
- Median age42.0
- Median gross rent$794 per month
- Median owner-occupied home value$253,700
- Home value to household income3.0 times
- Annual rent as a share of median income11.3 percent
- Adults 25 and over with a bachelor degree or higher31.3 percent
- Adults 25 and over with a graduate degree10.2 percent
- Adults 25 and over6,519
- Population under 182,282
- Share under 1824.1 percent
- Population 65 and over1,976
- Share 65 and over20.9 percent
- Working age population, 18 to 645,206
- Civilian labor force4,850
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over67.5 percent
- Rank by population among Nebraska counties29th of 93
- Rank by population among US county-equivalents, Puerto Rico included2530th of 3,222
Hamilton County is the 29th largest of 93 Nebraska counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Hamilton County
Is Hamilton County's population growing?
- Population, July 1, 20249,564
- Census 2020 base population9,426
- Population change since the 2020 census base1.46 percent
- Population change, 2023 to 202436
- Births, 202494
- Deaths, 2024104
- Natural change, 2024-10
- Net domestic migration, 202447
- Net international migration, 2024-1
- Total net migration, 202446
- Cumulative net domestic migration, 2021 to 2024202
- Rank by growth among US county-equivalents1347th of 3,144
The county has grown 1.46 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Hamilton County
Where are people moving to Hamilton County from?
- Tax returns filed by households arriving240
- People arriving, from those returns470
- Tax returns filed by households leaving216
- Net household movement24
- Adjusted gross income arriving$16.8 m
- Net adjusted gross income movement$3.4 m
- Average income of an arriving household$69,846
- Average income of a leaving household$61,681
- Largest single originHall County (77 households)
- Largest single destinationHall County (42 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Hall County | 77 | 149 | $5.6 m |
| Lancaster County | 28 | 42 | $1.1 m |
Households arriving report $8,165 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Hall County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Hamilton County
What is the Hamilton County economy?
- County GDP, 2024$926.7 m
- County GDP, 2023$931.5 m
- GDP change, 2023 to 2024-0.5 percent
- GDP change over five years36.1 percent
- Rank by GDP among the Nebraska areas BEA publishes26th of 93
- Rank by GDP among the US county areas BEA publishes1901st of 3,127
- GDP per resident$97,921
Output grew -0.5 percent in the latest year and 36.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Hamilton County
Employment by industry in Hamilton County
- Covered employment, annual average3,982
- Establishments reporting384
- Average annual pay$55,251
- Average weekly wage$1,063
- Manufacturing, employment617
- Manufacturing, average annual pay$66,857
- Health care and social assistance, employment464
- Health care and social assistance, average annual pay$44,885
- Retail trade, employment407
- Retail trade, average annual pay$36,541
- Wholesale trade, employment378
- Wholesale trade, average annual pay$81,083
- Transportation and warehousing, employment243
- Accommodation and food services, employment243
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 617 | 18 | $66,857 |
| Health care and social assistance | 464 | 24 | $44,885 |
| Retail trade | 407 | 36 | $36,541 |
| Wholesale trade | 378 | 28 | $81,083 |
| Transportation and warehousing | 243 | 31 | $73,408 |
| Accommodation and food services | 243 | 21 | $15,512 |
| Construction | 232 | 42 | $61,930 |
| Agriculture, forestry, fishing and hunting | 163 | 39 | $39,887 |
Manufacturing is the largest private sector at 617 jobs, 15.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Hamilton County
How many businesses are in Hamilton County?
- Establishments, all industries327
- Employment at those establishments3,166
- Annual payroll$185.8 m
- Establishments per 1,000 residents34.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Hamilton County
Building permits in Hamilton County
- Housing units authorized by permit, 202447
- Declared construction value permitted$13.3 m
- Single family units authorized31
- Multifamily units authorized16
- Multifamily share of units34.0 percent
- Average declared value per unit$282,000
- Units authorized per 1,000 households13.0
Single-family homes are 66.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Hamilton County
SBA loans in Hamilton County (7(a) and 504)
- 7(a) approvals recorded6
- 7(a) gross approval dollars$3.5 m
- Average 7(a) approval$580,383
- Median 7(a) approval$129,000
- Largest single approval$2,265,000
- Jobs reported supported, 7(a)41
- Jobs per approval6.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter4
- Franchise loans2
- Franchise share of approvals33.3 percent
- Most active lenderUnion Bank and Trust Company (3)
- 504 approvals recorded1
- 504 gross approval dollars$115,000
- Average 504 approval$115,000
- Median 504 approval$115,000
- Distinct CDCs active1
- 504 jobs per approval7.0
- 504 jobs per million dollars approved60.9
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hamilton County
SBA loan default and charge-off rates in Hamilton County
Do SBA loans in Hamilton County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure4
- Status: Cancelled2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton County
SBA lending by place in Hamilton County
- Borrower cities with recorded lending2
- Aurora, approvals5
- Doniphan, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Aurora | 5 | $1,217,300 |
| Doniphan | 1 | $2,265,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hamilton County
How large is Hamilton County?
- Land area543 sq mi
- Rank by land area among Nebraska counties71st of 93
- Width, east to west23.9 mi
- Height, north to south32.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land17
- Establishments per square mile0.60
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Hamilton County
Flood risk in Hamilton County
- Participation of the county's own NFIP community Hamilton County, unincorporated areasParticipating, community 310441
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP5
- NFIP participation rate83.3 percent
- Communities carrying a CRS class0
- Radon levels in Hamilton County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Hamilton County (community 310441), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Hamilton County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Hamilton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Hamilton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20249,464
- Households3,628
- Average household size2.61
- Median household income$83,994
- Median age42.0
Common questions
Hamilton County questions, answered from the record.
How many people live in Hamilton County, Nebraska?
The Census Bureau estimates 9,564 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,464, in 3,628 households, ranking 29th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Hamilton County's population growing?
The population has grown 1.46 percent since the 2020 census base of 9,426, to 9,564 on July 1, 2024. In 2024 there were 94 births against 104 deaths, with net migration of 46. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Hamilton County?
$83,994. The median owner-occupied home is valued at $253,700, which is 3.0 times income, and median gross rent is $794 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Hamilton County?
327 establishments, employing 3,166 people with an annual payroll of $185.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Hamilton County?
Manufacturing is the largest private sector at 617 jobs, 15.5 percent of covered employment. Covered employment averages 3,982 jobs at an average annual pay of $55,251, or $1,063 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Hamilton County?
6 7(a) approvals totaling $3.5 m since FY2020, across 4 lenders, with a median approval of $129,000, plus 1 504 approvals worth $115,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Hamilton County?
47 housing units were authorized by permit in 2024, with a declared construction value of $13.3 m. Multifamily was 34.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Hamilton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Hamilton County come from?
The largest single origin is Hall County, with 77 households. Arriving households report an average income of $69,846 against $61,681 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Hamilton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Hamilton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Hamilton County
Cities and places in Hamilton.
8 Census places lie wholly or partly in Hamilton County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Aurora | city | 4,664 | 5 | Wholly in this county |
| Hampton | village | 653 | None recorded | Wholly in this county |
| Giltner | village | 457 | None recorded | Wholly in this county |
| Phillips | village | 382 | None recorded | Wholly in this county |
| Marquette | village | 265 | None recorded | Wholly in this county |
| Hordville | village | 221 | None recorded | Wholly in this county |
| Overland | CDP | 182 | None recorded | Wholly in this county |
| Stockham | village | 19 | None recorded | Wholly in this county |
A further 1 of the county's 6 SBA 7(a) approvals are to borrowers in cities that match no Census place in Hamilton County, the largest being Doniphan (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby