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Amherst, Nebraska: commercial real estate data.

Amherst is a Census village of 272 people across 0.22 square miles of land, in Buffalo County. Median household income is $69,125, 76.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $80,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Amherst

What Amherst is

  • Census place typevillage
  • Land area0.22 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,246 plus or minus 463
  • County holding the largest share of its areaBuffalo County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amherst

How many people live in Amherst

  • Population272 plus or minus 101
  • Median age35.9 plus or minus 12.3
  • Population under 1888 plus or minus 44
  • Share under 1832.4 percent plus or minus 11.0
  • Population 65 and over59 plus or minus 24
  • Share 65 and over21.7 percent
  • Households111 plus or minus 32
  • Family households68 plus or minus 26
  • Share of households that are families61.3 percent plus or minus 15.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amherst

Income and work in Amherst

  • Median household income$69,125
  • Per capita income$29,928
  • Civilian labor force114 plus or minus 43
  • Employed109 plus or minus 42
  • Unemployed5 plus or minus 7
  • Unemployment rate4.4 percent plus or minus 5.9
  • Adults 25 and over167 plus or minus 50
  • Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 38.4
  • Adults 25 and over with a bachelor degree or higher37.7 percent plus or minus 11.3
  • Adults 25 and over with a graduate degree16.8 percent plus or minus 11.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amherst

Housing in Amherst

  • Housing units119 plus or minus 31
  • Occupied units111 plus or minus 32
  • Vacant units8 plus or minus 7
  • Vacancy rate6.7 percent plus or minus 5.6
  • Owner occupied85 plus or minus 23
  • Renter occupied26 plus or minus 22
  • Ownership rate76.6 percent plus or minus 30.3
  • Median owner-occupied home value$169,800
  • Median gross rent, monthly$679
  • Annual rent as a share of median income11.8 percent
  • Single family units107 plus or minus 32
  • Share single family89.9 percent
  • Units in buildings of two or more1 plus or minus 10
  • Share in buildings of two or more0.8 percent plus or minus 8.8
  • Mobile homes11 plus or minus 8
  • Median year structure built1955

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amherst

How Amherst gets to work

  • Workers 16 and over who commute104 plus or minus 42
  • Commuting under 15 minutes29 plus or minus 22
  • Share commuting under 15 minutes27.9 percent plus or minus 18.3
  • Commuting 30 minutes or more22 plus or minus 17
  • Share commuting 30 minutes or more21.2 percent plus or minus 14.2
  • Drove alone76.1 percent plus or minus 40.9
  • Carpooled7.3 percent plus or minus 8.7
  • Public transport0.0 percent
  • Walked9.2 percent plus or minus 12.3
  • Worked from home4.6 percent plus or minus 4.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amherst

SBA loans in Amherst (7(a))

  • Approvals2
  • Gross approval$80,000
  • Average approval$40,000
  • Median approval$40,000
  • Largest approval$50,000
  • Jobs supported7
  • Jobs per approval3.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term90 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Amherst, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Amherst

Flood risk in Amherst

  • NFIP communityVillage of Amherst
  • NFIP community number310245
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/26/10(M)

The Village of Amherst participates in the National Flood Insurance Program as community 310245 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Buffalo County, not Amherst

Buffalo County context, not Amherst figures

  • Establishments in Buffalo County1,777
  • Covered employment, Buffalo County28,148
  • Average annual pay, Buffalo County$51,993
  • Housing units permitted, Buffalo County127

Every figure in this section is published for Buffalo County as a whole and is not a measurement of Amherst.

All Buffalo County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Amherst questions, answered from the record.

How many people live in Amherst, Nebraska?

272, in 111 households. Amherst village covers 0.22 square miles of land, which is 1,246 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Amherst in?

Buffalo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Amherst?

$69,125. The median owner-occupied home is valued at $169,800. Median gross rent is $679 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Amherst businesses?

2 7(a) approvals totaling $80,000 since FY2020, across 1 lenders, median approval $40,000. These count approvals to borrowers whose address is in Amherst, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Amherst borrowers get paid back?

No rate is published for Amherst. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Amherst in the National Flood Insurance Program?

Yes. Amherst appears in the FEMA Community Status Book as Amherst, village of, community 310245, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Amherst figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Buffalo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Amherst.

Is zoning published for Amherst?

No. Nothing on this page presents parcel level zoning.