HomeNebraskaBuffalo CountyKearney
Kearney, Nebraska: commercial real estate data.
Kearney is a Census city of 34,246 people across 15.04 square miles of land, in Buffalo County. Median household income is $69,724, 60.6 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $16.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kearney
What Kearney is
- Census place typecity
- Land area15.04 sq mi
- Water area0.27 sq mi
- Population per square mile of land2,277
- County holding the largest share of its areaBuffalo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
How many people live in Kearney
- Population34,246
- Median age32.8
- Population under 187,118
- Share under 1820.8 percent
- Population 65 and over5,546
- Share 65 and over16.2 percent
- Households14,028
- Family households7,465
- Share of households that are families53.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
Income and work in Kearney
- Median household income$69,724
- Per capita income$37,716
- Civilian labor force19,836
- Employed19,262
- Unemployed574 plus or minus 178
- Unemployment rate2.9 percent plus or minus 0.9
- Adults 25 and over20,875
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher36.5 percent
- Adults 25 and over with a graduate degree12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
Housing in Kearney
- Housing units14,750
- Occupied units14,028
- Vacant units722 plus or minus 228
- Vacancy rate4.9 percent plus or minus 1.5
- Owner occupied8,505
- Renter occupied5,523
- Ownership rate60.6 percent
- Median owner-occupied home value$244,600
- Median gross rent, monthly$949
- Annual rent as a share of median income16.3 percent
- Single family units9,567
- Share single family64.9 percent
- Units in buildings of two or more4,369
- Share in buildings of two or more29.6 percent
- Mobile homes814
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
How Kearney gets to work
- Workers 16 and over who commute18,094
- Commuting under 15 minutes13,358
- Share commuting under 15 minutes73.8 percent
- Commuting 30 minutes or more2,070
- Share commuting 30 minutes or more11.4 percent
- Drove alone80.8 percent
- Carpooled10.7 percent
- Public transport0.3 percent plus or minus 0.3
- Walked2.2 percent plus or minus 0.7
- Worked from home4.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kearney
SBA loans in Kearney (7(a))
- Approvals42
- Gross approval$16,243,300
- Average approval$386,745
- Median approval$180,000
- Ninetieth percentile approval$983,110
- Largest approval$2,524,500
- Jobs supported495
- Jobs per approval11.8
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises7.1 percent
- Distinct lenders16
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Kearney, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kearney
SBA loans in Kearney (504)
- Approvals21
- Gross approval$12,150,000
- Average approval$578,571
- Median approval$338,000
- Largest approval$1,929,000
- Jobs supported160
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Kearney, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kearney
Flood risk in Kearney
- NFIP communityCity of Kearney
- NFIP community number310016
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/26/10
The City of Kearney participates in the National Flood Insurance Program as community 310016 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Buffalo County, not Kearney
Buffalo County context, not Kearney figures
- Establishments in Buffalo County1,777
- Covered employment, Buffalo County28,148
- Average annual pay, Buffalo County$51,993
- Housing units permitted, Buffalo County127
Every figure in this section is published for Buffalo County as a whole and is not a measurement of Kearney.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kearney questions, answered from the record.
How many people live in Kearney, Nebraska?
34,246, in 14,028 households. Kearney city covers 15.04 square miles of land, which is 2,277 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kearney in?
Buffalo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kearney?
$69,724. The median owner-occupied home is valued at $244,600. Median gross rent is $949 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kearney businesses?
42 7(a) approvals totaling $16.2 m since FY2020, across 16 lenders, median approval $180,000, plus 21 504 approvals worth $12.2 m since FY2010. These count approvals to borrowers whose address is in Kearney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kearney borrowers get paid back?
No rate is published for Kearney. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kearney in the National Flood Insurance Program?
Yes. Kearney appears in the FEMA Community Status Book as Kearney, city of, community 310016, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kearney figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Buffalo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kearney.
Is zoning published for Kearney?
No. Nothing on this page presents parcel level zoning.
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